Timothy Sumer

In this week's Hidden Wealth Reviews, I teach what you can do to remove yourself from the waste of Washington and the Wall Street whipsaw. This week, the Federal Reserve hinted they wouldn't raise interest rates. The market rallied in anticipation of this announcement. When the actual announcement was made, the market dropped, giving back three times the gains it had just made, all due to the wording used in Fed Chairman Powell's statement. If you're within five years or less of retirement or if you're just tying to get better through retirement, I want to teach you how to avoid the whims of Wall Street and the Washington tax waste. To learn how, register now for this coming Tuesday's Tax Protecting Your Retirement webinar. I read a recent article in Forbes that revealed how many people with significant IRA assets are leaving a lot of money on the table by letting the IRS and Congress determine their IRA strategies. The article discussed the importa...

In this week's episode, IRA Financial's Adam Bergman Esq. answers questions about Inherited IRA options, making a real estate investment with family members and if a Roth conversion makes sense. -- *Question 1 from Tiffany J in Santa Barbara, CA: If I inherit an IRA, do I have to take it or can I disclaim it? *Question 2 from Roger A in Odessa, TX: Can I invest in a real estate investment with myself, my sister, and my dad, who will own just 22%? *Question 3 from John J in Phoenix, AZ: I am 57 years old, own an apartment building in my IRA that has appreciated significantly in the last three years. Should I do a Roth Conversion? Have a question for Adam? Send it to us! abergman@irafinancial.com -- Discover more videos by IRA Financial: Subscribe to our channel: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many ...

Are you looking to pay less on your taxes? 💰💰 Then THIS video is for you! The strategy I talk about here can make me $110,000 tax-free. #HOLLA 🎉 So what’s the secret trick? And is it even legal? In this new video 🎥, I’m sharing why I love the Roth IRA so much. With details including everything from what is a Roth IRA conversion to what I like to call, the Backdoor Roth IRA. Reality is, there are easy ways to save and make money using a Roth IRA. Check it out for all the details. Here's what you'll learn in this new video: ▶︎ How can the Roth IRA be your new BFF? ▶︎ What is my Roth IRA story and how did I max it out before being phased out from making too much income? Here are all the details. ▶︎ What did rolling over a 401k look like for me? ▶︎ What’s the absolute worst strategy you can use to try and protect yourself from a stock market crash? ▶︎ What’s a Roth IRA conversion and is it really ...

Lange's Cascading Beneficiary Plan has been a major staple in Jim Lange's practice since the 1990s and has been peer-reviewed by many industry heavyweights, including Jane Bryant Quinn. In this third video learn from Jim this plan is another major tool in combating the SECURE Act. To learn more get Jim's book at Please go to to sign up for our newsletter!... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Lange's Cascading Beneficiary Plan: Ensuring Your Estate is Securely Managed Planning for the future is an essential part of responsible financial management. One inevitable aspect of this planning is considering what will happen to your assets once you pass away. Estate planning ensures that your loved ones are well taken care of and that your wealth is distributed according to your wishes. Among the various estate plannin...

Stick around to learn about when it is best to do a Roth Conversion, how much to convert, and much more! Thanks for watching! If you enjoyed the video, please subscribe to the channel for weekly content! Here are a few ways that we might be able to help; 1. Watch our free educational videos here on our YouTube Channel 2. Like the Money Evolution Facebook Page. Additional investment and retirement planning content, including Live Stream Market, updates not on the YouTube Channel. 3. Our WealthVision Comprehensive Financial Plan: 4. Learn more about our retirement planning Course The Retirement Time Machine Tracking: 419013-1... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Mapping Your Roth Conversion Timeline: A Step-by-Step Guide Roth conversions can be a powerful tool for tax planning and retirement savings. By converting tradit...

Roth IRA’s have fantastic tax advantages that you should learn about. Blog on Roth IRA - Also, learn: 1. Liquidity feature 2. RMD exclusion 3. Who can fund the Roth #Roth #retirement #RothIRA 4. The three ways to Roth Everybody should be trying to include the Roth IRA in their financial plan. Link to blog post on Roth IRA: Firm website www.fortunefinancialgroup.com... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA If you are planning for your retirement and researching the different types of Individual Retirement Accounts (IRA), you may have come across the terms Roth IRA and Traditional IRA. These two types of IRAs have different features which can make one more beneficial to you than the other, depending on your individual situation. This article will explain the difference between the two. Roth IRA A Roth IRA is similar to a tr...

In this episode of Adam Talks, IRA Financial's Adam Bergman Esq. discusses the Roth IRA, and the best way to amass tax-free retirement savings fast. -- Learn more about the Roth IRA: -- Discover more videos by IRA Financial: Subscribe to our channel: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(k) plan to make alternative asset investments, such as real estate. He created IRA Financial to help educate retirement account holders about the benefits of self-directed retirement plan solutions. Learn More: #rothira #retirement #rothconversion #ira #selfdirectedira #adambergman #irafinancial #investing #taxes #taxplanning #taxfreeretirement #backdoorroth... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Acco...

Today we're looking at the taxes in a Roth IRA conversion and focusing on the opportunity given all that has happened in 2020. The opportunity to convert some or all of your traditional IRA to a Roth IRA is greater than ever seeing how many feel that taxes are likely headed higher. Let's dig into the idea of lowering future taxes with a Roth IRA conversion this year. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Roth IRA taxes and conversion strategies are important topics to consider when p...

We help our clients with Roth IRA conversions all the time and maybe you're thinking that converting to a Roth is good for you. Before you do that conversion here are a few things you may want to consider. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. ---Ready to subscribe--- For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA If you’re considering converting some of your retirement savings into a Roth IRA, you’re probably wondering if it’s the right move for you. A Roth IRA conversion can be a smart financial move, but it’s not for everyone. Here’s wha...

#shorts #retirement #retirementplanning The 5 Year Rule is an important concept to understand if you are considering a Roth IRA conversion. But, many people don't know anything about it. Watch this video to learn the other four most Common Roth IRA Conversion Mistakes. 👉🏻 👈🏻 ⬇️ DISCLAIMER : Celestial Wealth Management, LLC is registered as an investment adviser in the State of Maryland and Texas. Neither the information nor any opinion constitutes an offer or an invitation to make an offer, to buy or sell any securities or other financial instruments. This video is not intended to provide personal investment advice and it does not take into account the specific investment objectives, financial situation and the particular needs of any specific person. Investors should seek financial advice regarding the appropriateness of investing in financial instruments and implementing investment and planning strategies discu...

IRA Financial's Adam Bergman Esq. discusses the Roth IRA conversion rules when you are retired. -- Discover more videos by IRA Financial: Subscribe to our channel: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(k) plan to make alternative asset investments, such as real estate. He created IRA Financial to help educate retirement account holders about the benefits of self-directed retirement plan solutions. IRA Financial Group is a retirement account facilitator, document filing, and do-it yourself document service, not a law firm. IRA Financial Group does not provide legal services. No attorney-client relationship exists between Client and IRA Financial Group, its management, salespersons or IFG’s in-house legal counsel. IRA Financial Group provid...

IRA Financial's Adam Bergman discusses the Mega Backdoor Roth 401(k) and how it supersizes your tax-free (Roth) retirement income. By making after-tax contributions to a 401(k), you can move those funds into an IRA and convert them to a Roth. -- Discover more videos by IRA Financial: Subscribe to our channel: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(K) plan to make alternative asset investments, such as real estate. He created IRA Financial to help educate retirement account holders about the benefits of self-directed retirement plan solutions. Learn More: ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA ht...

Please note: we have a change of topic for this week, if you are looking for SECURE 2.0 impact on Self-Directed IRAs, please check us out next Wednesday at 12PM EST. Thank you! If you are an investor of Tesla stock, you might not be shocked to hear that it's headed for it worst month, quarter and year on record. If you own these stocks in your IRA, this may not be so bad for you. On this episode of Adam Live, IRA Financial founder, Adam Bergman, Esq. will discuss why you should strongly consider converting those stocks held in a traditional IRA to Roth. Pay taxes now on the depressed price of the stock, and reap tax-free benefits in the future. Learn why a Roth conversion makes the most sense when your IRA-owned assets are down in value. Join us LIVE on Thursday, December 29th at 12PM EST! -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice...

It's possible to put up to $12,000 into a Roth IRA this year and pay little to no taxes on it. MoneyWatch's Ray Martin explains.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/tax-trick-roth-ira-conversion/?feed_id=59942&_unique_id=63c137211e344 #Inflation #Retirement #GoldIRA #Wealth #Investing #cbs #BenefitsAndCompensation #Finance #FinancialPlanning #FinancialServices #FreeTrade #humanresources #ira #MoneyWatch #personalfinance #RayMartin #RothIRA #rothiraconversion #taxes #video #SEPIRA #cbs #BenefitsAndCompensation #Finance #FinancialPlanning #FinancialServices #FreeTrade #humanresources #ira #MoneyWatch #personalfinance #RayMartin #RothIRA #rothiraconversion #taxes #video

Thinking about converting your traditional, pretax IRA to Roth before the end of the year? It's a powerful savings tool but you should know the best way to perform a conversion. On this episode of Adam Live, IRA Financial founder, Adam Bergman, Esq. will discuss the Roth IRA conversion, how it works, when you should consider doing it, and helpful tips so you do it the right way. Join us LIVE on Wednesday, December 21st at 12PM EST! -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(k) plan to make alternative asset investments, such as real estate. He created IRA Financial to help educate retirement account holders about the benefits of self-directed retirement plan solutions. IRA Financial Group is a retirement account facilitator, document filing, a...

James Lange, CPA/Attorney and best-selling author of "The Roth Revolution: Pay Taxes Once and Never Again," discusses the Roth IRA Conversion, potentially one of the most powerful tools in retirement and estate planning.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/roth-ira-conversions-the-impact-on-heirs/?feed_id=54566&_unique_id=63ac9fa60ccf5 #Inflation #Retirement #GoldIRA #Wealth #Investing #eatateplanningattorney #estateplanning #FinancialServices #ira #JamesLange #retirementplanning #ROTH #ROTH401k #roth403b #RothIRA #rothiraconversion #traditionalIRA #InheritedIRA #eatateplanningattorney #estateplanning #FinancialServices #ira #JamesLange #retirementplanning #ROTH #ROTH401k #roth403b #RothIRA #rothiraconversion #traditionalIRA

A Roth IRA conversion ladder is a multiyear strategy that allows savers to tap into their retirement accounts without penalties before reaching age 59½. With a Roth conversion ladder, money is shifted from a tax-deferred retirement account —such as a traditional IRA or 401(k)—into a Roth IRA. But unlike a standard Roth IRA conversion, it’s done multiple times over several years. The staggered conversions create the “ladder.” Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA. When you do a Roth IRA conversion, you must wait five years to withdraw the converted amount to avoid a...