Skip to main content

Financial Wellness Presentation on APS Perk$ Retirement Savings Choices - Scheduled on July 27th at Noon


Join APS Senior Benefits Analyst, Ann Johnson, for information on how NMERB works, where to access the NM Employee Retirement Board information as well as understanding APS sponsored 403 (b) and 457 retirement plans....(read more)



LEARN MORE ABOUT: Retirement Planning
REVEALED: Best Investment During Inflation
HOW TO INVEST IN GOLD: Gold IRA Investing
HOW TO INVEST IN SILVER: Silver IRA Investing
APS Perk$ Retirement Savings Options Financial Wellness Presentation When it comes to planning for retirement, it can be overwhelming and confusing to navigate the multitude of savings options available. APS Perk$, an employee benefit program provided by Arizona Public Service (APS), is holding a Financial Wellness Presentation on July 27th at 12:00 pm to help guide employees towards making informed decisions about retirement savings options. The presentation will focus on the different types of retirement savings options available through APS Perk$, including Defined Benefit Plans, 401(k) Plans, Roth 401(k) Plans, and 457(b) Plans. Each option has its own unique features and benefits, so it’s crucial to understand the differences in order to choose the option that best suits individual needs. Defined Benefit Plans are pension plans in which the employer promises to pay a specified amount of benefits to retirees based on a formula that takes into account factors such as salary and years of service. 401(k) Plans are individual retirement accounts that allow employees to contribute pre-tax money from their salary, which is then invested in stocks, bonds, and mutual funds. Roth 401(k) Plans are similar to 401(k) Plans, but the contributions are made with after-tax dollars and withdrawals are tax-free. 457(b) Plans are non-qualified deferred compensation plans that allow employees to defer income to a tax-deferred account until retirement. The presentation will also provide information on how to determine how much savings is needed for retirement and how to calculate the potential benefits of each plan. Additionally, attendees will learn about the importance of diversifying investments and how to avoid common retirement savings mistakes. By attending the APS Perk$ Retirement Savings Options Financial Wellness Presentation, employees can gain a better understanding of their retirement savings options and make informed decisions about their financial future. It’s never too early or too late to start planning for retirement, so mark your calendars and attend the upcoming presentation. https://inflationprotection.org/financial-wellness-presentation-on-aps-perk-retirement-savings-choices-scheduled-on-july-27th-at-noon/?feed_id=107024&_unique_id=64877e820baf9 #Inflation #Retirement #GoldIRA #Wealth #Investing #457Plan

Comments

Popular posts from this blog

"Is Birch Gold Group a Reliable Choice for Your 2023 Gold IRA Investments?" - A Quick Review #shorts

In this Birch Gold Group review video, I go over what makes this Gold IRA company unique, the pros and cons, their fees, minimums, and much more. Get their free guide here: 👉 FREE Resources: ➜ Gold IRA Company Reviews: Birch Gold Group boasts high ratings from consumer advocate groups. With an A-plus rating from the Better Business Bureau, a triple-A rating from the Business Consumer Alliance, and high marks from Trust Link, Trustpilot, and Google Business, Birch Gold is a top choice to trust your hard-earned retirement savings. Birch Gold Group’s low initial investment minimum is another edge it has over its competitors whose minimums can range from $25,000 to $50,000. A beginning $10,000 minimum investment is all that is required to start a GOLD IRA with Birch which is advantageous for first-time investors. Spanning nearly two decades, Birch Gold Group’s mission and philosophy focus on a commitment to understanding your needs and finding the right fit for you. Their

Birch Gold Group Review 2023 – Best Gold IRA Company? Pros and Cons

In this Birch Gold Group review video, I go over what makes this Gold IRA company unique, the pros and cons, their fees, minimums, and much more. See chapters in the description. Get their free guide here: 👉 FREE Resources: ➜ Gold IRA Company Reviews: Chapters: 0:00 - Intro 0:26 - Is Gold a Good Investment? 1:03 - What is Birch Gold Group? 1:37 - IRA Eligible Coins 1:59 - Is Birch Gold Group a Legitimate Company? 2:50 - How Does Birch Gold Group Work? 3:34 - Birch Gold Group’s Fees and Investment Options 4:02 - Birch Gold Group Low Minimum Investment 4:29 - Birch Gold Group Storage and Security 5:34 - Con #1 – No Overseas Storage Options 5:49 - Con #2 – Initial Setup Fees 6:02 - Birch Gold Group Review Summary Birch Gold Group boasts high ratings from consumer advocate groups. With an A-plus rating from the Better Business Bureau, a triple-A rating from the Business Consumer Alliance, and high marks from Trust Link, Trustpilot, and Google Business, Birch Gold is a