I bonds Explained in under 8 minutes by Colin Exelby, CFP®. This video is a quick introduction to I bonds. How they work, what their limitations are, the 3 steps to invest, and why they may be a perfect fit for your investment portfolio. 00:00 Introduction 01:15 Inflation Linked Bonds 02:18 What Is An I bond? 02:37 How is I Bond Interest Calculated 03:14 How Are I-Bonds Taxed? 03:45 Can I Bonds Act Like a Savings Account? 05:03 How Much Can You Invest in I Bonds. 06:08 How Do You Actually Invest Your Money In I Bonds? 06:55 Summary ★☆★ Treasury Direct ★☆★ ★☆★ I Bonds Explained by a CERTIFIED FINANCIAL PLANNER Professional. Interest Rates Headed Higher ★☆★ ★☆★ Part 1 How to Create a 💯 % Tax-Free Retirement Income: How to Keep Your Social Security Tax-Free ★☆★ [About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management. I provide financial planning for business owners and their families that makes sense. Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be. We strive to help you: *Optimize Your Cash Flow *Minimize Your Taxes *Build Your Net Worth *Create a Lasting Legacy ➡️ ➡️Free Guide Here: If this sounds like what you are looking for then hit the subscribe button right here and I'll see you in the comments! Subscribe to the Channel Here: ★☆★ ★☆★ ★☆★ Subscribe to the Blog Here ★☆★ #ibonds #inflation #investing Earn 6.89% Interest With This Government I Bond I Bond,bitcoin investing,What is an I bond?,6.89% Interest,bond investing,celestial wealth management,i bonds,ibond,ibonds treasury direct,i bonds interest rate,ibonds vs ee bonds,ibond interest rate,treasury direct,how to buy ibonds,i bond emergency fund,ibond savings account,high yield savings,government bonds,Jay Fairbrother,i-bonds guide,low risk investment,how to invest in i bonds,i bonds investment, Earn 6.89% Interest GUARANTEED - I Bonds Explained, I bonds to deliver 6.89% return over the next 6 months, The Recession Just Started | How Not To Lose Money, I Bonds vs TIPS: What's Better As An Inflation Hedge | Inflation Protected Treasury Securities, How To Buy More I Bonds in 2022 | I BONDS FOR COUPLES (Buy MORE Than The Annual I Bond Limit), How To Buy More I Bonds in 2022 | I BONDS FOR COUPLES (Buy MORE Than The Annual I Bond Limit), Why You Should ONLY Buy I Bonds in April or October (Series I Savings Bonds), What are I Bonds? - The Best Inflation Investment Guaranteed 6.89% APY in 2022, I Bonds (2022), 6.89% Guaranteed Interest Income Paid NOW, I Bonds – 6.89% Yield | Will I Buy?, How to Buy US Bonds that Pays 6.89% Interest, I Bonds 2022 6.89% (Why You Should Wait Until October to Buy!) | IBonds Treasury Direct, Risk Free Bonds at 6.89%, Make 6.89% Interest On Your Savings 100% risk-free guaranteed |Step by Step Guide I-Bonds Explained🔥, Buy I Bonds BEFORE The 6.89% Interest Rate - Here's Why!, I Bonds EXPLAINED: I Bond 6.89% Interest Confirmed! HOW MUCH COULD YOU EARN?, This Government-Backed Bond is Earning 6.89% Annually Right Now!?!, Here's How to Make Your Personal Assets Invisible (Remove Your Name from Assets!) | I Bonds, How Much Will Healthcare Cost You in Retirement?, The Tax Saving Secrets of Social Security, Recession Indicator Flashing RED!? | Inverted Yield Curve 2022, Should You Buy i Series Bonds ?| 6.89% Return US Treasury i Series Bonds, I Bonds vs TIPS: What's Better As An Inflation Hedge | Inflation Protected Treasury Securities, Calling a Super Bubble: Front Row With Jeremy Grantham, Bloomberg Markets and Finance, How To Buy More I Bonds in 2022 | I BONDS FOR COUPLES (Buy MORE Than The Annual I Bond Limit), Avoiding Capital Gains, Tax Strategies to Save you Thousands - LIVE Q&A | Mark J Kohler |, Dave Explains Why He Doesn't Recommend Bonds, District Capital, I Bonds Explained! (Is 6.89% Guaranteed for Real?), TIPS vs I Bonds--What's the Best Way to Hedge Against Inflation?...(read more)
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I Bonds Crash Course: The Updated Guide to Investing in Bonds Investing in bonds can be an attractive option for those seeking stability and reliable income from their investments. Bonds are often considered safer than stocks and can provide a steady stream of interest payments over time. However, understanding the intricacies of bond investing can be daunting, especially for beginners. This crash course aims to provide an updated guide to investing in bonds, specifically focusing on I Bonds. What are I Bonds? I Bonds, also known as Series I Savings Bonds, are a type of government bond issued by the United States Department of the Treasury. These bonds provide a method for individuals to invest in the American economy while protecting their principal from inflation. The interest rate on I Bonds is composed of two components: a fixed rate that remains constant throughout the bond's term and a variable rate that adjusts every six months based on changes in the Consumer Price Index. Benefits of Investing in I Bonds One of the primary advantages of investing in I Bonds is the protection it offers against inflation. The variable rate component of I Bonds ensures that the investor's returns keep pace with inflation, making them an attractive option for long-term growth. Additionally, I Bonds are backed by the full faith and credit of the United States government, which significantly reduces the risk associated with this investment. How to Buy I Bonds Purchasing I Bonds is a simple process that can be done online through the U.S. Department of the Treasury's website or using your tax refund. There is a maximum annual purchase limit per individual, which is usually set at $10,000. It is important to note that I Bonds cannot be traded or sold on the secondary market, and they come with a minimum holding period of one year. The Tax Advantages One of the significant benefits of investing in I Bonds is the tax advantages they offer. The interest earned on I Bonds is subject to federal income tax, but it is exempt from state and local taxes. Moreover, if the proceeds from selling I Bonds are used to finance higher education expenses, the interest may be excluded from federal income tax altogether. Considerations for Investors While I Bonds have numerous benefits, there are a few factors for investors to consider before adding them to their portfolio. Firstly, I Bonds have a long maturity period, with a minimum holding period of one year and a maximum of 30 years. Therefore, they might not be suitable for those who require immediate access to their investment. Additionally, the fixed rate component of I Bonds can change every six months, so it's important to stay updated and consider the current economic conditions before making a purchase. Conclusion Investing in I Bonds can be a prudent way to diversify and protect one's investment portfolio. The stability, tax advantages, and inflation protection make I Bonds an appealing option for both novice and experienced investors. Understanding the basics of these government-issued bonds and considering the individual's financial goals and risk tolerance are crucial before committing to this investment. With this crash course as a starting point, individuals can confidently navigate the world of bond investing and make informed decisions to secure their financial future. https://inflationprotection.org/the-updated-guide-to-investing-in-i-bonds-a-comprehensive-crash-course/?feed_id=130432&_unique_id=64e685e21e2d3 #Inflation #Retirement #GoldIRA #Wealth #Investing #9.62interest #bitcoininvesting #bondinvesting #celestialwealthmanagement #Earn9.62InterestWithThisGovernmentIBondIBond #governmentbonds #highyieldsavings #howtobuyibonds #howtoinvestinibonds #Ibondemergencyfund #ibonds #ibondsinterestrate #ibondsinvestment #ibondsguide #ibond #ibondinterestrate #ibondsavingsaccount #Ibondstreasurydirect #ibondsvseebonds #jayfairbrother #lowriskinvestment #treasurydirect #whatisanibond #TIPSBonds #9.62interest #bitcoininvesting #bondinvesting #celestialwealthmanagement #Earn9.62InterestWithThisGovernmentIBondIBond #governmentbonds #highyieldsavings #howtobuyibonds #howtoinvestinibonds #Ibondemergencyfund #ibonds #ibondsinterestrate #ibondsinvestment #ibondsguide #ibond #ibondinterestrate #ibondsavingsaccount #Ibondstreasurydirect #ibondsvseebonds #jayfairbrother #lowriskinvestment #treasurydirect #whatisanibond
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