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Higher Education Retirement Plans: Exploring TIAA's Traditional Annuity Options


Greg Shepard - S&A Financial Services, Inc. Welcome to S&A Financial Services with Greg Shepard, your trusted source for maximizing your higher education retirement plan. In this video, Greg addresses the frequently asked questions surrounding TIAA Traditional annuity options. With current high-interest rates, understanding the liquidation process and distribution strategies for your TIAA Traditional account is crucial. Greg explains popular choices, such as the single life annuity option, where the money is gone upon your passing, regardless of marital status or beneficiaries. He also explores the single life with a 10-year guarantee option, where your spouse receives payments for the remaining 10 years, but after that, the funds are depleted. Moreover, Greg delves into joint life annuity options, including the joint life with a 20-year guarantee. For estate planning purposes, Greg hints at alternative options that may better serve your goals. To dive deeper into this topic, check out Greg's recent podcast episode. Don't miss the opportunity to make informed decisions about your higher ed retirement plan. Watch now and secure your financial future! Note: This video is intended for informational purposes only and should not be considered as investment advice. Always consult a professional before making any financial decisions. 🎤 Podcast Episode - TIAA Traditional Lifetime Income Annuity Option - RC Contract 🎤 Podcast Episode - TIAA Traditional - Watch Out! 📆 Jump on my calendar to see how we can improve your higher ed retirement plan email: greg@shepardfinancial.com **Disclosure** S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Always consult with your tax advisor or attorney regarding your specific situation....(read more)



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TIAA Traditional Annuity Options for Higher Education Retirement Plans When it comes to planning for retirement, it is important to explore various investment options that can provide a stable and reliable income stream. One such option is a traditional annuity, offered by TIAA, which is especially tailored for higher education retirement plans. TIAA, or the Teachers Insurance and Annuity Association of America, has been providing retirement solutions to individuals in the academic, research, medical, and cultural fields for over a century. Their traditional annuity options are designed to provide a steady and dependable income to help educators and researchers enjoy a financially secure retirement. One of the key benefits of TIAA Traditional Annuity options for higher education retirement plans is their safety and stability. TIAA is known for its strong financial foundation and commitment to its members. Unlike other investment options that may be subjected to market fluctuations, TIAA Traditional Annuity options offer a guaranteed minimum interest rate, ensuring that your retirement savings are protected. Another advantage of TIAA Traditional Annuity options is their flexibility. With various payout options, individuals can choose the one that best suits their needs and retirement goals. The annuity payments can be set to continue for the entire lifetime of the annuitant or be structured to provide income for a specified period of time. Additionally, there is also the flexibility to include a beneficiary or survivor option, which further enhances the financial security for loved ones even after the annuitant's passing. Furthermore, TIAA Traditional Annuity options offer the possibility of a higher interest rate through a yearly declaration. This means that if the investment performance of TIAA exceeds the guaranteed minimum interest rate, members can enjoy higher returns on their investments. This potential for increased income makes TIAA Traditional Annuity options an attractive choice for those looking to maximize their retirement benefits. In addition to these benefits, TIAA provides outstanding customer service and financial planning resources to its members. They offer personalized advice and guidance to help individuals make informed decisions about their retirement plans. TIAA also provides access to educational materials and retirement planning tools, empowering individuals to take control of their financial future. To conclude, TIAA Traditional Annuity options for higher education retirement plans offer a secure and dependable income stream with flexible payout options. With the guarantee of a minimum interest rate and the potential for higher returns, TIAA helps individuals in the academic and research fields enjoy a financially stable retirement. By providing excellent customer service and financial planning resources, TIAA ensures that its members have the tools they need to plan for a brighter future. https://inflationprotection.org/higher-education-retirement-plans-exploring-tiaas-traditional-annuity-options/?feed_id=126652&_unique_id=64d756c5e45ff #Inflation #Retirement #GoldIRA #Wealth #Investing #401A #403b #457b #expertonhigheredretirementplans #expertonuniversityretirementplans #fidelity #gregshepard #safinancialservices #tiaa #TIAAannuity #tiaacreftraditional #TIAAtraditional #tiaatraditionalannuityoptions #tiaatraditionaleducation #tiaatraditionalincomeoptions #tiaacref #RetirementAnnuity #401A #403b #457b #expertonhigheredretirementplans #expertonuniversityretirementplans #fidelity #gregshepard #safinancialservices #tiaa #TIAAannuity #tiaacreftraditional #TIAAtraditional #tiaatraditionalannuityoptions #tiaatraditionaleducation #tiaatraditionalincomeoptions #tiaacref

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