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One possible rewritten title: "What is the process for allocating funds to specific investments in my TSP (Thrift Savings Plan)?"


Andrew submitted a question on www.firepsychat.com. “I am in the military. I have been investing in my TSP for the past 7 years but I never paid attention to how my money is doing. About 3-4 years ago, I re-allocated my money from the target retirement fund to spread across individual funds. I allocated 20% each to G, C, I, S, and F funds. Now I feel like my money has barely grown in the past few years. What am I doing wrong?" Submit your question on or comment on Facebook, Instagram, or YouTube posts! 👨‍🏫 1:1 Financial Coaching 👩‍🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡️ Introductory Forum: 📧 Email: hello@firepsychat.com 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡️ 📷 2022 New Year's Resolutions Video Series📷 Part 1: How to Build Your First Emergency Fund - Part 2: How to pay off debt quickly - Part 3: How to Build a Retirement Portfolio - Part 4: How to Create a Pay Yourself First Budget for FIRE - 📷 Additional FIRE Videos 📷 Our $2.8 mil Fat FIRE Plan - How We save 60% of our Income - Our $1 mil Dividend Stock Portfolio Strategy - How to save for HSA - Backdoor Roth IRA - 🎵 Music and Sound Effects Provided by Epidemic Sound 🎵 ⏰ Table of Contents ⏰ 0:00 Question 0:29 Choosing a Lifecycle Fund 2:24 Individual Fund Allocation #FIREPsyChat #FinancialIndependence #TSP 🤳 Add me on Facebook & Instagram @FIREPsyChat 🤳 📷 Equipment Used for This Content 📷 Sony ZV-1 - Samsung Q2U Microphone - GVM LED Light - SanDisk 128GB SD Card - 3-Pack Replacement Batteries - Portable Charger - Disclaimer: I am not a financial advisor. I am solely sharing my personal experience and opinions. All Strategies, tips, suggestions, and recommendations shared are solely for entertainment and educational purposes only. There are financial risks associated with investing. You must conduct your own research and due diligence, or seek the advice of a licensed advisor if necessary. Affiliate Disclosure: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our opinions and comparisons....(read more)



LEARN MORE ABOUT: Thrift Savings Plans
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Allocating individual funds in a Thrift Savings Plan (TSP) is a vital aspect of managing your retirement portfolio. As a federal employee, you have access to a TSP account as a 401(k)-style retirement savings plan. Investors who manage their TSP accounts are responsible for selecting the right combination of individual funds that align with their investment goals and risk tolerance. To allocate funds in a TSP account, you will first want to assess your financial objectives and make informed investment decisions based on your desired level of risk. TSP offers five individual funds, and each fund has a specific investment criteria that helps investors develop a diversified portfolio. The five individual funds in a TSP account are the G Fund, F Fund, C Fund, S Fund, and the I Fund. The G Fund invests in short-term US Treasury securities and is the least risky fund among the five. The F Fund invests in corporate and government bonds and offers fixed income options for investors. The C Fund is the S&P 500 index fund, representing the most extensive market index in the TSP account. The S Fund invests in small and mid-size US company stocks, while the I Fund invests in international stocks. When allocating funds in a TSP account, consider diversifying your portfolio by investing in a combination of G and F Funds for fixed income strategies, and the C, S, or I Funds for equity investment strategies. It is essential to monitor and adjust your TSP investments periodically as market conditions change since this can impact your retirement goals. Recently, the TSP introduced a new lifecycle fund option that allocates your investment based on your estimated retirement date. The fund combines the five individual funds, and the allocation adjusts over time, becoming less risky as you near retirement. In summary, allocating individual funds in a TSP account requires assessing your investment objectives, selecting the right combination of funds that align with your risk tolerance, and monitoring investments regularly. The retirement savings account of a federal employee is a great investment option and helps build wealth for post-retirement years. By making informed decisions and monitoring your investment portfolio, you'll have a better chance of achieving your financial goals. https://inflationprotection.org/one-possible-rewritten-title-what-is-the-process-for-allocating-funds-to-specific-investments-in-my-tsp-thrift-savings-plan/?feed_id=82391&_unique_id=6423b39a4a716 #Inflation #Retirement #GoldIRA #Wealth #Investing #cfundtsp #contributionallocations #ffundtsp #Gfundtsp #howtogetrichwiththetsp #howtoinvestinthethriftsavingsplan #howtoinvestinthetsp #ifundtsp #sfundtsp #thriftsavingsplan #thriftsavingsplanexplained #thriftsavingsplanfunds #thriftsavingsplanhelp #thriftsavingsplaninvesting #thriftsavingsplanmilitary #tspallocation #tspinvesting #tspinvestingstrategy #tspinvestmentoptions #tsplifecyclefunds #tspstrategy #tsptips #ThriftSavingsPlan #cfundtsp #contributionallocations #ffundtsp #Gfundtsp #howtogetrichwiththetsp #howtoinvestinthethriftsavingsplan #howtoinvestinthetsp #ifundtsp #sfundtsp #thriftsavingsplan #thriftsavingsplanexplained #thriftsavingsplanfunds #thriftsavingsplanhelp #thriftsavingsplaninvesting #thriftsavingsplanmilitary #tspallocation #tspinvesting #tspinvestingstrategy #tspinvestmentoptions #tsplifecyclefunds #tspstrategy #tsptips

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