Timothy Sumer

Greg Shepard - S&A Financial Services, Inc. Welcome to S&A Financial Services with Greg Shepard, your trusted source for maximizing your higher education retirement plan . In this video, Greg addresses the frequently asked questions surrounding TIAA Traditional annuity options. With current high-interest rates, understanding the liquidation process and distribution strategies for your TIAA Traditional account is crucial. Greg explains popular choices, such as the single life annuity option, where the money is gone upon your passing, regardless of marital status or beneficiaries. He also explores the single life with a 10-year guarantee option, where your spouse receives payments for the remaining 10 years, but after that, the funds are depleted. Moreover, Greg delves into joint life annuity options, including the joint life with a 20-year guarantee. For estate planning purposes, Greg hints at alternative options that may better serve your goals. To dive deeper...

Greg Shepard - S&A Financial Services, Inc. The purpose of this video is to attempt clarifying the "guarantees" of TIAA Traditional in an intelligent manner. A lot of you have done a great job in researching and doing your due diligence when it comes to the restrictions and rules surrounding TIAA Traditional, but get a little tripped up when it comes to the "guarantees." This is absolutely understandable because the nuances of TIAA Traditional can be very confusing. 🎤 Podcast Episode - Why I'm a Hypocrite on TIAA Traditional 📆 Jump on my calendar to see how we can improve your higher ed retirement plan email: greg@shepardfinancial.com 913-521-2381 *Disclosure* S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, ...

Greg Shepard - S&A Financial Services, Inc. One of the most overlooked, underutilized features of higher education retirement plans is the Roth feature. Widely ignored by those employed in the higher education industry. Watch this informative webinar explaining what the Roth feature is and why you should consider using it. Other Resources: 🎤 Podcast - HigherEd Retire 📆 Jump on my calendar for 30min conversation to see if Roth feature is appropriate for you. **Disclosure** S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Always consult with your tax advisor or attorney regarding your specific situation.... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment...