If you are facing the question of whether to apply for Social Security at 62 or wait for maximum benefits at 70, this video will outline my thought process behind my decision to wait for 70.
Sure, some break-even calculations say why wait? But if you have a spouse counting on spousal benefits and more, the calculations could change.
I am not a financial professional, so take this video as entertaining ideas from one educated consumer to another. Always do your own due diligence and seek professional counsel for your specific situation....(read more)
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Why I'm Waiting for 70! As the world has progressed in terms of advancements and achievements, it is not uncommon for many individuals to wait for significant milestones in their lives. Some eagerly wait for their 18th birthday to become an adult, others eagerly anticipate their graduation day, and some wait for the next technological innovation. However, one milestone that I am particularly excited about is turning 70. You may question why someone would be so enthusiastic about reaching this age, but for me, it signifies a unique phase of life filled with new opportunities and experiences. Firstly, turning 70 means entering the realm of the so-called "golden years." It represents the transition from a busy work life to a more relaxed retirement phase. While many people fear retirement due to concerns about boredom and loss of purpose, I view it as the perfect opportunity to explore untapped passions and delve into activities that were previously neglected. There is an entire world waiting to be discovered beyond the confines of the workplace, and reaching 70 will open doors to new adventures. Secondly, embracing 70 is also a chance to gather wisdom and reflect on a life well-lived. Over the years, we accumulate a wealth of knowledge and experience that can be shared with younger generations. Turning 70 allows us to become mentors and provide guidance to those who are just beginning their journey. Instead of dwelling on past mistakes, it is crucial to use this milestone as an opportunity for self-reflection, personal growth, and contributing to the betterment of society. Moreover, reaching 70 means being part of a generation that has witnessed remarkable transformations. The advancements in technology, medical breakthroughs, and social progressions have shaped our lives in unimaginable ways. By reaching this milestone, I can proudly say that I have experienced the evolution of mankind, from simpler times to the complexities of the modern world. Being able to share stories and teach younger generations about the past is an invaluable gift that comes with reaching 70. Additionally, turning 70 encourages me to prioritize my health and well-being. Aging is inevitable, but it does not mean that one's quality of life has to deteriorate. By taking proactive measures to stay active, eat well, and indulge in self-care, I believe that turning 70 can be a catalyst for leading a healthier and more fulfilling life. It is an opportunity to embrace a positive mindset, cherish the present moment, and make the most out of every day. Lastly, waiting for 70 reminds me of the incredible amount of love, support, and friendship that I have in my life. Friends and family play an integral role in making this journey worthwhile. Celebrating this milestone with loved ones allows me to acknowledge the bonds I have built over the years and reinforces the importance of cherishing special moments together. Though the number of candles on the cake may increase, the love and laughter shared with those closest to me will only grow stronger. In conclusion, waiting for 70 fills me with anticipation and excitement. It represents a new chapter, full of potential, growth, and valuable experiences. It is an opportunity to explore uncharted territories, to share wisdom, to embrace the changes around us, and to appreciate the love and support that surrounds us. So, as I eagerly await turning 70, I am ready to embark on this new stage of life with open arms and a grateful heart. https://inflationprotection.org/the-anticipation-of-reaching-the-age-of-70/?feed_id=145370&_unique_id=6528f680b54ec #Inflation #Retirement #GoldIRA #Wealth #Investing #EarlyRetirement #Retirement #socialsecurity #SpousalIRA #EarlyRetirement #Retirement #socialsecurity
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