Skip to main content

Posts

Showing posts with the label ibonds

Seize the Opportunity of Inflation: Take Action and Save Money

Inflation= Opportunity. There are upsides to inflation. Sure, inflation increases uncertainty and that makes people feel bad. But we're going to flip the script. We’ve got 3 ways to take advantage of inflation. In this video we’ll talk about how you can take the focus away from “I feel bad,” and switch the focus to “I’m making best use of the situation.” You’ll learn how to act on the things you can control. First tip: travel overseas. The dollar is high and other currencies are low. It’s like Europe is on sale. Thinking about traveling to a country close to the Ukraine? That’s probably even cheaper! The euro and the dollar about even now. It’s a great time to travel to Europe. Cruises are totally on sale. A lot of times the smart money is on what everyone doesn’t feel like doing now. Second Tip: Buy where inventories—retailers have more inventories on certain items. Check out sales on patio furniture, fridges, cell phones, and TVs. It’s a good time

When is the Best Time to Purchase I-Bonds in May 2023?

We finished this one sooner than expected - the I-Bond 2023 video many of you have been waiting for! What is my May 2023 I-Bond rate prediction & when to buy I-Bonds in 2023 👉 that's what I'll be answering today given the latest release of January's inflation (CPI-U) numbers. Specifically, here's what I'll cover: 1. How things are looking on my I-Bond variable rate tracking sheet & what my current prediction is for May 2. How much you could earn on your I-Bonds depending on what the May 2023 I-Bond rate might be & whether you purchased at the 7.12% I-Bond rate, 9.62% I-Bond rate or 6.89% I-Bond rate 3. Why I’ll make my I-Bond purchasing decision between April 12th & April 23rd 👉 Subscribe for all things inflation, Treasury bills, I-Bonds, fixed income, investing & retirement! SOURCES: ⭐ BLS January 2023 Inflation Report: ⭐ Treasury Auction Results: WATCH NEXT: ⭐ May I-Bond Fixed Rate Expectations: ⭐ I-Bond Interest Formula:

What is the Best Approach for I-Bonds in May 2023: Redeem and Buy More, Buy More, or Just Redeem?

4.30% annualized - including a surprise higher-than-expected 0.90% fixed rate. What does this mean for both short-term & long-term I-Bond investors? THAT’s what I’ll be covering in today’s video: 1. How this new annualized I-Bond rate of 4.30% is calculated 2. What your new rate will be depending on when you bought your I-Bonds 3. A quick recap of when I would redeem if I were a short-term I-Bond investor 4. How the higher-than-expected fixed rate changes our 2023 I-Bond plan as long-term I-Bond investors & 5. Who might consider redeeming 0% fixed rate I-Bonds to grab this new fixed rate WATCH NEXT ⭐ How I-Bond Interest Works: ⭐ Redeeming I-Bonds In 2023: ⭐ I-Bond Gifting 101: ⭐ I-Bonds vs TIPS 2023: SOURCES: 👉 Subscribe for all things inflation, Treasury bills, I-Bonds, investing & retirement! #jenniferlammer #bonds #fixedincomeinvesting ________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UN

Is Investing in I Bonds the Ideal Method to Keep Up with Inflation?

How can you set yourself up to pace inflation? I Bonds, and treasury bonds in general, have always been thought of as the “retiree's investment choice.” For those that have a short time horizon on investments, bonds have made perfect sense. With a guaranteed return, there isn’t a lot to risk for someone close to retirement age who simply wants to watch their investments stabilize—not grow or decline. And in today’s high-inflation environment, more and more individuals are realizing how worthwhile bonds are, especially as their traditional assets start to nosedive. Neither Mindy nor Scott have heavy allocations in the bond market, so to understand these interesting assets a bit more they invited Shane Shepherd, Assistant Professor at USC’s School of Business, to the show. Shane has seen a recent pique in interest from his students in a few certain subjects—inflation, rising interest rates, and bonds. It seems like even the young generation of investors want to safely st

Prediction of I Bond Interest Rate for November 2022 (Series I Savings Bonds)

The INFLATION 2022 numbers for March, April, June & July are out & in this video - I-Bond Interest Rate November 2022 Prediction: (SERIES I SAVINGS BONDS), I’m going to use these CPI index numbers to project CPI/ inflation for the next three months & show you how I came up with my 12.4% Series I-Bonds November 2022 prediction. 💡 I-Bonds explained & I-Bond interest explained! Why do we think the November TreasuryDirect I-Bond rate will be double-digits? What would it take for the I-Bond rate (Nov 2022) to go below that? I Bonds 2022 is one of the top money topics right now, so let's go through our IBond projections & take some of the mystery out of these Treasury bonds/ government bonds for you. Some other stuff we’ll touch upon: 💲 I Bonds compound interest - how does the IBonds’ fixed rate & semi-inflation rate work together in the I-Bond interest calculation? 💲 Buy I-Bonds now or wait? 💲 I-Bonds Dave Ramsey - the bonds he’s talking about

I Bonds Provide Long Term Savers with Higher Fixed Rates and Inflation Protection

Investing in I Bonds: A Safe Haven for Investors in Volatile Markets... ( read more ) HOW TO: Hedge Against Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing I Bonds Offer Higher Fixed Rates and Inflation Protection for Long-Term Savers When it comes to saving money, long-term savers are always on the lookout for investment options that offer higher fixed rates and protection against inflation. This is where I Bonds come into play. I Bonds, also known as Series I Savings Bonds, are an excellent investment choice for those seeking stability and growth over an extended period. One of the most significant advantages of I Bonds is their fixed rate of return. Unlike other investment options like stocks or mutual funds, which can have unpredictable returns, I Bonds offer a fixed rate set at the time of purchase. This fixed rate remains constant for the bond's enti

Secure Your Money from Inflation with Bonds ⚠️

- Full video: - Learn real estate for free: - Join our newsletter: 😱 Investing in bonds has many benefits, such as capital preservation and protection from inflation. Avoid losing your hard-earned money by diversifying your investments with bonds today!🔥 #capitalpreservation #protectyourmoney #inflationprotection #bonds #dollar #usdollar #money #inflation #novariseinvest 🔗 MORE FOR YOU - Best real estate books: - Services we use & recommend: - Our merchandise: - The team that created this video: ⏰ TIMESTAMPS 0:00 Protect Your Money from Inflation with Bonds ⚠️ 🧐 GOT QUESTIONS? - Visit our website: 💡 CONNECT WITH US - Instagram: - Facebook: - TikTok: 📄 DISCLAIMER DISCLAIMER: THIS VIDEO IS FOR INFORMATIONAL AND ILLUSTRATIONAL PURPOSES BASED ON THE INDIVIDUAL EXPERIENCES OF THE PRESENTER. EVERY SITUATION IS DIFFERENT AND YOUR RESULTS MAY DIFFER. YOU SHOULD ANALYZE THE RISKS ACCORDINGLY BEFORE PROCEEDING TO TAKE ACTION... ( read more ) HOW TO

Understanding the Concept of I Bonds: Investing During Inflation

I Bonds (sometimes called I-Bonds, or Series I Savings Bonds) were, for many years, the best kept open secret in investing. Now, with inflation rising, people have begun to seek them out. In today's video, Pete runs down what they are, how you buy them, and what (if any) are their drawbacks.... ( read more ) LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing What's the Deal With I Bonds? Investing in a Time of Inflation Inflation is a term that often crops up in discussions about the economy and personal finance. Simply put, inflation refers to the increase in prices of goods and services over time, resulting in a decrease in the purchasing power of money. In times of inflation, it becomes crucial for individuals to find investment options that can shield their savings from erosion caused by rising prices. T

A Guide on Purchasing I Bonds

Keeping your savings in the bank? You could be losing money. Claire Reilly explains how to take advantage of high inflation with a simple investment that can bring big returns. 0:00 Intro 0:54 What are I Bonds 1:20 The Inflation Effect 1:55 How to Buy I Bonds 3:45 The Returns 4:47 Who is it For? 5:31 Conclusion Subscribe to CNET: Like us on Facebook: Follow us on Twitter: Follow us on Instagram: Follow us on TikTok: ... ( read more ) LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing How to Buy I Bonds: A Beginner's Guide If you're looking for a safe and reliable investment tool that can help you protect your savings against inflation, I Bonds might be the perfect choice for you. I Bonds are savings bonds issued by the United States Department of the Treasury that are designed to offer a low-risk, long-

Significant Updates to the 529 Plan: Enabling Rollovers into Roth IRA

Big changes to the 529 education savings plan. It is now allowing you to rollover into a Roth IRA... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Huge Changes to the 529 Plan: Allowing Rollovers into Roth IRA Saving for your child's education has just become a lot more flexible, thanks to the recent massive changes to the 529 plan. Up until now, these tax-advantaged savings accounts were solely dedicated to funding education expenses, but a new provision has opened up the possibility of rolling over unused funds into a Roth IRA, expanding the range of options available to families. This change brings about exciting opportunities for families to secure their child's post-secondary education while also planning for their long-term financial future. A 529 plan, named after Section 529 of the Internal Revenue Code, allows parents, grand

Inflation: May 1, 2022 Sees I Bonds Offering 9.62% Interest Rate

I bonds, also called Series I savings bonds, are now paying a guaranteed 9.62% annualized as of May 1, 2022. Previous, more comprehensive video on I bonds here: Buy I bonds from the U.S. Treasury: // SUMMARY: The composite rate for I bonds has gone up yet again due to rising inflation. They are paying 9.62% annualized as of May 1, 2022. These are inflation-linked bonds directly from the U.S. Treasury. They are the most direct inflation hedge asset available. The inflation rate component is attached to the CPI, or Consumer Price Index. You must buy I bonds directly from the Treasury. There's no such thing as an I bonds ETF or mutual fund. I bonds have a minimum holding time of 1 year and a purchase limit of $10k electronic and $5k paper annually per TIN. If held for less than 5 years, you forfeit 3 months of interest. Interest is federally taxed unless used for qualified education expenses. You'll get the current rate for 6 months regardless of when you buy. T

rewrite this title Preview: EXACT Month To Redeem I-Bonds (Next Video Coming Soon)

👉 Join our super super-saver membership for even more exclusive wealth-building content: Video coming soon - here's what we'll be covering: 1. What's the exact month to consider redeeming your I-Bonds depending on whether you bought your I-Bonds at the annualized rate of 7.12%, 9.62% or 6.89% 2. How to set your federal income tax withholding with TreasuryDirect before you redeem your I-Bonds so that you’re not hit with a surprise bill from the IRS come tax time #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (Members-Only Videos) ⭐ 3 US Default Shortcuts | The Trillion Dollar Coin: ⭐ What Happens When A Country Defaults: ⭐ US Default & Your T-Bills, CDs & Money Market Funds: ⭐Why We're Not Buying Treasury Notes Right Now | Will The Fed Start Lowering Rates: ________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, O

Is Investing in TIPS or I Bonds Still a Viable Option for Inflation Hedge?

Should You Still Be Investing in TIPS or I Bonds To Hedge Against Inflation? Hi everyone and welcome back to the channel! Should you still be buying I Bonds and TIPS with their current and projected returns? Are their better options for you to make money long term? We go over other options depending on your level of risk. Be sure to leave any questions in the comments below. Otherwise, I'll catch you in the next one! * I am not a financial advisor and this video is for entertainment purposes!! 🎬Watch My Recent Videos🎬 🔶RISK FREE Investment For Your CASH In 2023 | High Yield Savings Accounts 🔶First FTX, Now BlockFi... Is Coinbase Next?!? | Is Crypto Done??? 🔶Is The Recession Still Coming?!? | Did the Fed Just Pivot?!? 🔶Why YouTubers like Graham Stephan and Meet Kevin Helped FTX Grow! | Collapse of FTX 🔶What Did the Fed Choose? Higher Rates Forever? | Federal Reserve Meeting November 2022 🔶Why I'm Buying a Home in This Market | Housing Market 2022