Which Account Type, Roth or Pre-Tax, is Optimal for Maximizing Your Retirement Savings of $1 Million?
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As you plan for your retirement, one of the key decisions you will need to make is whether to save in a Roth account or a pre-tax account. Both options have distinct benefits and drawbacks, and the choice you make can have a significant impact on how much money you have available in retirement. In a pre-tax account, you contribute money before taxes are taken out of your paycheck. This reduces your taxable income for the year, whi