Timothy Sumer

Every day companies large and small make decisions to combine forces. In fact, in 2018, there were nearly 15,000 mergers or acquisitions spanning all major industry sectors. A crucial aspect of any merger or acquisition - and one that is often neglected until late in the process - is the handling of qualified retirement plans. These transactions can be complicated, so don’t make the mistake of ignoring the impact to the retirements plans until late in the transaction. Join Scott as shares insights into key considerations and options during M&A.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing PENTalk is a revolutionary platform that seeks to empower employees and ensure their voices are heard during mergers and acquisitions (M&As). In the midst of these complex business transactions, it is easy for ...

Have you ever wondered what a Self-Directed IRA is and why it's not more widely known? Prepare to be amazed as we demystify the world of Self-Directed IRAs in this eye-opening video. A Self-Directed IRA is an alternative retirement savings option that offers individuals the freedom to invest in a wide range of alternative assets beyond traditional stocks, bonds, and mutual funds. From real estate and private equity to precious metals and private placements, the possibilities are virtually limitless. So, why haven't you heard more about it? Join us as we explore the reasons why Self-Directed IRAs remain relatively unknown to the general public. We'll delve into the complexities of the financial industry, the lack of promotion by traditional financial institutions, and the limited awareness among retirement savers. Discover how you can tap into the power of Self-Directed IRAs to unlock unique investment opportunities and potentially supercharge your retirement sa...

The SMART retirement plan is an approved, personalised pension plan where contributions accumulate until retirement. Prepare for all that life has to offer after retirement with a plan that provides adequate investment planning. Visit or email us at ncbia@jncb.com for more information. ..... #SMARTRetirement #RetirementPlan #investmentplanning... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing What is a SMART Retirement Plan? Planning for retirement has become increasingly important in today's fast-paced and uncertain world. A well-executed retirement plan is crucial to ensure financial security and a comfortable life after leaving the workforce. One approach to creating an effective retirement plan is by applying the SMART principle, which stands for Specific, Measurable, Achievable, Realistic, an...

Target Date Funds - The Good, The Bad and The Ugly: What's The Best Approach - Traditional or Roth: 00:00 Intro 00:41 Fees 03:55 Taxes 06:11 Understanding Investments Some of my favorite books: Camera & equipment I use: Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research. Join the family & subscribe to my channel here: Thanks for watching, I appreciate you!... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing 64% Of People Miss This About Their 401K | Common Misconceptions When it comes to retirement planning, one of the most popular and widely used investment vehicles is the 401K. However, a recent study has shown that a staggering 64% of people are missing a crucial aspect about their 401K ...

In this video, Kyle explains how a trust intended to be designated as a beneficiary of a Defined Contribution Retirement Plan must be drafted with special provisions to navigate complex tax rules. He also describes how Conduit Trusts and Accumulation Trusts work and when each type of trust structure is typically implemented.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Retirement Plan Trust: Securing Your Future As the workforce ages, retirement planning has become a pressing issue for individuals and families. With the decline of traditional pension plans, many workers are now responsible for managing their own retirement savings through employer-sponsored retirement plans such as 401(k)s and individual retirement accounts (IRAs). While these retirement plans offer individuals the opportunity to sav...

This video is all about 2022 retirement plan deadlines. Retirement plans are low hanging fruit for business owners. They provide a wonderful tax deduction, help attract and retain employees, and position personal assets for long term growth. Sponsoring a plan comes with responsibilities and deadlines though, which Grant reviews in this edition of The Business Owner's Corner. 00:00 Introduction 00:25 October 1st 01:30 March 15th 03:52 November 2nd... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 2022 Retirement Plan Deadlines - Business Owner's Corner As a business owner, planning for your retirement is imperative to ensure financial security in your golden years. Setting up retirement plans not only benefits you personally but also enables you to attract and retain top talent. With the new year upon us, it is crucial t...

You could be losing ten of thousands of $$$ to taxes by not creating a #QRP for you and your family. Get a Self Managed #Retirement Fund: Work with Saen's Team: In this video, I'm sharing why you need a self-QRP (Qualified Retirement Plan). A self-QRP is a great way to prepare for retirement and save money on your taxes through a #SoloK If you're like most people, you don't think much about retirement until it's too late. But you can prevent this by getting started on your self QRP today. A self QRP will help you save money on your taxes, as well as provide you with a comfortable retirement. So why wait? Start planning for your future today with a self QRP! retirement planning can be a daunting task, but with the help of this video, you'll be on your way to creating a successful self-directed retirement plan in no time! In this video, I'll teach you everything you need to know about self-directed Retirement Plans, and how they can help you ...

2020 retirement plan & 401k Advice For Americans | Robert Kiyosaki (This should be your plan b) In this video famous author and millionaire businessman Robert Kiyosaki talks about how one should plan for #retirement post 2020 (especially for Americans) and what should be ones #401k plan in the future. Where should one invest and how. #RobertKiyosaki #FinancialAdvice #Investing #RichDadPoorDad 🛎️ For more inspiring and motivation videos please SUBSCRIBE to our channel: And press the bell icon to get a notification, when our new video will be published. 🔈 SPEAKER : Robert Kiyosaki Robert Toru Kiyosaki is an American businessman and renowned author. Kiyosaki is the founder of Rich Global LLC and the Rich Dad Company, a private financial education company that provides personal finance and business education to people through books and videos. *CREDIT You can find more about Robert Kiyosaki’s work here: Facebook: @RobertKiyosaki Twitter: ...

The 2023 retirement contribution limits have been released and they are some of the largest increases in recent years. We cover what you need to know and how to take advantage of these increases in this short video. Please let us know if you have any questions or if we can help in any way! Recap 401(k), 403(b) increased to $22,500 with a $7,500 catch up provision for those over 50 years old Simple IRA increased to $15,500 with a $3,500 catch up provision for those over 50 years old Traditional and Roth IRA increased to $6,500 with income restrictions and $7,500 for those over 50.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The year 2023 promises to bring a lot of changes to the world of finance, and one of the most significant changes is the increase in contribution limits for various investment accounts. These limits define how mu...

Planning: Over 1 Year Out from Retirement Planning: Less than 1 Year Out from Retirement Planning: At Retirement Planning: Post Retirement... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA retirement planning is an important aspect of financial planning. A retirement plan helps you to save money systematically for your future so that you can enjoy a comfortable lifestyle in your retirement years. To ensure that you have sufficient savings for your retirement, you need to start planning early and follow a retirement planning timeline. The following is a retirement planning timeline to help you plan for your retirement effectively. 1. Start saving early It's never too early to start saving for your retirement. The earlier you start, the more time you have to save and grow your retirement funds. Start by setting a goal for the amount...

Learn why conventional wisdom around maximizing out contributions to 401ks and traditional IRAs is wrong and outdated. Mega Back-Door Roth-IRA Strategy - Video Contents 00:00 - The 401k Myth 01:50 - Disadvantages to 401ks and IRAs 27:43 - When You Should Use a 401k or IRA The information in this video is for educational purposes only. Nothing in this video is intended to constitute legal or investment advice. We may receive commissions in exchange for products or services recommended.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing As an AI language model, I cannot form an opinion or provide any financial advice. However, for informational purposes, it is believed that an article claiming that 401ks and IRAs are bad would likely not be a fair representation of the overall financial industry's view. Bot...

If you are the beneficiary but not the spouse of the account owner for a Traditional IRA, you probably have more inheritance options than you might think. Any questions, we're here for you! Join us on social media! Facebook: Instagram: Twitter: Pinterest: #TraditionalIRA #InsideYourIRA #RetirementPlanning... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Individual Retirement Accounts (IRAs) are a popular retirement savings option used by many people. They offer the advantage of tax-deferred earnings and contributions, and some even provide tax-free withdrawals. One important aspect of an IRA is designating a beneficiary, which ensures that your assets go to the person or people you want to inherit your account after your death. Here are some tips on how to designate your IRA beneficiary. Understand beneficiary options When desi...

When is the best time to convert a Simple IRA plan to a 401(k)? What are the best practices or required steps to make it easy on your employees while providing additional benefit? Check out this video and let us know if you have any questions!... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA As an employer, you may be familiar with the Simple IRA plan – a tax-deferred retirement plan designed for small businesses with up to 100 employees. But with a growing business, you may want to upgrade to a more comprehensive plan, such as a 401(k) plan. Converting from a Simple IRA to a 401(k) plan may seem daunting; however, it can be done with relative ease. In this article, we’ll explore the key points you’ll need to know when considering a Simple IRA to 401(k) conversion. Understand the Differences Before switching plans, you should have a c...

📝 Personal Finance: The tracker I use: 📈Trading 212 (investment platform I use): Get a free share worth up to £100 by using promo code NISCHA: In this video I cover different concepts of retirement and how anyone can start living the retired life today.. OTHER VIDEOS YOU MAY ENJOY: My 6 Habits to 6 Figures: My Plan to Become a Millionaire by 32: MY FILMING EQUIPMENT: 📷 Camera: 🔍 Lens: 🎙️Microphone: 🔭Tripod: KEEP IN TOUCH: 🌍 My website - 📸 Instagram - 00:00 - Intro 00:28 - Traditional Retirement 00:59 - 25x Rule 02:55 - Mini Retirements 04:13 - Eternal Retirement 05:19 - My plan 07:00 - Getting on the right path DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or...

With the passage of the Secure Act 2.0, for the first time ever, starting in 2023, taxpayers will be allowed to make ROTH contributions to Simple IRAs. Before 2023, only pre-tax contributions were allowed to be made to these types of employer-sponsored retirement plans. Additional Secure Act 2.0 Videos RMD Age 73 in 2023: Contact Michael Ruger with Questions: 518-477-6686 or mruger@greenbushfinancial.com Visit our website: Subscribe to our channel for more financial planning tips: #simpleira #rothira #retirement #greenbushfinancial... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The Secure Act 2.0 proposes a significant change to the retirement savings landscape. One of the notable provisions is the Roth Simple IRA contribution starting in 2023. This new provision aims to boost retirement savings for small business owners by ...

What's the Backdoor Roth IRA Secret? It's the reason you can save even more money for retirement with a Roth IRA set up with after tax contributions. Learn more! -- Set up your account today! -- Learn more about the Solo 401(k) plan and how it can help you: Learn more about the Self-Directed IRA and how it works: -- Discover more videos by IRA Financial: Subscribe to our channel: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(K) plan to make alternative asset investments, such as real estate. He created IRA Financial to help educate retirement account holders about the benefits of self-directed retirement plan solutions. Learn More: ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVER...

Gina Buchholz of 401k Plan Professionals provides a brief overview on the tax benefits and advantages of having a 401k.... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing A 401k is a popular retirement saving plan funded by employers, allowing employees to save their money while enjoying the tax benefits that come with it. While saving for your retirement, a 401k plan offers you several tax advantages that can help you achieve your retirement dreams. One of the most significant tax benefits of a 401k plan is its tax-deferred nature. This means that contributions made to the plan are tax-deductible, reducing your taxable income by the amount you have saved. For example, if you earn $100,000 per year and contribute $10,000 to your 401k plan, you will only pay taxes on $90,000 of your income for that year. Additionally, any growt...