Do not ignore the International (“I”) Fund in your Thrift Savings Plan (TSP) FinEd for Feds is dedicated to providing financial planning education that is relevant for U.S. Federal Government Employees. Federal Employee benefits are complicated yet extremely valuable. Our goal is to make your benefits easier to understand and explain how they integrate with other aspects of your financial life. Ultimately, we want you to be educated during your working years and to feel confident and empowered to retire comfortably from federal service. Discovery Wealth Planning LLC is a Registered Investment Advisor. We are fee-only, which means we do not sell products for a commission. We are also a fiduciary and we put client interests first 100% of the time. We offer one-time and ongoing financial planning engagements with a CERTIFIED FINANCIAL PLANNER™ for U.S. Feds. To learn more, please visit This channel is purely educational and should not be considered as financial, legal or tax advice. Discovery Wealth Planning LLC (“DWP”) is a registered investment advisor offering advisory services in Virginia, Maryland and Washington, D.C. and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal the performance noted in this publication. The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, DWP disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose. All opinions and estimates constitute DWP’s judgement as of the date of this communication and are subject to change without notice. DWP does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall DWP be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if DWP or a DWP authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized. This site may contain endorsements by non-clients who are not users of our products and/or services. These endorsements reflect their own opinions or views and may not be representative of our own. We are not affiliated with users who provide endorsements and they are not paid or otherwise compensated directly or indirectly for them....(read more)
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Do not ignore the International (“I”) Fund in your Thrift Savings Plan (TSP) When it comes to retirement planning, many individuals focus on domestic investments and overlook the importance of international diversification. The Thrift Savings Plan (TSP), which is available to federal employees and members of the military, offers a range of investment options including the International (“I”) Fund. Ignoring this fund could mean missing out on potential opportunities for growth and stability in your portfolio. The International Fund is designed to provide TSP participants with exposure to international markets, allowing them to benefit from the growth and performance of companies outside of the United States. By investing in international equities, TSP participants can diversify their holdings and reduce their portfolio's dependence on domestic markets. One of the key advantages of including international investments in your TSP is the potential for higher returns. While domestic markets have historically performed well, international markets can often outperform during certain economic cycles. By diversifying your investments and allocating a portion of your TSP contributions to the International Fund, you are positioning yourself to take advantage of global economic trends and opportunities. Additionally, investing in international markets can offer greater stability in times of domestic market volatility. When U.S. markets experience downturns, international markets may be following a different trajectory. By having exposure to different markets, you can help smooth out the ups and downs of your portfolio and potentially mitigate losses during periods of market turbulence. Furthermore, the International Fund offers participants access to a wide array of global companies, many of which are leading players in their respective industries. By investing in these companies, TSP participants can diversify their portfolio in terms of sectors and industries, benefiting from the innovative and competitive nature of global companies. This exposure can also provide participants with insights into different markets and help them stay informed about global market trends and dynamics. It is important to note that investing in international markets also involves risk. Currency fluctuations, political instability, and changes in economic policies can all impact the performance of international investments. However, by including the International Fund as part of your overall TSP investment strategy, you are better positioned to weather these risks and take advantage of potential growth opportunities. To make the most of the International Fund, it is recommended to take a long-term approach and not get swayed by short-term market fluctuations. Diversifying your TSP portfolio by allocating a percentage of your contributions to the International Fund can help you achieve a well-balanced and robust retirement portfolio. In conclusion, the International Fund in your TSP is a valuable investment option that should not be ignored. By including international investments in your retirement portfolio, you can potentially enhance your returns, reduce portfolio volatility, and gain exposure to innovative global companies. Take the time to assess your investment strategy and consider the benefits of including the International Fund in your TSP. Your future self will thank you for it. https://inflationprotection.org/give-the-international-i-fund-in-your-thrift-savings-plan-tsp-the-attention-it-deserves/?feed_id=115410&_unique_id=64a9b8191ac68 #Inflation #Retirement #GoldIRA #Wealth #Investing #certifiedfinancialplannerforfeds #cfpforfeds #federalbenefits #federalemployeebenefits #federalretirementplanning #financialadvisorforfeds #FinEdforFeds #howtopicktspfunds #ifundtsp #portfoliomanagementforfederalemployees #thriftsavingsplan #thriftsavingsplanexplained #thriftsavingsplanfunds #thriftsavingsplanhelp #tsp #tspassetallocation #tspfunds #tspinternationalfund #tspinvestmentselection #tspinvestments #tsptips #ThriftSavingsPlan #certifiedfinancialplannerforfeds #cfpforfeds #federalbenefits #federalemployeebenefits #federalretirementplanning #financialadvisorforfeds #FinEdforFeds #howtopicktspfunds #ifundtsp #portfoliomanagementforfederalemployees #thriftsavingsplan #thriftsavingsplanexplained #thriftsavingsplanfunds #thriftsavingsplanhelp #tsp #tspassetallocation #tspfunds #tspinternationalfund #tspinvestmentselection #tspinvestments #tsptips
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