Timothy Sumer

Small business owners and sole proprietors have many needs, and one of the biggest needs is retirement. Studies show that many Americans are likely not saving enough. They’re also paying more in taxes than they would if they used a qualified retirement plan. The material, views and opinions expressed in this presentation are solely those of the presenter and may not be reflective of those held by Azzad Asset Management. Forward-looking statements are subject to uncertainties that could cause actual developments and results to differ materially from the expectations expressed. The webcast is provided for general information purposes only and should not be considered an individualized recommendation or advice. Azzad Asset Management makes no representations or warranties with respect to the accuracy or completeness of the information provided. Mutual fund investments, including the Azzad Funds, are not FDIC-insured, so you may lose money. The Azzad Funds are available

We love helping small business owners. See what IRA options are available to you.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Individual Retirement Accounts, or IRAs, are a popular way for Americans to save for retirement. However, many small business owners may be unaware that they are also eligible to open and contribute to an IRA. In this article, we will explore the different types of IRAs available to small business owners, their benefits, and how to get started. What is an IRA? An IRA is a tax-advantaged savings account designed to help individuals save for retirement. The most common types of IRAs are Traditional and Roth IRAs. Contributions to these accounts are made with pre-tax dollars for Traditional IRAs, or with after-tax dollars for Roth IRAs. When the account holder reaches retirement age, withdrawals made from Tradi

In this week's episode, IRA Financial's Adam Bergman Esq. answers questions about filing a 990-T for a Self-Directed IRA, rolling over IRA and SEP funds to a Solo 401(k), and setting up a Solo 401(k) when you have multiple businesses. -- 0:00 *Intro 1:11 *Question 1: I have to file a 990-T for my Self-Directed IRA – do I need to get an EIN for my IRA? 3:53 *Question 2: I have a SEP IRA and a traditional IRA; can I roll those accounts into a new Solo 401(k) I want to set up with IRA Financial? 5:39 *Question 3: I own two businesses with my spouse – one has employees and the other one does not – can we set up a Solo 401(k) plan for the business with no employees? 11:59 *Outro -- Have a question for Adam? Send it to us! info@irafinancial.com -- Discover more videos by IRA Financial: Subscribe to our channel: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During

Learn more about the Solo 401(k) employee deferral contribution: _ The employee deferral feature in the Solo 401(k) sets it apart from any other retirement plan. The Solo 401(k) is similar to the SEP IRA, however the SEP is a pure profit-sharing plan. The Solo 401(k) has two contribution features: the profit-sharing contribution (much like the SEP IRA) and the employee deferral feature, which was added in 2001. This allows Solo 401(k) investors save more by making higher contributions. Watch the full video to see how you can benefit from the Solo 401(k) employee deferral contribution if you are self-employed or a small business owner with no full-time employees. Discover more videos by IRA Financial: _ About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(K) pla