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Can You Rely on the Reputation of Fixed Index Annuities? 🤔


Television, Facebook, Instagram, TikTok, your friendly neighborhood plumber, they're ALL the best news sources...we wouldn't want to disagree with you. All we're asking is, can you trust EVERYTHING they've told you about annuities? Stick around to hear Tom run through some questions you might want to ask before believe that annuities are your mortal enemy... #investmentplanning #financialeducation #retirementplanning #easeintoretirement #mosleywealthmanagement Don’t spend more time wondering about whether you’re ready to retire. Prepare now, so you can look forward to the years ahead with confidence. Seize the moment. Seize your retirement. Call us at 714-421-4288 to take the first step, or contact us through our website, ________________________________________ At Mosley Wealth Management, we believe everyone should be able to live the retirement they’ve always wanted. Your financial situation is different than that of your parents, your neighbors and even your closest friends, so a cookie-cutter approach isn’t going to cut it. E.A.S.E. Into Retirement is a weekly podcast dedicated to discussing Mosley Wealth Management’s perspective on what to expect before and during retirement. Hosted by Tom Mosley, each episode will provide you our teams educated views on ways to better prepare yourself for those retirement years and your goals. About Tom Mosley, CEO & President For more than a quarter century, Tom has helped retirees and those nearing retirement preserve their principals so they can experience the retirement they always envisioned. He focuses on conservative financial strategies that provide the potential for wealth accumulation and help protect retirement assets from market volatility. After spending 19 years in the ministry, Tom founded Mosley Insurance and Financial Services in 1995 and in 2016, Mosley Wealth Management. He has helped many employees from Fortune 500 companies such as Wells Fargo, Disney, Raytheon and Edison make informed decisions about their 401k(k)s, pension plans and Social Security benefits after they retired or changed jobs. Tom earned a Master’s in business administration with a major in finance from Pepperdine University as well as a master’s in theology from Dallas Theological Seminary. He has passed the Series 65 securities exam, is a registered Investment Adviser and licensed insurance professional. Tom and his wife, Suzan, live in Placentia in Orange County and are blessed with five highly successful children – Amanda, Andrea, Rachael, Travis and Mackenzie – and eight adorable grandchildren. Tom says one of his favorite hobbies is “sneaking sugar of all kinds” to his grandkids. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services....(read more)



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Fixed Index Annuities (FIAs) are a type of annuity that has been gaining popularity in recent years. They offer the potential for growth of your retirement savings while protecting your principal from losses due to market fluctuations. But can you trust what you've heard about FIAs? FIAs work by tying the interest rate credited to your account to a stock market index, such as the S&P 500. When the index goes up, your interest rate may increase, but when the index goes down, your principal remains protected, and you do not lose any money. This makes them an attractive option for those who want to participate in the market but don't want to risk losing their retirement savings in a market downturn. However, it's essential to note that not all FIAs are created equal. Some are much more complex and have higher fees and surrender charges than others, making them less suitable for some investors. It's crucial to understand the terms of the FIA you are considering before making any investment decisions. Additionally, FIAs can be confusing, and it's essential to work with a financial professional who understands them thoroughly. Some agents may exaggerate the potential gains and underplay the risks associated with FIAs to make a sale. Always be wary of overly aggressive sales pitches and make sure you work with a reputable financial professional. Another thing to keep in mind is that FIAs are not suitable for everyone. They are designed for people who are looking for a balance between growth and safety in their retirement savings. If you are comfortable taking on more risk, you may be better off investing in stocks or mutual funds. On the other hand, if you are very risk-averse, you may prefer the security of a traditional fixed annuity. In conclusion, FIAs can be an excellent option for those looking to balance growth potential and principal protection in their retirement savings. However, it's essential to understand the terms of the FIA you are considering and work with a reputable financial professional who can help you make an informed decision. With careful consideration, FIAs can be a powerful tool to help you achieve your retirement goals. https://inflationprotection.org/can-you-rely-on-the-reputation-of-fixed-index-annuities/?feed_id=89132&_unique_id=643f1d789ffe8 #Inflation #Retirement #GoldIRA #Wealth #Investing #annuityexplained #FinancialPlanning #fixedindexannuitiesexplained #fixedindexannuity #fixedindexannuityprosandcons #GuaranteedLifetimeIncome #retirementincome #RetirementIncomePlanning #TheAnnuityMan #variableannuity #RetirementAnnuity #annuityexplained #FinancialPlanning #fixedindexannuitiesexplained #fixedindexannuity #fixedindexannuityprosandcons #GuaranteedLifetimeIncome #retirementincome #RetirementIncomePlanning #TheAnnuityMan #variableannuity

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