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Vlog #140: Decoding the Order of Returns


This week on Money Unleashed, we’ll work through the sequence of returns, and how it could affect your savings at different stages of planning. Learn more about Hoffman Financial Group’s services here: Download “Money Unleashed” episodes on: Apple Podcasts: Google Podcasts: Spotify: iHeart Radio: Catch Chris Hoffman on TV and radio at DISCLOSURE: Investment advisory services offered through Brookstone Wealth Advisers, a registered investment advisor. Insurance and annuities offered through Hoffman Financial Group, Inc., GA Insurance License #163546. This information is designed to provide general information on the subjects covered; it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hoffman Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer in any way to securities or investment advisory products or services. Fixed insurance and annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone Wealth Advisors, Inc....(read more)



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In Vlog #140, we discuss the sequence of returns and why it's important to understand this concept when investing in the stock market. The sequence of returns refers to the order in which investment returns occur over a period of time. Let's say you start investing in the stock market at a young age and continue to invest consistently for several years. Over time, the market will experience both positive and negative returns. However, the sequence in which these returns occur can greatly impact your investment portfolio. For example, let's say that you experience negative returns during the first few years of your investment journey. If you were to withdraw funds during this time, your overall investment portfolio would take a significant hit. Conversely, if you were to experience positive returns during the early years of your investment journey, your portfolio would likely grow to a much greater extent. Understanding the sequence of returns is important because it can help you make informed investment decisions. For instance, you can adjust your investment strategy based on market conditions in order to minimize the impact of negative returns. One way to minimize the impact of negative returns is by diversifying your portfolio. Investing in a variety of asset classes, such as stocks, bonds, and real estate, can help spread your investment risk. Additionally, holding onto your investments for a longer period of time can also help mitigate the impact of negative returns. Overall, the sequence of returns is an important concept to understand when investing in the stock market. By being aware of the order in which investment returns occur, you can make informed investment decisions that can help protect your portfolio from market volatility. So, be sure to take the time to understand this concept and adjust your investment strategy accordingly. https://inflationprotection.org/vlog-140-decoding-the-order-of-returns/?feed_id=97623&_unique_id=64616dd6d7dc8 #Inflation #Retirement #GoldIRA #Wealth #Investing #401k #atlantafinancialadvisor #atlantafinancialservices #atlantataxplanning #bearmarket #ChrisHoffman #compoundinterest #financialadvisor #FinancialPlanning #financialplanninginatlanta #FinancialServices #howtoprepareforretirement #pension #retirees #Retirement #retirementinvestment #retirementplanning #retirementsavings #retirementstrategy #returnoninvestment #sequenceofreturns #taxes #wealthmanagement #RetirementAnnuity #401k #atlantafinancialadvisor #atlantafinancialservices #atlantataxplanning #bearmarket #ChrisHoffman #compoundinterest #financialadvisor #FinancialPlanning #financialplanninginatlanta #FinancialServices #howtoprepareforretirement #pension #retirees #Retirement #retirementinvestment #retirementplanning #retirementsavings #retirementstrategy #returnoninvestment #sequenceofreturns #taxes #wealthmanagement

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