Skip to main content

Investing 101: Understanding Stocks, Bonds, and Mutual Funds


DISCLAIMER: This isn't investment advice Monetary Policy 403(b) Plan Shelf Offering Environmental, Social, and Governance (ESG) Investing Last Mile SEC Form 13F 1%/10 Net 30 10-K 10-Q SEC Form 10-Year Treasury Note 1040 IRS Form 1040A Form 1040EZ Form IA-1092 SEC Release 11th District Cost of Funds Index (COFI) 12B-1 Fee 183-Day Rule 30-Year Treasury 51% Attack 401(a) Plan 401(k) Plan 403(b) Plan 457 Plan 5/1 Hybrid Adjustable-Rate Mortgage (5/1 Hybrid ARM) 501©(3) Organizations 52-Week High/Low 529 Plan 8-K (Form 8K) 80-20 Rule 83(b) Election Acid-Test Ratio Acquisition Asset Management Automated Teller Machine (ATM) Balance Sheet Business Valuation Capital Capital Asset Pricing Model (CAPM) Capital Expenditure Capitalism Coefficient of Variation (CV) Collateral Comparative Advantage Compound Annual Growth Rate (CAGR) Compound Interest Conflict Theory Consumer Price Index (CPI) Contribution Margin Correlation Correlation Coefficient Cost of Goods Sold (COGS) Creative Destruction Credit Default Swap (CDS) Current Ratio Customer Service Days Payable Outstanding (DPO) Jurisdiction Risk Just In Case (JIC) Just In Time (JIT) Keogh Plan Key Performance Indicators Laissez-Faire Law of Demand Law of Supply Law of Supply and Demand Leadership Letter of Intent (LOI) Letters of Credit Leverage Ratio Leveraged Buyout (LBO) Liability Liability Insurance Limit Order What Is a Limited Government, and How Does It Work? Limited Liability Company (LLC) Limited Partnership (LP) Line of Credit (LOC) Liquidation Liquidity Liquidity Coverage Ratio (LCR) Liquidity Ratio Loan-To-Value Ratio libor Macroeconomics Magna Cum Laude Management by Objectives (MBO) Margin Margin Call Market Share Moving Average Convergence Divergence (MACD) Multilevel Marketing Mutual Fund Mutually Exclusive Nasdaq Nash Equilibrium Negative Correlation Neoliberalism Net Asset Value (NAV) Net Income (NI) Net Operating Income (NOI) Net Present Value (NPV) Net Profit Margin Net Worth (NYSE) Nominal Null Hypothesis Oligopoly Onerous Contract Online Banking Open Market Operations Operating Income Operating Leverage Operating Margin Operations Management Opportunity Cost Option Organization of the Petroleum Exporting Countries (OPEC) Organizational Behavior (OB) Organizational Structure Original Equipment Manufacturer (OEM) Original Issue Discount (OID) Out Of The Money (OTM) Outsourcing Over-The-Counter (OTC) Over-The-Counter Market Overdraft Overhead Overnight Index Swap P-Value Partnership Penny Stocks Trade Per Capita GDP Perfect Competition What Is Personal Finance, and Why Is It Important? Phillips Curve Ponzi Schemes Put Option Q Ratio (Tobin’s Q) Quadruple Witching Qualified Dividend Qualified Institutional Buyer (QIB) Qualified Institutional Placement (QIP) Qualified Longevity Annuity Contract (QLAC) Qualified Opinion Qualified retirement plan Qualified Terminable Interest Property (QTIP) Trust Qualitative Analysis Quality Control Quality of Earnings Quality Management Quantitative Analysis (QA) Quantitative Easing Quantitative Trading Quantity Demanded Quarter (Q1, Q2, Q3, Q4) Quarter on Quarter (QOQ) Quasi Contract Quick Assets Quick Ratio Quintiles Quota R-Squared Racketeering Rate of Return Rational Choice Theory Security Series 63 Series 7 Sharpe Ratio Short Selling Social Responsibility Solvency Ratio Spread Standard Deviation Stochastic Oscillator Stock Stock Keeping Unit (SKU) Stock Market Stop-Limit Order Straddle Strength, Weakness, Opportunity, and Threat (SWOT) Analysis Subsidiary Supply Chain Sustainability Systematic Sampling T-Test Tariff Technical Analysis Treasury Bills (T-Bills) Treasury Inflation-Protected Security (TIPS) Triple Bottom Line (TBL) Troubled Asset Relief Program (TARP) Trust Trust Fund Trustee TSA PreCheck Turnover Underlying Asset Underwriter Underwriting Unearned Income Unemployment Unemployment Rate Unicorn Valuation Value Added Value Chain Value Investing Value Proposition Value at Risk (VaR) Value-Added Tax (VAT) Variability Variable Annuity Variable Cost Variance Velocity of Money Venture Capital Venture Capitalist (VC) Vertical Analysis Vertical Integration Visual Basic for Applications (VBA) W-2 Form W-4 Form W-8 Form Waiver of Subrogation Wall Street War Bond Warrant Wash Sale Wash-Sale Rule wealth management Weighted Average Cost of X-Efficiency X-Mark Signature XBRL (eXtensible Business Reporting Language) XCD (Eastern Caribbean Dollar) XD Xenocurrency Xetra XML (Extensible Markup Language) XRT Yacht Insurance Yale School of Management Yankee Bond Yankee Market Year-End Bonus Year-Over-Year (YOY) Year to Date (YTD) Year’s Maximum Pensionable Earnings (YMPE) Yearly Rate Of Return Method Yearly Renewable Term (YRT) Yield Z-Score Z-Test Zacks Investment Research ZCash...(read more)



LEARN MORE ABOUT: Retirement Annuities
REVEALED: How To Invest During Inflation
HOW TO INVEST IN GOLD: Gold IRA Investing
HOW TO INVEST IN SILVER: Silver IRA Investing
Investing can be an overwhelming subject, especially for those who are new to it. However, understanding the basics of investing can be an essential step towards financial success. In this article, we will discuss the basics of investing, including stocks, bonds, and mutual funds. Stocks Stocks, also known as equities, represent ownership in a company. When an individual invests in stocks, they become a shareholder in that company. The success or failure of a company can affect the value of its stocks. If the company performs well, the value of its stocks usually increases, and if the company doesn't do well, the value of its stocks decreases. Investing in stocks can be a risky bet, but it can also be a rewarding experience. Historically, stocks have provided higher returns than other asset classes, such as bonds or cash. However, it's important to keep in mind that past performance is not indicative of future results. Bonds Bonds represent debt securities issued by companies or governments. When an investor buys bonds, they are essentially lending money to the issuer. The issuer then promises to pay the investor back with interest after a designated period. Investing in bonds can be less risky than investing in stocks because they tend to be less volatile. However, with lower risk comes lower returns. Bond returns are usually lower than stocks returns, but they can provide a steady stream of income as well as diversification in a portfolio. Mutual Funds Mutual funds are a type of investment vehicle that pools money from multiple investors to buy a diversified collection of stocks, bonds, or other securities. Rather than buying individual stocks or bonds, investors can buy mutual fund shares, which represent their ownership in the underlying assets. Mutual funds can be a convenient way for people to invest in a diversified portfolio without the need for extensive knowledge or research. However, they do come with fees, which can eat into returns. It's important to research and compare mutual funds before investing. Conclusion Investing can be daunting, but these basics of investing can help people get started. It's essential to remember that every investment comes with risks and that a diversified portfolio can help to mitigate those risks. Understanding the differences between stocks, bonds, and mutual funds can help investors make an informed decision about how to allocate their money towards a well-rounded portfolio. https://inflationprotection.org/investing-101-understanding-stocks-bonds-and-mutual-funds/?feed_id=98295&_unique_id=6464115ba32b3 #Inflation #Retirement #GoldIRA #Wealth #Investing #BaruchCollege #education #final #Midterm #RetirementAnnuity #BaruchCollege #education #final #Midterm

Comments

Popular posts from this blog

"Is Birch Gold Group a Reliable Choice for Your 2023 Gold IRA Investments?" - A Quick Review #shorts

In this Birch Gold Group review video, I go over what makes this Gold IRA company unique, the pros and cons, their fees, minimums, and much more. Get their free guide here: 👉 FREE Resources: ➜ Gold IRA Company Reviews: Birch Gold Group boasts high ratings from consumer advocate groups. With an A-plus rating from the Better Business Bureau, a triple-A rating from the Business Consumer Alliance, and high marks from Trust Link, Trustpilot, and Google Business, Birch Gold is a top choice to trust your hard-earned retirement savings. Birch Gold Group’s low initial investment minimum is another edge it has over its competitors whose minimums can range from $25,000 to $50,000. A beginning $10,000 minimum investment is all that is required to start a GOLD IRA with Birch which is advantageous for first-time investors. Spanning nearly two decades, Birch Gold Group’s mission and philosophy focus on a commitment to understanding your needs and finding the right fit for you. Their

Should I Rollover My 401k to an IRA? YES! #shorts #retirement #financialfreedom

Should I Rollover My 401k to an IRA? YES! #shorts #retirement #financialfreedom Should I Rollover My 401k to anIRA 🤔 || 401k to IRA Rollover Pro's & Con's In this video, I want to talk about rolling over your 401k to an IRA Rollover and if that makes sense for your retirement planning . I want to look at the pro's to rolling over a 401k and also the con's to rolling over a 401k. When you should rollover your 401k to an IRA and when you should NOT rollover your 401k to an IRA. Let's talk about when you should NOT rollover your 401k to an IRA: 1. You are still working and are under the age of 59.5 2. You are 55 and considering retirement (Rule 55) 3. Increased creditor protection in a 401k 4. 401k's offer loans--IRA's do not offer loans Why you SHOULD rollover your 401k to an IRA 1. More investment choices in IRA over 401k 2. Lower investment fees 3. Convert IRA to Roth IRA (Roth IRA Conversion) 4. Consolidation from multiple 401k'