The Investment Options-How should I invest my TSP? This is a question that we get a lot but unfortunately there is no cookie cutter answer for this one. It depends on your risk tolerance and how many more years until you retire. Let me give you a couple of examples. A 26-year old isn’t going to retire for another 30-40 years so he has the ability to invest somewhat aggressively because we know that the market will go up over time. On the other end of the spectrum, if someone is 65 and wants to retire next year, they wouldn’t know where the market will go in the short term and couldn’t afford much volatility. The factors directly affect our investment choices. There are 6 investment options in the TSP. See Below: G Fund- This fund invests in short-term U.S. Treasuries which have next to no risk. Because there is no risk, there returns is relatively small. Generally, this fund doesn’t quite keep up with inflation, but it is better than parking your money in a savings account...
Timothy Sumer is a philanthropist and motivational speaker empowering young entrepreneurs across the nation. He speaks on starting new businesses and the importance of branding in the digital age. Timothy Sumer has a BA in Accounting from NYU and a Masters in Information Technology from MIT. Tim enjoys traveling around the globe, driving exotic sports cars, molecular gastronomy, exploring new cultures, and keeping on top of the latest technology trends. Hope you enjoy Timothy Sumer's page :)