Timothy Sumer

Most of what we do with our money everyday is unconscious. The more aware you are of your money habits, the faster you can reach your financial goals. Without realizing it, you might be doing these 8 money habits that keep you poor. See if you recognize any of these bad money habits in yourself, and what money habits to break this year. These habits keep you poor, and in this video I share my best personal finance tips for breaking bad money habits and replacing them with GOOD money habits! ***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan *** That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me. __________ ***BOOKS I RECOMMEND 📚*** I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials) The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds) InvestED (step-by-step, millennial-fri

Big changes to the 529 education savings plan. It is now allowing you to rollover into a Roth IRA... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Huge Changes to the 529 Plan: Allowing Rollovers into Roth IRA Saving for your child's education has just become a lot more flexible, thanks to the recent massive changes to the 529 plan. Up until now, these tax-advantaged savings accounts were solely dedicated to funding education expenses, but a new provision has opened up the possibility of rolling over unused funds into a Roth IRA, expanding the range of options available to families. This change brings about exciting opportunities for families to secure their child's post-secondary education while also planning for their long-term financial future. A 529 plan, named after Section 529 of the Internal Revenue Code, allows parents, grand