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Individual Retirement Accounts Backdoor Roth IRA – 2021 | Roth IRA Contributions 2021


A “backdoor Roth IRA” allows a taxpayer to bypass income limitations by first making a nondeductible contribution to a traditional IRA and then converting it into a Roth IRA. If the conversion happens soon after the original contribution, there will be little or no taxable income or tax assessed. Due to the distribution rules for traditional IRAs, this works best if you have no other traditional IRA as a result of traditional IRA distribution rules. If your income is greater than that threshold amount, you are prohibited from contributing directly. Read More About Roth IRA & IRA Contribution 2021 at: ...(read more)


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