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Michael Malone | Retirement Income Guaranteed by Fixed Indexed Annuity


Are you aware that a Fixed Indexed Annuity guarantees retirement income? Guaranteed retirement income is one of the most important topics when planning for, or stepping into, your retirement. When delving into this and the wise money tools that exist out there as you move through your money evolution towards, and into your retirement, you’re going to want to become familiar with a fixed indexed annuity investment. More specifically a fixed indexed income annuity. In this fixed indexed annuities for dummies video you’ll have fixed indexed annuities explained in regards to guaranteed retirement income. You’re going to want to understand annuities basics, how to invest in annuities and what is the best annuity for retirement. However, in this fixed indexed annuities 101 video you’ll learn precisely how fixed indexed annuities may address your need for guaranteed retirement income. After this video, check out the video I create titled “How Does a Fixed Indexed Annuity Work” where you will learn more about how a Fixed Indexed income annuity protecting your investment from loss works in depth: 🔴🔴SUBSCRIBE for more FREE tips: ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 🤝🤝BECOME OUR CLIENT: It only takes 2 steps ➡ 1. Watch our free (60min) Masterclass, by clicking on the link directly above, to ensure using Annuities in your Retirement Planning is something you want to commit to. 2. Once you watch the video you will be prompted to apply to become our client. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 📲📲CONNECT WITH US ON SOCIAL MEDIA: Facebook ➡ LinkedIn➡ ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ DISCLAIMER **Michael Malone makes content available as a service to his clients and other visitors, to be used for informational purposes only. While his best intentions are to provide accurate and timely information, you should always consult with retirement, tax, and legal professionals prior to taking any action. Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker-dealer and a registered investment adviser. Cetera is under separate ownership from any other named entity....(read more)



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Fixed Indexed Annuity “Guarantees” Retirement Income | Michael Malone Planning for retirement can seem like a daunting task. With so many investment options available, it can be overwhelming to determine the best strategies to ensure a comfortable retirement. One option that has gained popularity in recent years is the Fixed Indexed Annuity (FIA), which offers unique guarantees for retirement income. In this article, we will explore the benefits of FIAs and how they can provide retirees with a steady stream of income. FIAs are insurance contracts that allow individuals to save for retirement while providing them with growth potential linked to the performance of a specific index, such as the S&P 500. One of the most appealing aspects of FIAs is their ability to offer a minimum guaranteed interest rate, protecting the initial investment from market downturns. Regardless of market performance, the annuity holder is guaranteed to receive a certain rate of return. The "fixed" aspect of FIAs ensures that the investor will not lose any of their principal, meaning the initial investment is protected from market volatility. This is especially important for retirees who may not have the time or the financial flexibility to recover from potential losses. The "indexed" aspect allows the annuity to participate in the gain of an index, providing the potential for higher returns when the market performs well. Another key feature of FIAs is the ability to convert the accumulated value of the annuity into an income stream that can provide guaranteed payments for life. This is known as an annuitization option, and it offers retirees peace of mind by ensuring a steady stream of income throughout retirement. This feature is particularly attractive for individuals concerned about outliving their savings or the uncertainty of market returns. Although FIAs guarantee a certain rate of return, it is important to note that the growth potential is generally lower compared to other investment options. This is due to the fact that FIAs are designed to provide a level of protection against market downturns. However, for individuals focused on preserving their retirement savings and seeking a reliable source of income, the trade-off of potentially lower returns may be worth it. It is worth mentioning that FIAs are not without their limitations. One limitation is the lack of liquidity, as the annuity holder may face surrender charges or penalties for early withdrawals. Additionally, annuity fees and administrative charges can reduce the overall return on investment. It is crucial to carefully consider the terms and conditions before committing to an FIA, ensuring it aligns with one's retirement goals and financial situation. In conclusion, Fixed Indexed Annuities offer unique guarantees for retirement income. Their ability to protect the principal investment while providing a minimum guaranteed return, as well as the option for a lifetime income stream, makes them an attractive option for retirees. However, it is important to carefully evaluate the terms and conditions, as well as consider other investment options, to determine if an FIA is the right choice for one's retirement planning. https://inflationprotection.org/michael-malone-retirement-income-guaranteed-by-fixed-indexed-annuity/?feed_id=111070&_unique_id=6497fc1dc0871 #Inflation #Retirement #GoldIRA #Wealth #Investing #annuities101 #annuitiesbasics #annuitiesexplained #annuitiesexplainedfordummies #annuitiesexplainedsimply #annuitiesexplainedyoutube #annuitiesfordummies #Annuitiesvs401ks #AnnuitiesvsMutualFunds #AnnuityInvestment #BestAnnuityforRetirement #buyanannuity #FixedIndexedAnnuity“Guarantees”RetirementIncome #HowtoInvestinAnnuities #incomeannuity #MoneyEvolution #moneyevolutionretirement #WiseMoneyTools #RetirementAnnuity #annuities101 #annuitiesbasics #annuitiesexplained #annuitiesexplainedfordummies #annuitiesexplainedsimply #annuitiesexplainedyoutube #annuitiesfordummies #Annuitiesvs401ks #AnnuitiesvsMutualFunds #AnnuityInvestment #BestAnnuityforRetirement #buyanannuity #FixedIndexedAnnuity“Guarantees”RetirementIncome #HowtoInvestinAnnuities #incomeannuity #MoneyEvolution #moneyevolutionretirement #WiseMoneyTools

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