Ahorra en la cuenta IRA para tu futuro y el de tus hijos

Descarga la app de Finhabits hoy mismo: ________ Por décadas las personas más pudientes han utilizado la cuenta individual para la jubilación (Individual retirement account o IRA en inglés) como una herramienta estratégica para sus impuestos y el patrimonio de sus hijos. En este video Carlos García te explica cómo las personas más ricas le sacan provecho a las cuentas IRAs. ________ Finhabits Advisors LLC (Finhabits) es un asesor de inversiones digital registrado con la Securities and Exchange Commission (SEC) de los Estados Unidos. El registro no implica ningún nivel de habilidad o entrenamiento. Ninguna de la información en este video debe interpretarse como una solicitud o recomendación para comprar o vender activos. Los servicios a través de Finhabits sólo se proporcionan a los individuos que se conviertan en clientes de Finhabits conforme el acuerdo disponible en nuestra página de internet, y el cual los inversionistas deben leer con cuidado. La inversión a través de Finhabits no garantiza ningún resultado futuro y el rendimiento pasado tampoco garantiza resultados futuros. Finhabits no proporciona servicios de planificación financiera personal a inversionistas individuales. Los valores son ofrecidos a través de Apex Clearing Corporation, un miembro de FINRA/SIPC. Todas las inversiones implican riesgo y pueden resultar en la pérdida de capital. No asegurado por el FDIC. No hay garantía bancaria. © 2021 Finhabits Inc. Todos los derechos reservados. #Finhabits...(read more)

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Ahorra en la cuenta IRA para ti y tus hijos One of the best ways to ensure a secure financial future is by investing in an Individual retirement account (IRA). An IRA is a tax-advantaged account that allows individuals to save money for retirement. Not only can you benefit from investing in an IRA, but it can also be a great way to save for your children's future. Opening an IRA for yourself can provide a source of income when you retire. It allows you to contribute a certain amount of money each year and reap the benefits of compounding interest. The earlier you start saving, the more time your money will have to grow. The two most common types of IRAs are traditional and Roth IRAs. With a traditional IRA, your contributions are tax-deductible, and your earnings grow tax-deferred until you make withdrawals. On the other hand, Roth IRAs allow for tax-free withdrawals in retirement but do not offer immediate tax benefits. While saving for your own retirement is crucial, it's also important to consider providing for your children's future. By opening a Roth IRA for your children, you can give them a head start on saving for retirement. Since your children have a longer time horizon before retirement, their investments can benefit greatly from compound interest. Contributing to a Roth IRA for your children has several advantages. First, the contributions are made with after-tax dollars, so any withdrawals made in retirement will be tax-free. Additionally, the money in a Roth IRA can be used for other purposes, such as paying for college or buying a first home, without incurring penalties. Opening a Roth IRA for your children also teaches them valuable lessons about saving, investing, and long-term financial planning. It helps instill a sense of responsibility and financial literacy at an early age. By involving your children in the process, you can educate them about the importance of saving for the future. To open a Roth IRA for your children, they must have earned income. This could be from a part-time job, summer employment, or even income from a small business or freelance work. The maximum contribution limit for 2021 is $6,000 or the total amount of earned income, whichever is less. It's important to note that while contributing to a Roth IRA for your children is a smart financial move, you should still prioritize your own retirement savings. Maximize your own contributions to ensure you are on track to meet your own retirement goals before allocating funds for your children's future. In conclusion, saving in an IRA is a smart investment for you and your children. By taking advantage of the tax benefits and compounding interest, you can secure a comfortable retirement for yourself and provide your children with a financial head start. Start saving early and involve your children in the process to teach them sound financial principles. Remember to prioritize your own retirement savings while still planning for your children's future. https://inflationprotection.org/ahorra-en-la-cuenta-ira-para-tu-futuro-y-el-de-tus-hijos/?feed_id=143501&_unique_id=652188b1a9688 #Inflation #Retirement #GoldIRA #Wealth #Investing #FidelityIRA