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The Reason behind My $10,000 Investment in SCHD for Early Retirement


Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: In today's video, I'm going to smash buy $10,000 more of SCHD. For those of you that aren't familiar with SCHD, this is Schwab's Dividend Equity ETF. SCHD has been a core holding in both my SEP IRA and Taxable portfolios for almost 3 years now. The reason for this video is to piggyback off of my most recent Dollar Cost Average vs Lump Sum Investing video. In that video, we saw that the numbers favor lump sum investing over time, although I've personally been a dollar cost average investor for years. There are a lot of things to like about the SCHD ETF, which we will discuss in this video. Please watch until the end and share with a friend! 🔥 WBF University - Join My School Here: ⮕ My FREE M1 Finance Training Video: ⮕ My FREE Stock Market For Beginners Guide: ⮕ GET MY HOME AFFORDABILITY SPREADSHEET HERE: ⮕ FOLLOW ME ON INSTAGRAM: ⮕ ⏰ Timestamps ⏰: 0:00 - Intro 1:01 - My SCHD Journey 1:57 - SCHD Prospectus IMPORTANT 8:33 - Masterworks Spot 9:57 - SCHD vs SP500 vs VYM 14:26 - BUYING $10K of SCHD 16:15 - My Thoughts 17:45 - Casual WBF ABOUT ME 👇 My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos reflect my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur. This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort to every video that I make. I also believe in complete transparency and open communication with my audience. Subscribe if you are interested in: #investing #personalfinance DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. “net returns” refers to the annualized internal rate of return net of all fees and costs, calculated from the offering closing date to the sale date. IRR may not be indicative of Masterworks paintings not yet sold and past performance is not indicative of future results. See important Reg A disclosures: ...(read more)



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Why I'm SMASH Buying $10,000 of SCHD for Early Retirement Are you dreaming of a financially secure and stress-free early retirement? I certainly am, which is why I've made the decision to SMASH buy $10,000 worth of SCHD (Schwab U.S. Dividend Equity ETF). In this article, I will explain why I believe SCHD is an excellent investment for those seeking an early retirement strategy. First, let's understand what SCHD is all about. SCHD is an exchange-traded fund (ETF) that aims to track the performance of high dividend yielding U.S. stocks. This means that by investing in SCHD, you become a part-owner of a diversified portfolio of well-established and financially stable companies that consistently pay out dividends. These dividends can provide a reliable stream of income, which is essential for anyone planning an early retirement. One of the main reasons I've chosen SCHD is the fund's focus on quality. SCHD selects companies based on various criteria, including cash flow to debt ratios, return on equity, and dividend growth consistency. This emphasis on quality ensures that the companies included in SCHD are financially strong and have a history of stable dividend payments. By investing in SCHD, I feel confident that I am putting my money into reliable and trustworthy companies. Furthermore, SCHD's approach to dividend stocks helps mitigate market volatility. By investing in a diversified portfolio of dividend-paying companies, the fund provides some level of protection against market downturns. Dividends can act as a cushion during bear markets, supplementing capital appreciation and potentially lowering the overall impact of market fluctuations. This stability offers peace of mind for those planning an early retirement, as preserving capital becomes a critical consideration. Another attractive aspect of SCHD is its low expense ratio. With expense ratios being a measure of the costs associated with operating an ETF, it's essential to minimize these fees to maximize your investment returns. SCHD boasts one of the lowest expense ratios for dividend-focused ETFs, meaning more of your investment goes directly toward your retirement savings rather than being eaten away by fees. Moreover, the dividend income generated by SCHD can be reinvested, compounding your returns. Reinvesting dividends allows you to purchase additional shares of the fund, further increasing your exposure to the dividend-paying companies in SCHD. Over time, this compounding effect can significantly boost your investment and accelerate your journey to financial independence. Lastly, SCHD offers an attractive dividend yield, currently around 3-4%. This yield surpasses the average dividend yield of the S&P 500, providing an attractive income source that can help sustain your lifestyle during early retirement. By investing $10,000 in SCHD, I anticipate receiving an annual dividend income of around $300-$400, further enhancing my financial stability during retirement. In conclusion, SCHD offers a compelling investment opportunity for those striving for an early retirement. With its focus on quality dividend-paying companies, low expense ratios, and potential for compounding returns, investing in SCHD can help you build wealth while safeguarding your capital. Furthermore, the attractive dividend yield makes SCHD an ideal choice for those seeking consistent income in retirement. So go ahead, SMASH buy $10,000 of SCHD, and take a step closer to realizing your early retirement dreams! https://inflationprotection.org/the-reason-behind-my-10000-investment-in-schd-for-early-retirement/?feed_id=124300&_unique_id=64cdcaffe608d #Inflation #Retirement #GoldIRA #Wealth #Investing #bestdividendetf #dividendincome #dividendinvesting #dividendportfolio #dividendstocks #liveoffdividends #passiveincome #schddividend #schdetf #schdetfreview #schdvsjepi #schdvsvoo #schdvsvti #schdvsvym #SEPIRA #bestdividendetf #dividendincome #dividendinvesting #dividendportfolio #dividendstocks #liveoffdividends #passiveincome #schddividend #schdetf #schdetfreview #schdvsjepi #schdvsvoo #schdvsvti #schdvsvym

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