What Happens If Your Former Spouse Passes Away Prior to Receiving Social Security?

In this video, we explain how the death of an ex-spouse affects your social security balance, how you draw social security if you've never remarried, and more. A surviving spouse can collect 100 percent of the late spouse's benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age. Watch the video to learn more! Download FREE Cheat Sheet, CLICK HERE 👉 Starting Medicare soon and don't know where to start? WATCH MEDICARE BASICS: Learn exactly how Medicare works in our free workshop here: 📺 Subscribe to our channel if you want more information on Medicare & Social Security: The Medicare Family has been making Medicare and Social Security easy for 40+ years, across all 50 states. And each year, our family continues to help more and more people with how Medicare works, when to take Social Security, and how to find the best Medicare plans. We know that learning about your retirement benefits can be confusing. And it’s hard to find a trusted source of information. We get it! That’s the reason we do what we do. 😄 Visit our website for more in-depth information on Medicare & Social Security: #socialsecuritybenefits...(read more)

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What If Your Ex-Spouse Dies Before Receiving Social Security Divorce can be a challenging and emotionally draining process, particularly when it comes to financial matters. Among the many concerns is the question of what happens if your ex-spouse dies before receiving their Social Security benefits. Understanding the implications can help you navigate this situation with peace of mind. When it comes to Social Security benefits, the primary factor to consider is the length of your marriage. If you were married for at least 10 years before the divorce occurred, you may be entitled to benefits based on your ex-spouse's work record, even if they pass away before receiving them. In order to be eligible for survivor benefits as an ex-spouse, you must meet certain criteria. These requirements include being at least 60 years old (or 50 years old if you are disabled), not having remarried before the age of 60, and your ex-spouse must be eligible for Social Security benefits. If you have remarried, you may still be eligible for survivor benefits based on your former spouse's work record if your new marriage ends, either through divorce or death. The amount of survivor benefits you are entitled to usually depends on your ex-spouse's work history. Generally, you can receive up to 100% of the deceased ex-spouse's full retirement amount. However, your entitlement may be reduced if you begin receiving benefits before reaching your own full retirement age. If you are caring for a child under the age of 16 who is also eligible for benefits, it is important to note that your benefit as a surviving ex-spouse will not be affected. In essence, you can receive survivor benefits for as long as the child is entitled to them, even if it extends beyond your normal retirement age. To claim survivor benefits, you will need to contact the Social Security Administration (SSA) and provide them with the necessary documentation, such as a death certificate and your marriage certificate. It is advisable to notify the SSA of your ex-spouse's passing as soon as possible to ensure a smooth and timely process. In some cases, if you are eligible for both retirement and survivor benefits, you may choose to receive one and delay the other to increase your overall benefit amount. You can delay your own retirement benefits until a later age to accrue additional credits, claiming the survivor benefits in the meantime. This strategy can potentially maximize your lifetime Social Security income. In conclusion, if your ex-spouse passes away before receiving their Social Security benefits, you may be eligible for survivor benefits based on their work record, provided you meet the necessary criteria. Understanding these rules can help you plan for the future and secure the financial support you may be entitled to. Contacting the Social Security Administration and seeking professional advice can guide you through the process and ensure you make informed decisions regarding your financial well-being. https://inflationprotection.org/what-happens-if-your-former-spouse-passes-away-prior-to-receiving-social-security/?feed_id=109103&_unique_id=64900a2a89cf6 #Inflation #Retirement #GoldIRA #Wealth #Investing #divorce #receivingsocialsecurity #socialsecurity #socialsecurityanddivorce #socialsecuritybenefits #socialsecuritybenefitsexplained #socialsecuritybenefitsfordivorcedspouse #socialsecurityretirementbenefits #socialsecurityspousalbenefits #spousalbenefits #SpousalIRA #divorce #receivingsocialsecurity #socialsecurity #socialsecurityanddivorce #socialsecuritybenefits #socialsecuritybenefitsexplained #socialsecuritybenefitsfordivorcedspouse #socialsecurityretirementbenefits #socialsecurityspousalbenefits #spousalbenefits