Timothy Sumer

Greg Shepard - S&A Financial Services, Inc. TIAA Traditional (fixed account) has been the most confusing investment in higher ed retirement plans in my 20+ yr tenure specializing in higher ed retirement plans. Join financial advisor Greg Shepard as he provides valuable insights into TIAA Traditional for higher education retirement plans. In this recorded webinar, Greg shares his expertise gained over 20 years of experience, covering essential topics such as current rates, liquidity issues, lifetime income annuity options, and more. Gain valuable knowledge and make informed decisions about your retirement plan . Remember though, there is no "one-size-fits-all" strategy and I encourage you to talk to a financial advisor that specializes in this area prior to initiating any strategy discussed. 🎤 Podcast Episode - Why I'm a Hypocrite on TIAA Traditional 🎤 Podcast Episode - TIAA Traditional Lifetime Income Annuity Option - RC Co...

Greg Shepard - S&A Financial Services, Inc. Welcome to S&A Financial Services with Greg Shepard, your trusted source for maximizing your higher education retirement plan . In this video, Greg addresses the frequently asked questions surrounding TIAA Traditional annuity options. With current high-interest rates, understanding the liquidation process and distribution strategies for your TIAA Traditional account is crucial. Greg explains popular choices, such as the single life annuity option, where the money is gone upon your passing, regardless of marital status or beneficiaries. He also explores the single life with a 10-year guarantee option, where your spouse receives payments for the remaining 10 years, but after that, the funds are depleted. Moreover, Greg delves into joint life annuity options, including the joint life with a 20-year guarantee. For estate planning purposes, Greg hints at alternative options that may better serve your goals. To dive deeper...

Greg Shepard - S&A Financial Services, Inc. Just when you thought it couldn't get better, TIAA goes and surprises me with their new May TIAA Traditional rates. Beware though! Make sure you know what you're doing prior to entering these TIAA Traditional contracts. There could be liquidity issues around some of your contracts. Make sure to watch till the end where I reveal even a bigger surprise with TIAA Traditional held inside an IRA. 🎤 Podcast Episode - Why I'm a Hypocrite on TIAA Traditional 📆 Jump on my calendar to see how we can improve your higher ed retirement plan email: greg@shepardfinancial.com 913-521-2381 *Disclosure* S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies....

Greg Shepard - S&A Financial Services, Inc. The purpose of this video is to attempt clarifying the "guarantees" of TIAA Traditional in an intelligent manner. A lot of you have done a great job in researching and doing your due diligence when it comes to the restrictions and rules surrounding TIAA Traditional, but get a little tripped up when it comes to the "guarantees." This is absolutely understandable because the nuances of TIAA Traditional can be very confusing. 🎤 Podcast Episode - Why I'm a Hypocrite on TIAA Traditional 📆 Jump on my calendar to see how we can improve your higher ed retirement plan email: greg@shepardfinancial.com 913-521-2381 *Disclosure* S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, ...

Greg Shepard - S&A Financial Services, Inc. One of the most overlooked, underutilized features of higher education retirement plans is the Roth feature. Widely ignored by those employed in the higher education industry. Watch this informative webinar explaining what the Roth feature is and why you should consider using it. Other Resources: 🎤 Podcast - HigherEd Retire 📆 Jump on my calendar for 30min conversation to see if Roth feature is appropriate for you. **Disclosure** S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Always consult with your tax advisor or attorney regarding your specific situation.... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment...