Timothy Sumer

This is my Vanguard UK portfolio update for my stocks and shares ISA and my Self Invested Personal Pension (SIPP). I'll cover off everything that's been going on in the markets in the FTSE 100 and S&P 500 and then show you all of the data in my Vanguard UK portfolio account. Timestamps: 0:00 - Stock Market News Update & Analysis 5:27 - Vanguard Portfolio Update *//Investing Apps and FREE Shares* 💸 - InvestEngine - Get £25 Free once you deposit £100 + FREE ISA (T&Cs Apply)* 💸 - Trading 212 - Get a Free share up to £100 (Free Stocks and Shares ISA) 💸 - Lightyear - Free Google or Tesla Stock (Deposit £50) 💸 - Stock Unlock - My preferred platform for financial information/ stock picking (Free trial) *//Want to speak with me 1:1?* Follow the link below and book a slot in my diary: *//My Favourite Credit Card for Points* 💸 - American Express Gold Rewards Card - Get 30,000 Points - £0...

Whether you’re a start-up, self-employed, or a business with many employees, today is the right day to start saving for retirement. Setting up a 401k allows your retirement income to grow tax-free. With each contribution, you can lower your tax burden up front, and you won’t have to pay taxes on your plan until you withdraw funds in retirement. Payroll integration is a breeze. If you’re an entrepreneur, you’ll be investing in, and protecting, your future. Everything is automated so you’ll effortlessly maintain your budget. Enjoy the financial and tax benefits of retirement planning while also improving employee satisfaction and loyalty. Clients who start a new 401(k) plan may be eligible for up to $15,000 in SECURE Act tax credits, among others. Whatever your needs, we’ll help you find the right fit. Employers can choose their contribution amounts and vesting preferences. Retirement options include 401(k)s, safe harbor plans, and profit-sharing plans. If an employee doe...

Check out the full article here: Make an Appointment here: How To Calculate Your FERS Pension Every pay period, the government takes out a very small portion of your pay to go to your pension. However, the amount you receive from your pension is not based on how much you contributed over your career.  It is based on the following three things: Your High-3 Salary Years of (creditable) Service Your Pension Multiplier Although this formula is simple, it gets complicated when calculating your High-3 salary and knowing what actually counts towards credible years of service.For more info, click here for my free training on “example”. Gross Vs. Net Pension One thing that is critical when planning your retirement is calculating your net pension and not just your gross. Your net pension is the actual dollar amount that you will receive each month. To do this calculation you have to include all the reductions to your pension. There can be as much as 7 different reductions ...

Revealing my ENTIRE Schwab Roth IRA 2021 | How to Invest in a Charles Schwab Roth IRA in 2021 In this video, I go over how exactly to invest in a Roth IRA using Charles Schwab as a brokerage in 2021. I also talk about why a Roth IRA is so important because of all of the tax advantages that an account like this offers. I also go in-depth into what you can do to withdraw your money from a Roth IRA, as the rules are slightly different than with an individual brokerage account. Socials! TikTok: Instagram: Twitter: BECOME A CHANNEL MEMBER: :) WeBull 2 FREE Stocks!! How I Grow My YouTube Channel: 📷 My YouTube Equipment 📷 ○ Laptop - ○ Camera - ○ Microphone - ○ Tripod - ○ Studio Lights - ○ LED Lights - Subscriber Milestones! 500 subscribers - June 29, 2020 1,000 subscribers - July 20, 2020 2,500 subscribers - January 16, 2021 10,000 - February 28, 2021 25,000 - ? CONTACT: For business inquires only, please use this email: mclemorepr...

The author and columnist shares insights about rising interest rates and mortgage paydown, crypto and meme stocks, and his own financial journey and portfolio.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Jonathan Clements is a well-known personal finance author and journalist who has been writing about money for over 30 years. In his book, "The Little Book of Main Street Money," he emphasizes the importance of taking the long view when it comes to personal finance. According to Clements, this means being patient and disciplined, and focusing on the things that matter most in life. One of the hallmarks of people who are financially successful, according to Clements, is humility. This may seem like an unusual trait for someone who has achieved great financial success, but Clements argues that it's esse...

Frank Finance explains 401k, Roth 401k, 403b, Roth 403b,IRA, Roth IRA, 457b, and 457b Roth retirement accounts. Contribution limits, Roth vs Traditional, Age limits, Early withdrawals, and early withdrawal penalties are discussed. Please Subscribe and click the notification bell to get notified of future content. If you like my content please give me thumbs up, that helps a lot. 4 Steps to Wealth Compounding Interest #retirement #401k #rothvstraditional #ira Frank will be Frank about how to save and invest in order to reach financial independence. Topics will be about Saving, Investing, Stock analysis, and Market news. Frank Finance looks to build up others by providing information that is meant to inform viewers on strategies and techniques as applied to saving and investing. I am not a financial advisor. Not all topics are meant for every viewer and are geared toward education. I am passionate about saving & investing and seek to motivate my viewers, so that t...

Attain Your Potential - Download the FREE Impact 90 Challenge Start Pack: bit.ly/3hr3zBi Click here to download your FREE guide to 100x YOUR EFFICIENCY IN 10 EASY STEPS: On Today's Episode: If you’ve noticed the price of eggs recently you may have realized the pain of the recession we’re currently experiencing. Making money during a recession is not only possible, it’s often said to be the time when millionaires are made. Graham Stephan, host of Iced Coffee Hour, successful YouTuber with over 500 million views started his journey to financial success at 18 years old at the start of the 2008 financial crisis. Years later, over 30 and more than $120 million in real estate sales later, he’s one of the biggest millennial influencers sharing his wins, failures, and experiences for everyone to learn. In this episode Graham talks about spotting opportunities, doubling down on where you put your efforts, his approach to investing, and how he beat the market with a monkey pi...