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Showing posts with the label FinancialConsultant

Episide 121 of The CASH Podcast with Adam Koos: The Impact of Rising Interest Rates on the Mortgage Market

Adam welcomes Brandon Caldwell, Senior Mortgage Advisor with Ruoff Mortgage to discuss rising interest rates and the changing mortgage market for residential purchases.  Brandon shares more about certain changes to regulation that make it more expensive for a qualified borrow to get a mortgage and more affordable for a less qualified borrower.  Brandon also talks more about loan level price adjustments and how they work during the mortgage process.  Given the prominence of new construction deals happening in the market Brandon explains those products and how they are trickier than you may anticipate.  Adam and Brandon also discuss some of the lesser utilized yet still viable products in today's market including Bank Statement Loans, No Doc Loans, and DSCRs.  Lastly, Brandon shares his advice to those who think they should wait until mortgage interest rates decline.   Email Brandon: B.Caldwell@ruoff.com  Brandon Caldwell Senior Mortgage Advisor  Ruoff Mortgage, NMLS I

Simon Chew | 7 Financial Blind Spots | 3 - Inflation

With current historic high inflation rate near 8%~9%, you must build a retirement plan that meet this challenge and create an income stream that increases annually. Contact us to learn how. ... ( read more ) HOW TO: Hedge Against Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/simon-chew-7-financial-blind-spots-3-inflation/?feed_id=60523&_unique_id=63c379c7193bf #Inflation #Retirement #GoldIRA #Wealth #Investing #401k #annuity #FinancialConsultant #FinancialPlanning #Fixedincome #fixedindexannuity #guaranteedincome #hedgeagainstinflation #increasingincome #indexannuity #inflationprotectedsecurities #inflationprotectionstrategies #ira #lifeinsurance #LifetimeIncome #minimizetaxes #passiveincome #pension #pensionincome #Retirement #retirementincome #socialsecurity #taxfreeincome #taxes #wealthprotection #InflationHedge

Understanding the Santa Claus Rally - The CASH Podcast with Adam Koos

"If Santa Claus should fail to call, bears more come to Broad and Wall" - Yale Hirsch Adam is diving into the idea of "The Santa Claus Rally" - the 5 day period of trading during Christmas and New Years. Historically, has the Santa Claus Rally been a good time to invest? With the data from 2022 looking very similar to data we saw in 1974, Adam is diving in to the data and assessing what it could mean for the last week of the year.  With 2022 turning out to be the worst year in the history of 60/40 portfolios, this is worth taking a look at.  Please be sure to check out this episode on YouTube!  Libertas Wealth:  Subscribe on iTunes:   Subscribe on Spotify:  Subscribe on Google Podcasts:  For more VIDEO podcasts like this one:  For more AUDIO podcasts:  For educational VIDEOS and Stock Market Updates:  For general financial educational ARTICLES:  For more Real-Time Updates on the Economy and State of the Markets Foll

The Secret to Retirement Planning with Minimal Taxation

Financial planning and taxes in your retirement years does not have to be a scary thing for baby boomers and retirees. In fact, there are very simple ways to safeguard your retirement income from both volatility and taxation. In this video Rob discusses where IRA's, 401k's, and 529 Plans fit in the spectrum of taxation and financial planning. A few of the key topics in this video that you will learn are: Capital gains versus ordinary income tax Tax-free versus tax-deferred Where annuities fit in your retirement plan How a private pension is a viable alternative investment. Please subscribe to our channel above to make sure you receive updates on all future retirement videos. We post new retirement videos like this every Tuesday and Friday so please Subscribe now to get instant updates on our upcoming videos. Download the Free report at today... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA