Timothy Sumer

Social Security rules have eliminated "File and Suspend" or "Restricted Application" as a filing strategy for married people in 2015. For widows, the "Restricted Application" strategy still works as long as they have not remarried before 60. In this video, Tom and I discuss how two clients were recently helped and how they have been able to collect their benefits. Questions? Email us at Hans@CardinalGuide.com, call us at (919) 535-8261, or visit our website at CardinalGuide.com. Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cardinal Advisors are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this channel is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments a...

You could be entitled to claim up to HALF of an ex’s Social Security benefit! Many divorced individuals do not realize that they are actually eligible to collect a spousal Social Security benefit based on their ex-spouse’s work record! In this video, Jim discusses how Spousal benefits for divorcees work as well as the criteria you must meet to claim these important benefits. To get a free copy of The Little Black Book of Social Security Secrets go to www.paytaxeslater.com/ss. Social security, retirement, Bipartisan Budget Act, BBA, SS, benefit, social security benefits, apply and suspend, file and suspend, restricted application, social security secrets, james lange, little black book, government retirement benefits, social security strategies, social security strategy, surviving spouse, spousal benefits, social security choices... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA A...