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Showing posts with the label FERS

Common Mistake Made by TSP Rookies

As a federal employee, the TSP is one of your biggest investments. But the markets have been tough lately and investing has been difficult. This video covers the number 1 mistake federal employees are making in their TSP this year. #TSP #fersretirement #federalemployees... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The TSP (Thrift Savings Plan) is a retirement savings plan for federal employees and members of the military. It offers many benefits, including low-cost investment options and potential tax advantages. However, like any investment plan, there are certain pitfalls that newcomers to the TSP may fall into. In this article, we will discuss some common rookie mistakes that individuals make when starting their TSP journey. One of the most prevalent rookie mistakes in the TSP is not contributing eno...

At what age should federal employees consider retiring?

Should should you retire as a federal employee? Choosing when to retire as a federal employee can be hard decision. There are so many components to your FERS benefits. Plus, how to you combine those with everything else about retirement planning ? There are factors to note about Social Security, COLAs, TSP, FEHB, and several others. In this video, Thiago Glieger discusses some of the most important details to remember so that you don't make costly mistakes. FREE Newsletter: ============= Popular Videos: ============= The 5 Major Components of a Retirement Plan: Invest Like a Pro, TSP Tips Revealed: Using Roth? Learn About These Mistakes: Massive Changes to RMD Laws: How to Create Your Retirement Income System: ----------------------------------------------------------------------------------------------------------------------- ►Want to see more of our videos? Click here: ►Visit our federal employee retirement website: ►If you're interested in se...

Why You Should Steer Clear of the Roth TSP (and Roth Conversions): 5 Compelling Reasons

We get questions about the Roth TSP, Roth IRAs, Roth conversions, etc. on a regular basis. There are some big pot holes federal employees should avoid. Thiago Glieger, financial advisor for federal employees, discusses some of these main reasons and how to avoid the big mistakes. ----------------------------------------------------------------------------------------------------------------------- ►Want to see more of our videos? Click here: ►Visit our federal employee retirement website: ►If you're interested in setting a time to meet with Thiago Glieger, click here: ►If you'd like help from a team of Certified Financial Planner (CFP) professionals that specialize in working with federal employees, learn more here: -- Subscribe to TFC channel and click the Bell icon to be notified when we release new content. The Fed Corner is a purpose built channel of information and financial planning strategies specifically designed for Federal Employees. We're f...

Recap: What to Do - An Overview of FERS and FEGLI

Leave us a comment below if you have any more questions you want answered! Want to learn more about how you can plan for your federal retirement? Then check out the links below: Find a top rated financial advisor near you: Retirement Consultation: Manager Training: psreducators.com/manager-training/ E-Learning: Find more at www.psreducators.com PHONE 888-919-3252 ext 153 Email info@psreducators.com... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Overview of FERS- FEGLI: What Should You Do? The Federal Employees Retirement System (FERS) is a retirement plan specifically designed for federal employees. It is a three-tiered system, which includes a basic pension plan, Social Security benefits, and the Thrift Savings Plan (TSP). This comprehensive retirement package ensures that federal workers have ...

Is It Possible to Contribute to TSP after Military Retirement?

Leave us a comment below if you have any more questions you want answered! Want to learn more about how you can plan for your federal retirement? Then check out the links below: Find a top rated financial advisor near you: Retirement Consultation: Manager Training: psreducators.com/manager-training/ E-Learning: ... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Can You Contribute To TSP After Military Retirement? Military retirement signals the end of a dedicated service to the nation and the beginning of a new chapter in life. At this stage, many veterans often wonder about the possibilities of further contributing to their retirement savings. Specifically, they may question whether they can continue to contribute to the Thrift Savings Plan (TSP) after their military retirement. The answer to this...

Avoid These Red Flags in Federal Retirement

Want to know what can derail your retirement? Having a safe and secure FERS retirement involves more than just a TSP investment plan. In this video, Thiago teaches federal employees about a few major retirement mistakes and how to avoid these red flags. ►Visit our federal employee retirement website and share our FREE resources: [POPULAR VIDEOS] ✅ Invest your TSP Like a Pro: ✅ Achieve Success in Retirement: ✅ Massive Social Security Reduction: ✅ Biggest TSP Mistakes: ----------------------------------------------------------------------------------------------------------------------- ►Want to see more of our videos? Click here: ►If you're interested in setting a time to meet with Thiago Glieger, click here: ►If you'd like help from a team of Certified Financial Planner (CFP) professionals that specialize in working with federal employees, learn more here: -- Subscribe to TFC channel and click the Bell icon to be notified when we...

The Key Components for Achieving TSP Success in Federal Retirement

Being successful in the Federal Thrift Savings Plan (TSP) takes work. Federal employees and retirees should take caution to make sure they know how to best utilize the TSP. Federal retirement can last a long time, and you want to make sure you don't run out of money before you run out of time. Learn how to maximize your TSP in this video. ⬇️⬇️ POPULAR FEDERAL RETIREMENT VIDEOS ⬇️⬇️ 3 Retirement HURDLES Beyond Your Portfolio: When Should I Retire as a Federal Employee? How This TSP Millionaire Ran Out of Money: SECURE Act 2.0 - What Federal Employees Need to Know: ----------------------------------------------------------------------------------------------------------------------- ►FREE Newsletter: ►Visit our federal employee retirement website: ►If you're interested in setting a time to meet with Thiago Glieger, click here: ►If you'd like help from a team of Certified Financial Planner (CFP) professio...

Avoiding Money Issues: Lessons from a TSP Millionaire Who Ran Out

A family recently came to see us with a retirement plan that was failing. We took a look at what happened, and despite them being a TSP millionaire we found some serious mistakes in their retirement plan . These mistakes unfortunately cost them about $1 million dollars collectively in their Thrift Savings Plan (TSP) and other investments. Thiago Glieger discusses exactly what these mistakes were, and how federal employees can avoid making them too. Plus, at the end, he discusses how they may have been able to see it coming all along. ►►Sign up for our FREE newsletter as mentioned ►► Other videos mentioned: [BUCKET STRATEGY VIDEO] [MASSIVE CHANGES TO RMD] [SECURE ACT 2.0 LAW CHANGES] [THE TRUTH ABOUT INFLATION] 0:00 Retirement scenario 1:12 Identifying first mistake 2:30 What they should have done instead 3:02 Issues with their distributions 5:17 Even more mistakes 7:39 Prevention 8:07 What-if planning 8:23 Even more information ---------------------------------...

Examining the Advantages and Disadvantages of the TSP Mutual Fund Window

In this video, we discuss the advantages and disadvantages of the Thrift Savings Plan (TSP) Mutual Fund Window. Do you have questions or concerns about the Thrift Savings Plan, Federal Benefits, or Retirement Planning? 🗓️ Schedule a free consultation at: ⚡️ Stay Connected: Website - Facebook - Instagram - LinkedIn - Who Are We: Fedway Financial provides financial planning, investment management, and benefits training to federal employees and retirees. Our goal is to help you understand and maximize your federal benefits program, and make prudent and informed decisions related to every facet of your financial life. #fedwayfinancial #themoneybriefing #thriftsavingsplan 🎵 Music provided by LAKEY INSPIRED – Chill Day Disclaimer: All content on this site is for general information purposes only and is not intended to provide any personalized financial advice.... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEA...

The Thrift Savings Plan (TSP) Lifecycle Funds: 3 Key Reasons FERS Employees Should Consider Utilizing Them

Top 3 reasons some FERS employees should use the Thrift Savings Plan (TSP) Lifecycle Funds FinEd for Feds is dedicated to providing financial planning education that is relevant for U.S. Federal Government Employees. Federal Employee benefits are complicated yet extremely valuable. Our goal is to make your benefits easier to understand and explain how they integrate with other aspects of your financial life. Ultimately, we want you to be educated during your working years and to feel confident and empowered to retire comfortably from federal service. Discovery Wealth Planning LLC is a Registered Investment Advisor. We are fee-only, which means we do not sell products for a commission. We are also a fiduciary and we put client interests first 100% of the time. We offer one-time and ongoing financial planning engagements with a CERTIFIED FINANCIAL PLANNER™ for U.S. Feds. To learn more, please visit This channel is purely educational and should not be considered as finan...

Is it Possible for Federal Employees to Convert a Thrift Savings Plan to a Roth TSP?

Are you trying to figure out if Federal Employees can convert their Thrift Savings Plan (TSP) to a ROTH TSP? Are you aware of the differences between a TSP transfer vs. a TSP rollover? In this video, we discuss how you can ultimately transfer money from your TSP to a ROTH IRA. You can read the full article here: Leave a comment below if you have any other questions about how these transfers work! -=-=-=-=- Want to learn more about how you can plan for your federal retirement? Then check out: Plan Your Federal Retirement Website: Do you like listening to podcasts? Want to specifically learn how to better plan for your federal retirement? Then check out: Plan Your Federal Retirement Podcast: Are you looking to work with a financial planner who specializes in the intricacies involved with the federal employee retirement system? Then check us out: Shilanski & Associates, INC.: Also, follow me at these places below and say hi! LinkedIn: Facebook: Until next ...

Inside the Lawsuit Against the Thrift Savings Plan: The Fed15 Podcast

Learn about the lawsuit stemming from last year’s messy transition to a new recordkeeper last year. From log-in issues to not receiving death benefits, the problems that feds faced were numerous and frustrating. Also, more fast facts about your benefits! This week, Dan and Katelyn review social security benefits for federal employees and annuitants. Do you know when you should think about filing for social security. ***DISCLAIMER – THIS IS NOT FINANCIAL ADVICE*** The Fed15 podcast is presented by Serving Those Who Serve, a fiduciary, fee-based financial planning firm based serving federal government employees and retirees all over the country. This podcast is presented for information and entertainment only and is not intended to be taken as financial advice. All listeners should consult their personal advisors before taking any action. The opinions expressed therein are not the opinions of Raymond James or Serving Those Who Serve.... ( read more ) LEARN MORE AB...

Adjust Your TSP Allocation during a Market Decline

Let me tell you how you should change your TSP allocation during a down market like now. Human nature makes us want to change something when we anticipate losses. The stock markets been down, the real estate market craze appears to be over. Shouldn’t we shift our money into something safe until the market starts going up again? Hang out in the G fund? Hell no. This is the biggest mistake I see people make and I see it all the time. During times where you expect a down market, don’t change anything. Pick a good strategy, like investing in the C fund, which is the S&P 500 index, and then stick with it for the long term. Those that pulled their money out during the COVID scare, and those that pulled it out after trump was elected both ended up losing lots of money. the markets rose when many expected them to fall. full disclosure, I’m not making a political endorsement of trump. He’s a fool, but the stock market doesn’t care.... ( read more ) LEARN MORE...

Things to Think About PRIOR to Borrowing from Your Thrift Savings Plan (TSP) Account

Thoughts to consider BEFORE taking a loan from your Thrift Savings Plan (TSP) account FinEd for Feds is dedicated to providing financial planning education that is relevant for U.S. Federal Government Employees. Federal Employee benefits are complicated yet extremely valuable. Our goal is to make your benefits easier to understand and explain how they integrate with other aspects of your financial life. Ultimately, we want you to be educated during your working years and to feel confident and empowered to retire comfortably from federal service. Discovery Wealth Planning LLC is a Registered Investment Advisor. We are fee-only, which means we do not sell products for a commission. We are also a fiduciary and we put client interests first 100% of the time. We offer one-time and ongoing financial planning engagements with a CERTIFIED FINANCIAL PLANNER™ for U.S. Feds. To learn more, please visit This channel is purely educational and should not be considered as financial,...