Timothy Sumer

Welcome to Ajamouja, your go-to channel for all things finance, investing, and retirement planning! In this video, we tackle a crucial question: "Should You Change Your 401(k) Investments?" We'll explore the factors to consider when making decisions about your retirement portfolio. Whether you're a seasoned investor or just starting, don't forget to subscribe to Ajamouja for more valuable insights to secure your financial future. Let's dive in and make the most of our 401(k) investments together!... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Should You Change Your 401k Investments? A 401k plan is a popular retirement savings vehicle offered by many employers, allowing employees to save for their golden years in a tax-advantaged manner. While contributing to a 401k is a smart financial move, choosin...

This is a special "mailbag" edition of Taxes in Retirement LIVE! where group members ask Andy all sorts of retirement planning questions. Questions addressed (and time stamps at which point in the video the question starts) in tonight's video are: 3:32 – Can you explain the Social Security Windfall Elimination Provision (“WEP”) 14:34 – Do I need to refile or amend prior year tax return to claim my deceased parents’ unclaimed property? 16:20 – If you make a large Roth conversion, do estimated federal and state taxes need to be paid in that quarter to avoid underpayment penalties? 20:08 – My defined benefit pension will increase by 0.5% per month for each month I delay it past age 65. Should I delay it? Or maybe start it early (with 0.5% per month reduction)? 27:10 – When is interest from a Home Equity Line of Credit (“HELOC”) deductible? 30:07 – If I have a Roth 401(k) and a Health Savings Account (“HSA”), will I have different “gross” and “taxable” wages...