Timothy Sumer

Let me tell you how you should change your TSP allocation during a down market like now. Human nature makes us want to change something when we anticipate losses. The stock markets been down, the real estate market craze appears to be over. Shouldn’t we shift our money into something safe until the market starts going up again? Hang out in the G fund? Hell no. This is the biggest mistake I see people make and I see it all the time. During times where you expect a down market, don’t change anything. Pick a good strategy, like investing in the C fund, which is the S&P 500 index, and then stick with it for the long term. Those that pulled their money out during the COVID scare, and those that pulled it out after trump was elected both ended up losing lots of money. the markets rose when many expected them to fall. full disclosure, I’m not making a political endorsement of trump. He’s a fool, but the stock market doesn’t care.... ( read more ) LEARN MORE

Now is the time. Did you know that if you have a #tsp as a military member or Federal employee, you can leverage your retirement account towards a Primary Residence? It’s low-fee ($50) and low-interest (about 3%). Reach out, follow, and comment for more info! Listing a home yourself? Ask me about my #FSBO backup plan! Don’t worry. I have your back. Let me do the heavy lifting here. 💪🏼 Markets have cycles. Real Estate is no exception. In the next 1-3 years, there will be opportunities that normally only come once in a generation. Let me help! 📱 (360) 362-5155 These terms and processes are unfamiliar to many, but it doesn’t have to be scary. Let my team and I show you the way. My vision for 2023 is to help 100 people achieve their Real Estate dreams. Even if you aren’t ready, I’m still here. Let me know if you have any questions regarding Real Estate and we’ll set you on the path to success. #kitsapcounty #kitsaprealestate #kitsaprealtor #militaryrealtor #veter