Timothy Sumer

Have a question? Feel free to reach out at (240) 285-9820 Schedule an appointment at For free resources: visit - Presentation slides - 2023 Key Data Sheet (all the tax numbers broken down) - 2023 Retirement Checklist - Summary List of all provisions There are 92 tax changes headed your way. Regardless of age, if you are investing for or already retired, there is something for you in this legislation. That is why I recorded this video and am sharing 4 important free resources to help you navigate the host of changes being implemented over the next three years. Changes relating to: - RMD start dates - 529 plan rollovers - Contribution limit increases - Penalty changes - Exclusions Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and D’Andrea Financial, LLC are not...

0:00 - Intro 0:37 - What is the Spot Price? 1:18 - How is the Spot Price Determined? 2:27 - Dealer Spot Prices on Website 2:50 - Coin Premiums 3:10 - Premium Examples 3:35 - Supply & Demand Factor 4:09 - BEST ADVICE for Premiums 5:31 - Dealer Spreads 7:20 - Recap 8:11 - Warning Against Shady Dealers In this video, I'm going to explain to you how physical precious metals coin prices are calculated, what the spot price is, what the bid and ask prices are and how you can use this knowledge to your advantage to make sure that you get the best deal when buying physical precious metals. If you're thinking about investing in gold or silver, then you need to be aware of the Precious Metals Gold and Silver IRA scams that are out there. We'll show you how coins premiums are calculated and arm you with the basics you'll need to engage with gold and silver companies to buy your physical metals. If you or someone you know has been scammed by precious metals dealers,...

On today's episode, we'll explore the difference between a Roth IRA and a traditional IRA. There seems to be a lot of confusion out there between these two very different retirement savings tools and we'll clear the big differences up today. Both IRAs and Roths have limits on the amount of money you can put away each year. The big difference between the two is when you'll pay taxes on that money. Join us today as we break down the essentials you need to know between these two retirement planning vehicles. Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ 0:00 - Roth vs. IRA 1:00 - Roth IRA 1:54 - Traditional IRA _______________________________ CONNECT 🤝 Facebook: Twitter: LinkedIn: _______________________________ CONTACT ☎ Website: Phone: (951) 652-1544 Email: info@ruggierifinancial.com Appointment: ... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A G...

hello guys welcome back to the channel hope you like video and if you like so please do subscribe, like, comment and share to your bgmi squad🔥🔥🔥 EDITED BY:-BOND😈 BG MUSIC:-PUBG THEME SONG (2SCRATCH TRAP MUSIC) GAMEPLAY ON :MI11X FOLLOW ME ON MY SOCIAL HANDLES:- INSTAGRAM:- FACEBOOK:- #bgmi #tipsandtricks #bondonthegame... ( read more ) LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Tips and Tricks with Bond Gaming Are you looking for ways to improve your Bond gaming experience? Bond gaming is one of the most popular video game genres and it’s no surprise that there are plenty of tips and tricks to help you become a better Bond gamer. Whether you’re a beginner or an experienced player, there are plenty of tricks and tips to help you get the most out of your Bon...

لقد شبعنا من الاجابة عن ما هو التضخم؟ اليك اخر اخبار التضخم وكيف نتعامل مع التضخم في ظل الدخول في عام الركود الاقتصادي او الركود التضخمي 2023، كيف ننجو من التضخم الاقتصادي في 5 خطوات بسيطة وسريعة، وكيفية التعامل مع الاستثمار في الذهب وماهية العملات الرقمية، بالإضافة إلى ذلك، اكتسب نظرة ثاقبة حول الاساليب المختلفة التي يمكن أن تناسبك. المصادر: الطوابع الزمنية: 0:00 مقدمة هامة عن التضخم والركود 0:29 ما هو التضخم؟ 1:19 خمس طرق للنجاة من الإفلاس 1:50 الطريقة الأولي " زيادة الإنتاج " 2:30 الطريقة الثانية " الاستثمار الآمن  " 2:58 الطريقة الثالثة " الادخار ثم الادخار " 3:25 الطريقة الرابعة " مقاطعة الغلاء " 4:29 الطريقة الخامسة " المجازفة " 5:30 اسئلة مهمة ترقبوا المزيد مع المهندس الاخباري *قيمة بصوت هندسي*... ( read more ) HOW TO: Hedge Against Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The economic recess...

... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Are you looking for an easy way to save for retirement? That’s just one way player! Stan the Annuity Man is here to help. Stan is an independent annuity expert who has been helping individuals and families plan for retirement for over 15 years. He has a deep understanding of the annuity market and can help you find the right annuity for your retirement needs. Stan is committed to helping people make the most of their retirement savings. He offers personalized advice and guidance on the best annuity options for your particular situation. He can help you compare different annuity products and determine which one is right for you. He can also help you understand the different types of annuities and how they can help you achieve your retirement goals. Stan is also passiona...

#KevinO'Leary #crypto #inflation Watch Kevin O'Leary's aka Mr. Wonderful speak to Yahoo Finance over the years about his philosophy on investing, what he thinks about crypto and marijuana, plus the obstacle that became his superpower that helped him become successful. Don't Miss: Valley of Hype: The Culture That Built Elizabeth Holmes WATCH HERE: Subscribe to Yahoo Finance: About Yahoo Finance: At Yahoo Finance, you get free stock quotes, up-to-date news, portfolio management resources, international market data, social interaction and mortgage rates that help you manage your financial life. Yahoo Finance Plus: With a subscription to Yahoo Finance Plus get the tools you need to invest with confidence. Discover new opportunities with expert research and investment ideas backed by technical and fundamental analysis. Optimize your trades with advanced portfolio insights, fundamental analysis, enhanced charting, and more. To learn more about Yahoo Finance ...

Roth IRA Contribution Limits for 2020 and 2021. Discusses the maximum contribution amounts for each year, catch-up contributions, MAGI income limits and phaseouts, spousal Roth IRAs and more! Links in this video: retirement planning Insights - Taxes in Retirement - #RothIRA #RetirementPlanning #FinancialPlanning DISCLAIMER: This video is only helpful hints and education. It is not specific tax, legal or investment advice. Before considering acting on anything you see in this video, first consult with your tax, legal or investment advisor. While the information expressed in this video is believed to be accurate, neither Andy Panko, CFP®, RICP®, EA nor Tenon Financial LLC make any guarantees to its accuracy.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Roth IRA Contribution Limits for 2020 and 2021 Are you considering investing ...

Should the federal government get rid of the the Roth IRA? In a recent article on Market Watch, the founder of Boston College's Center for Retirement Research, Alicia Munnell thinks we should think seriously about getting rid of the Roth 401k and the Roth IRA. According to her, Roth IRA's can be hijacked by Congress to pay for expensive partisan legislation. There are other reasons as well. Is she correct? ✅ Learn More: ➡️ FREE Video Series: ✔️ Listen to the Podcast - 🔹 Connect With Us 🔹 Twitter -@mcknightandco Instagram: @davidcmcknight... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA The Roth IRA is a popular retirement account that has become increasingly popular in recent years. It allows individuals to save money on a tax-deferred basis, meaning they do not have to pay taxes o...

The second vlog of our trip to New York. Enjoy!... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The New York Vlogs-No 2 is a vlog series created by a New York City based YouTuber. The series follows the everyday life of the YouTuber as he takes viewers on a tour of his daily life in the city. The series is shot in a documentary style and offers viewers a behind-the-scenes look at the YouTuber’s life. From visiting iconic New York City landmarks to exploring the city’s vibrant nightlife, the series provides viewers with a unique insight into the life of a New Yorker. The series also features interviews with locals, giving viewers a deeper understanding of the city and its culture. The YouTuber also visits various neighborhoods, giving viewers a glimpse of the city’s diversity. The series has been praised for its en...

So you know how much you want to contribute to retirement. But how do you split it between different retirement vehicles to get there? Today I'm sharing how we make these calculations to determine our annual retirement contribution amount. Budget Template: Budget Breakdown Course: Budgeting For Baby course: Budgeting For Baby workbook: ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA When it comes to retirement planning , one of the most important decisions you can make is how to allocate your contributions between a 401K and a Roth IRA. Both of these retirement accounts offer tax advantages and can help you reach your retirement goals. However, it is important to understand the differences between them in order to make the best decision for your individual situation. A 401K is a retirement savings plan offered by employers. It allow...

Küçücük yüreğinde kocaman sevgileri barındıran minik Elif’in öyküsü yüreklere dokunuyor… Anne ve babası, kendisinin varlığından habersiz yollarını ayırdığında kaderi çizilen Elif, zorluklar içinde dünyaya gelir. Üvey babasının yanında geçen zor zamanların ardından hiç bilmediği ve kendisinden habersiz olan öz babası Kenan’ın evine besleme olarak gönderilir. Babasının karısı Arzu, Elif’in Kenan’ın kızı olduğunu öğrenince Elif’e dünyaya dar eder. Elif ise başına geleceklerden habersiz, tüm kötülüklere sonsuz sevgisiyle karşı gelir. Onu hayata karşı dik tutan şey, annesinin hasreti ve babasının hayalidir. Bizi Facebook'ta takip edin: Síguenos en Facebook: تابعنا على الفيسبوك 📌 YouTube kanalımıza abone olun / Subscribe / Suscríbete: Isabella Damla Güvenilir Selin Sezgin Cemre Melis Çınar Gülçin Tunçok Emre Kıvılcım #elif #elifdizisi #turkishdrama... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVER...

Visit [ ] for more detailed information about quality homes and condos for sale in Costa Rica, retirement living in Costa Rica with 5,000+ articles, 300+ videos, dozens of downloadable reports and your free E-book about 'How To Buy Costa Rica Real Estate Without Losing Your Shirt' (Camisa) plus a terrific Discussion Forum for people like you. If you would to speak to Scott Oliver about creating your own highly effective video marketing campaign in English or Spanish, please call Scott in Costa Rica on (506)8892-6969 Email him at: Scott@WowVMS.com or see [ ]... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Are you looking for a unique way to invest in real estate? Consider buying a new home in Costa Rica with a self-directed IRA. With a self-directed IRA, you can use your retirement funds to purchase a home in Costa Rica and enjoy th...

✅ 10 years of NO FEES here 👉 WHAT YOU WILL FIND ON OUR WEBSITE: 1. Why Consider Augusta For Your Gold IRA? 2. What Is an Augusta IRA? 3. Benefits of Augusta Precious Metals IRA? 4. How to Get Started with Augusta Gold IRA So you’ve decided you want to retire and you’re looking for the best way to invest your money. You’ve probably heard of a traditional IRA, but what about a gold IRA? In this Augusta gold IRA review, we’ll take a look at how a gold IRA works and whether or not it’s the right choice for you. If you're like most people, you probably have a retirement plan through your employer. But what happens when you retire? Employer-sponsored retirement plans typically don't provide the same level of benefits as they did when you were working. That's where an Augusta IRA comes in. Why Consider Augusta For Your Gold IRA? There are a lot of different companies that offer gold IRAs, but not all of them are created equal. When you're looki...

There are a lot of legalities and rules that are hard to find or understand untill you actually retire.... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Are you taking advantage of your 401k and pension benefits? Before you sign up, it’s important to understand the fine print. Here’s what you need to know. First, read the fine print on your 401k and pension plans. Make sure you understand the vesting schedule, contribution limits, and other details. You should also know how withdrawals and distributions will affect your taxes. Second, understand the fees associated with your 401k and pension plans. Some plans may charge administrative fees, investment fees, or other costs. Be sure to ask your plan administrator about any fees and how they will affect your returns. Third, understand the investment options available to you. Ma...

#Inflation #Business Yahoo Finance's Andy Serwer joins the Live show to discuss U.S. inflation, opportunities for businesses and entrepreneurs, economic cycles, and Consumer Price Index (CPI) data. Don't Miss: Valley of Hype: The Culture That Built Elizabeth Holmes WATCH HERE: Watch the 2021 Berkshire Hathaway Annual Shareholders Meeting on YouTube: Subscribe to Yahoo Finance: About Yahoo Finance: At Yahoo Finance, you get free stock quotes, up-to-date news, portfolio management resources, international market data, social interaction and mortgage rates that help you manage your financial life. Yahoo Finance Plus: With a subscription to Yahoo Finance Plus get the tools you need to invest with confidence. Discover new opportunities with expert research and investment ideas backed by technical and fundamental analysis. Optimize your trades with advanced portfolio insights, fundamental analysis, enhanced charting, and more. To learn more about Yahoo Finance Plus ...

Assistant Editor Kathryn Selinga reports from the 2011 Fidelity Investments Jumper Classic. Rider Kent Farrington swept the final day, first taking the $15,000 Equine Insurance Services Speed Stake, then finishing off the week with a win in the $75,000 Fidelity Investments Grand Prix.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The 2011 Fidelity Investments Jumper Classic was a major event in the world of show jumping. Held in Lexington, Kentucky, the event featured some of the world’s best show jumpers competing for the top prize. The competition was held at the Kentucky Horse Park, and the course was designed by renowned course designer Richard Jeffery. The course was made up of 17 obstacles, including a large water jump and a triple combination. The competition was divided into two divisions: the Grand Prix and the Open Jumper. The Gra...