Timothy Sumer

In this video I cover the highlights of the recent changes announced for the Social Security program beginning in 2024. Resources mentioned in the video: →Social Security Cheat Sheet →My video “How Social Security Retirement Benefits Are Calculated [3 Easy Steps]” →My video “Working While Receiving Social Security (The New 2024 Rules)” 🔥🔥 Get the Ultimate Social Security Cheat Sheet! It takes the essential information from the 100,000 page Social Security website and condenses it down to just one page! 🔥🔥 📍We can show you how to retire with confidence! 📍In our Retirement Roadmap plan, we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy, retirement account withdrawals, and Roth conversions. 📞Schedule your call and see if this plan is a fit for you. 🎤 If you're preparing for retirement...

Learn more about this topic at Leave us a comment if you have any questions and hit Subscribe to our Youtube channel to get informative videos on similar topics. Beagle is your financial concierge that helps you: - Find your old 401(k)s - Discover your 401(k) hidden fees - Rollover and save thousands - Unlock your 401(k)s and IRA WE'RE ON A MISSION TO Give you peace of mind with your retirement. We built Beagle to help guide you towards retirement no matter where you're at in your journey. For more information visit: --- Facebook --- Twitter Email us: support@meetbeagle.com #Beagle #finance #money #tips #strategy #retirement #advice #401k... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA How long does it take to rollover a 401(k) to an IRA? One of the common questions people have when considering a retirement accou...

We talk a lot about the benefits of Roth accounts. A Roth IRA allows you to save for retirement with after-tax dollars. That means you pay taxes on your contributions now, but your withdrawals are tax-free in retirement. There are also several benefits to inheriting a Roth IRA, as @John with @SecurusFinancial explains to @erinkennedy; the distributions are tax-free, and they won't affect your taxable income. However, with a few exceptions, you'll still have to drain the inherited account within 10 years. If you are inheriting a Roth IRA, here's a quick action plan: 1. Understand your beneficiary type (this will determine your distribution options) 2. Consider your tax situation 3. Invest the money wisely 4. Get professional help As with all inheritances, it's important to know how distributions will affect your taxes and how to best invest that money. If you'd like to talk through the benefits of a Roth account, or if you recently inherited a ta...

An annuity is a contract with an insurance company. Annuities have one feature in common, and it makes annuities different from other financial products. With an annuity, the insurance company promises to pay you an income on a regular basis for a period of time you choose – including the rest of your life.  #retirementplanning #retirement #inheritance #babyboomer... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Annuities are financial investments that offer regular income payments over a specified period of time. They are often used as a tool for retirement planning, providing a steady stream of income to individuals during their golden years. Annuities are sold by insurance companies and can be customized to meet individual needs and goals. At its core, an annuity is a contract between an individual and an i...

Taxes on Brokerage Account - Have you ever wondered about a brokerage account taxes and had questions about your taxable brokerage account? If you have a brokerage account and asked what are the tax benefits from a brokerage account, you would benefit from Understanding Your Options. Having Tax Strategies can be a part of retirement planning . Most have a goal of retiring comfortably and if you secure your retirement this video is a must watch. #TaxesonBrokerageAccount #Retirementplanning #Secureyourretirement To get more retirement tips visit www.POMwealth.net/blog and register for the free online Master Class - 3 Keys To Secure Your Retirement Listen to our podcast "Secure Your Retirement" 🔴 Subscribe for more content on YouTube: 😀 Say hi on social: Facebook: Instagram: LinkedIn: ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Acc...

Make Lucia Capital Group your first stop on the path to retirement. Watch live shows, view video clips on demand, and read our informative articles to get educated today! Visit for more Subscribe to our channel: Follow Lucia Capital Group on Twitter: Like Lucia Capital Group on Facebook: ... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing New Rules for Hardship Retirement Plan Distributions: A Guide for Savvy Investors Planning for retirement can be a challenge, and unexpected financial hardships can make it even more difficult. Fortunately, the recently updated rules for hardship retirement plan distributions aim to provide relief to individuals facing financial distress. These changes provide greater flexibility for retirement plan participants, allowing them to access their retirement savings when...

Thank you for watching. The split annuity concept 💯 #fixedannuities #retirement 🔎 Resources Book a call ► 🏦 BECOME A CLIENT by visiting: ✅ Click here to subscribe: #DanielRondberg #Retirement #TaxesInRetirement #LifeInsurance #Annuities #Financial ============================================ ============================================ 🛑 DISCLAIMER The information contained in this video and the related presentation is provided by Daniel Rondberg and is offered for educational and informational purposes only. Nothing in this video should be interpreted or construed as legal, regulatory, insurance, tax, or financial planning advice or as an offer to perform services related to any of these fields in any respect. The content of this video contains general information and may not reflect current legal, tax, insurance or regulatory developments or information and is not guaranteed to be correct, complete or current. ...

Tax-advantaged accounts allow an individual's investing activities to be tax-deferred and, in some cases, tax-free. Traditional individual retirement accounts (IRAs) and 401(k) plans are examples of tax-deferred accounts in which earnings on investments are not taxed every year. #tax #personal #finance #retirement #money #credit... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Write an article about Personal Finance Matters - Tax Advantaged Retirement in English https://inflationprotection.org/the-importance-of-personal-finance-maximizing-retirement-savings-through-tax-advantages/?feed_id=145650&_unique_id=652a3f942a6d6 #Inflation #Retirement #GoldIRA #Wealth #Investing #Finance #money #personal #Retirement #tax #taxadvantaged #TraditionalIRA #Finance #money #personal #Retirement #tax #taxadvantaged

If you are facing the question of whether to apply for Social Security at 62 or wait for maximum benefits at 70, this video will outline my thought process behind my decision to wait for 70. Sure, some break-even calculations say why wait? But if you have a spouse counting on spousal benefits and more, the calculations could change. I am not a financial professional, so take this video as entertaining ideas from one educated consumer to another. Always do your own due diligence and seek professional counsel for your specific situation.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Why I'm Waiting for 70! As the world has progressed in terms of advancements and achievements, it is not uncommon for many individuals to wait for significant milestones in their lives. Some eagerly wait for their 18th birthday to become an adu...

Gold is better than silver, if we're talking Olympic medals. For your retirement planning , however, you may want to think twice - or just read this guide: ... ( read more ) LEARN MORE ABOUT: Precious Metals IRAs HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing REVEALED: Best Investment During Inflation Silver IRA Investment & Post-Retirement Withdrawals With Tax Exemptions Explained As individuals plan for their retirement, they often seek ways to maximize their savings and minimize their tax liabilities. One investment strategy that has gained popularity in recent years is the Silver IRA, a retirement account that allows individuals to invest in precious metals, specifically silver. Not only does this type of investment provide diversification and safeguard against market volatility, but it also offers potential tax advantages. A Silver IRA functions similarly to a traditional IRA, except that i...

'Mad Money' host Jim Cramer looks at the current market to see if there's signs of economic slowdown. Sign up and learn more about the CNBC Investing Club with Jim Cramer » Subscribe to CNBC TV: » Subscribe to CNBC: Turn to CNBC TV for the latest stock market news and analysis. From market futures to live price updates CNBC is the leader in business news worldwide. Connect with CNBC News Online Get the latest news: Follow CNBC on LinkedIn: Follow CNBC News on Facebook: Follow CNBC News on Twitter: Follow CNBC News on Instagram: #CNBC #CNBCTV... ( read more ) BREAKING: Recession News LEARN MORE ABOUT: Bank Failures REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing The market is not trading like we're headed for a recession, says Jim Cramer In the midst of economic uncertainty and the global COVID-19 pandemic, many have speculated about the possibility of a looming recession. Howev...

Which IRA is best. Beyond the basics: A comprehensive guide to understanding often overlooked tax strategies between a Traditional IRA and a Roth IRA. Learn the differences between Traditional IRAs and Roth IRAs, discover advanced tax strategies for individual retirement accounts that can potentially minimize taxable income and shield you from capital gains taxes. Understand how your IRA choice can impact your Social Security taxes. Weigh the advantages and disadvantages between the two accounts. Make a more informed choice for your retirement and wealth-building strategies. Learn which IRA is best and why the Roth IRA is so great. ✅ SUBSCRIBE SUBSCRIBE SUBSCRIBE ✅ #retirement #retirementplanning #rothira #personalfinance #financialfreedom Timestamps: 0:00 Intro 0:55 Examples Comparing Taxes 6:32 Contribution Limits 7:00 Doing Both? 7:18 IRA Tax Strategies 13:35 IRA Restrictions 15:19 Withdrawing IRA Funds 16:20 Distribution Rules 16:47 Future Taxes...

Like what you hear in the video? Here are some ways I can help: 1. Watch my free training on how to protect & grow your wealth in retirement: 2. Schedule a call to work with me: CONNECT WITH JOHN: Call John The Guaranteed Retirement Guy: 702-819-0895 Website: Email: john@johnstevenson.com Facebook: Instagram: Twitter: Tiktok: #annuity #guaranteedincome #pension Are you approaching retirement and wondering how to secure a steady income stream that will last throughout your golden years? Buying a pension annuity might be the answer you’ve been seeking. In this video, we’ll guide you through the world of pension annuities, helping you understand the different types, assess your retirement needs, and navigate the process of buying one. Why rely on only one pension? Pension annuities provide an additional secure source of income throughout retirement and are an attractive option due to their stability and protection against longevity risk. - Consult with an a...

Both 401(k) withdrawals and loans can have big impacts on retirement savings. Stefanie O’Connell Rodriguez, host of Real Simple’s "Money Confidential" podcast, explains the risk and differences. #news #economy #401k CBS News Streaming Network is the premier 24/7 anchored streaming news service from CBS News and Stations, available free to everyone with access to the Internet. The CBS News Streaming Network is your destination for breaking news, live events and original reporting locally, nationally and around the globe. Launched in November 2014 as CBSN, the CBS News Streaming Network is available live in 91 countries and on 30 digital platforms and apps, as well as on CBSNews.com and Paramount+. Subscribe to the CBS News YouTube channel: Watch CBS News: Download the CBS News app: Follow CBS News on Instagram: Like CBS News on Facebook: Follow CBS News on Twitter: Subscribe to our newsletters: Try Paramount+ free: For video licensing inquiries, contact...

AT&T employees who stay with the company into 2023 could see the largest reduction in their pension lump-sum payments in a generation. In this video, we cover the projected pension drop, how to calculate your pension, and how to potentially avoid pension losses. ------------------------------------------------------------------------------------------------------------------------------------------------------- #retirement #att #401k #taxplanning #pension 00:00 - Introduction 00:10 - About TRG 04:41 - Pension Benefits Overview 05:25 - Pensions Options 07:34 - Service Pension Eligibility 09:26 - How Interest Rates Affect Pension 10:47 - Where Are Rates Now? 15:47 - Historic Interest Rates 16:05 - Example 1 17:58 - Example 2 22:12 - Pension Formulas 22:25 - Cash Balance Account 23:40 - CAM Benefit 23:58 - CAM Adjusted Career Income 26:56 - CAM Early Retirement Discount 27:50 - CAM Age Penalties 29:13 - Forms of Payment 31:37 - Get A Second Opinion 33:30 - Schedule A Meeti...

The Mega Back Door ROTH IRA method can be a great way to build up tax deferred retired contributions in excess of typical IRA or 401k limits. Brian Lombardo, CFP(R), CPA www.brianlombardo.com blombardo@gfainvestments.com Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Gateway Financial Advisors, Inc., and Cambridge Investment Research, Inc. are not affiliated.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The Mega Back Door Roth IRA: A Powerful Retirement Saving Strategy With the rising costs of living and increasing life expectancy, saving for retirement has become more crucial than ever. Luckily, there are various retirement saving strat...