Timothy Sumer

Greg Shepard - S&A Financial Services, Inc. TIAA Traditional (fixed account) has been the most confusing investment in higher ed retirement plans in my 20+ yr tenure specializing in higher ed retirement plans. Join financial advisor Greg Shepard as he provides valuable insights into TIAA Traditional for higher education retirement plans. In this recorded webinar, Greg shares his expertise gained over 20 years of experience, covering essential topics such as current rates, liquidity issues, lifetime income annuity options, and more. Gain valuable knowledge and make informed decisions about your retirement plan . Remember though, there is no "one-size-fits-all" strategy and I encourage you to talk to a financial advisor that specializes in this area prior to initiating any strategy discussed. 🎤 Podcast Episode - Why I'm a Hypocrite on TIAA Traditional 🎤 Podcast Episode - TIAA Traditional Lifetime Income Annuity Option - RC Co...

Greg Shepard - S&A Financial Services, Inc. Welcome to S&A Financial Services with Greg Shepard, your trusted source for maximizing your higher education retirement plan . In this video, Greg addresses the frequently asked questions surrounding TIAA Traditional annuity options. With current high-interest rates, understanding the liquidation process and distribution strategies for your TIAA Traditional account is crucial. Greg explains popular choices, such as the single life annuity option, where the money is gone upon your passing, regardless of marital status or beneficiaries. He also explores the single life with a 10-year guarantee option, where your spouse receives payments for the remaining 10 years, but after that, the funds are depleted. Moreover, Greg delves into joint life annuity options, including the joint life with a 20-year guarantee. For estate planning purposes, Greg hints at alternative options that may better serve your goals. To dive deeper...