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When is the Best Time to Purchase I-Bonds in May 2023?

We finished this one sooner than expected - the I-Bond 2023 video many of you have been waiting for! What is my May 2023 I-Bond rate prediction & when to buy I-Bonds in 2023 👉 that's what I'll be answering today given the latest release of January's inflation (CPI-U) numbers. Specifically, here's what I'll cover: 1. How things are looking on my I-Bond variable rate tracking sheet & what my current prediction is for May 2. How much you could earn on your I-Bonds depending on what the May 2023 I-Bond rate might be & whether you purchased at the 7.12% I-Bond rate, 9.62% I-Bond rate or 6.89% I-Bond rate 3. Why I’ll make my I-Bond purchasing decision between April 12th & April 23rd 👉 Subscribe for all things inflation, Treasury bills, I-Bonds, fixed income, investing & retirement! SOURCES: ⭐ BLS January 2023 Inflation Report: ⭐ Treasury Auction Results: WATCH NEXT: ⭐ May I-Bond Fixed Rate Expectations: ⭐ I-Bond Interest Formula: ⭐ 5% 11-Month Capital One CD: ⭐ 5% 27-Month Sallie Mae CD: ⭐ TIPS vs I-Bonds 2023: #jenniferlammer #bonds #fixedincome ------- 🎯 GRAB YOUR COMPLIMENTARY FINANCIAL GUIDES & TEMPLATES! ________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, OUR OTHER SOCIAL MEDIA CHANNELS, NOR THIS CONTENT & INFORMATION (THE “SERVICE”) ARE INTENDED TO PROVIDE FINANCIAL, LEGAL, TAX OR OTHER ADVICE. NO FINANCIAL DECISIONS SHOULD BE MADE SOLELY BASED ON THE SERVICE. THE SERVICE IS PROVIDED FOR INFORMATIONAL & ENTERTAINMENT PURPOSES ONLY & IS NOT INTENDED TO BE A SUBSTITUTE FOR ADVICE FROM A PROFESSIONAL FINANCIAL ADVISER OR QUALIFIED EXPERT. ALL OPINIONS & FORWARD-LOOKING STATEMENTS OF THE SERVICE EXPRESSED HEREIN ARE AS OF THE DATE OF PUBLICATION & SUBJECT TO CHANGE. IT IS YOUR RESPONSIBILITY TO VERIFY ALL INFORMATION YOURSELF. ANY INFORMATION PRESENTED BY THE SERVICE IS NOT AN OFFER TO BUY OR SELL, NOR A SOLICITATION TO BUY OR SELL ANY SECURITIES OR PRODUCTS MENTIONED. DIFFERENT INVESTMENTS HAVE VARYING DEGREES OF RISK & THERE IS NO ASSURANCE THAT THEY WILL BE SUITABLE FOR YOUR PORTFOLIO. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. ALWAYS CONSULT A QUALIFIED FINANCIAL, LEGAL, OR TAX PROFESSIONAL REGARDING YOUR SPECIFIC SITUATION. DIAMOND NESTEGG, LLC IS A REGISTERED INVESTMENT ADVISER IN THE STATE OF NEW YORK AND OTHER STATES WHERE IT IS EXCLUDED OR EXEMPTED FROM REGISTRATION REQUIREMENTS. REGISTRATION AS AN INVESTMENT ADVISER DOES NOT CONSTITUTE AN ENDORSEMENT FROM SECURITIES REGULATORS. DIAMOND NESTEGG, LLC RECEIVES COMPENSATION FROM YOUTUBE FOR THE PRESENCE OF ADVERTISING BEFORE, AFTER, AND DURING THIS VIDEO CONTENT AS WELL AS VIA YOUTUBE’S SUPER THANKS FEATURE. DIAMOND NESTEGG, LLC DOES NOT CONTROL THE CONTENT OR PRESENCE OF ANY ADVERTISEMENTS. THE PRESENCE OF ANY ADVERTISEMENT DOES NOT CONSTITUTE AN ENDORSEMENT OF THE AD, COMPANY, ENTITY, OR PRODUCT BY DIAMOND NESTEGG, LLC. ---------- CONTENT DISCLAIMER THE VIEWS & OPINIONS EXPRESSED THROUGH THE SERVICE ARE SOLELY THOSE OF DIAMOND NESTEGG, UNLESS OTHERWISE SPECIFICALLY CITED. MATERIAL PRESENTED IS BELIEVED TO BE FROM RELIABLE SOURCES & NO REPRESENTATIONS ARE MADE BY DIAMOND NESTEGG AS TO OTHER PARTIES' INFORMATIONAL ACCURACY OR COMPLETENESS. ALL INFORMATION OR IDEAS PROVIDED SHOULD BE DISCUSSED IN DETAIL WITH A QUALIFIED ADVISER, TAX OR LEGAL PROFESSIONAL PRIOR TO IMPLEMENTATION. OUR YOUTUBE CHANNEL MAY PROVIDE LINKS TO THIRD-PARTY WEBSITES FOR YOUR CONVENIENCE. WE HAVE NO CONTROL OVER THE ACCURACY OR CONTENT OF THESE LINKS. THE COMMENTS ON THIS CHANNEL, AND OUR OTHER SOCIAL MEDIA CHANNELS, ARE THOSE OF THE CREATORS & DO NOT NECESSARILY REFLECT THE VIEWS & OPINIONS HELD BY DIAMOND NESTEGG, LLC. DUE TO THE SOCIAL NATURE OF THE SERVICE, THESE VIDEOS MAY CONTAIN CONTENT COPYRIGHTED BY ANOTHER PERSON OR ENTITY. DIAMOND NESTEGG, LLC CLAIMS NO COPYRIGHT TO SAID CONTENT & CANNOT BE HELD ACCOUNTABLE FOR THE COPYRIGHTED CONTENT. DIAMOND NESTEGG SHARES & STRIVES TO VERIFY INFORMATION BUT CANNOT WARRANT THE ACCURACY OF COPYRIGHTS OR COMPLETENESS OF THE INFORMATION ON OUR SERVICE. ANY COPYRIGHTED MATERIAL SHARED ON THIS SERVICE IS INTENDED TO BE SHARED BY FAIR USE. IF YOU HAVE A COMPLAINT ABOUT THE USE OF COPYRIGHTED MATERIAL, PLEASE CONTACT DIAMOND NESTEGG PRIOR TO MAKING A COPYRIGHT CLAIM. ANY INFRINGEMENT IS UNINTENTIONAL & WILL BE RECTIFIED TO ALL PARTIES' SATISFACTION. PLEASE REFER TO OUR TERMS OF SERVICE & PRIVACY POLICY LINKS FROM OUR WEBSITE FOR MORE INFORMATION....(read more)
LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing
May 2023 I-Bond Rate Prediction: When To Buy I-Bonds In 2023 Investing in I-Bonds can be a smart financial decision, offering a safe and reliable way to grow your money. However, it's important to keep an eye on the changing interest rates to make the most of your investment. In this article, we will explore the predicted I-Bond rates for May 2023 and provide some guidance on when to buy I-Bonds in 2023. Before diving into the prediction, let's first understand what I-Bonds are and how their interest rates are determined. I-Bonds are a type of savings bond issued by the U.S. Department of the Treasury. The interest rates on I-Bonds consist of two components: a fixed rate that remains constant for the life of the bond and a variable rate that adjusts every six months based on inflation. The variable rate is determined by changes in the Consumer Price Index for All Urban Consumers (CPI-U), which measures inflation in the United States. The fixed rate, on the other hand, is set by the Treasury Department and remains constant throughout the bond's 30-year life. Given that the variable rate is based on inflation, it is essential to make an informed prediction for May 2023. As of now, it is challenging to provide an accurate prediction for the exact I-Bond rate in May 2023 since it depends on various economic factors such as inflation rates, the overall state of the economy, and monetary policies. However, it is possible to consider some general trends that might guide your decision-making process. In recent years, inflation rates have been relatively low, which had a direct impact on I-Bond rates. For instance, in May 2022, the I-Bond composite rate was only 1.38%, consisting of a 0% fixed rate and a 1.32% variable rate. While this variability is subject to change, it is important to anticipate a similar trend in 2023, suggesting that the I-Bond rates might remain relatively low. However, it's crucial to note that predicting exact rates is challenging due to the unpredictability of economic conditions. Influential factors such as fiscal policies, international trade, and global events can significantly impact interest rates. Therefore, it's always advisable to monitor the announcements and updates from the U.S. Department of the Treasury before making any investment decisions. When considering when to buy I-Bonds in 2023, a prudent approach is to spread out your investments throughout the year. This strategy, known as dollar-cost averaging, helps mitigate the risks associated with volatile interest rates. By investing a fixed amount at regular intervals, you can reduce the impact of short-term market fluctuations and potentially benefit from varying interest rates throughout the year. Another factor to bear in mind is the minimum holding period for I-Bonds, which is one year. This means that if you need immediate access to your funds, investing in I-Bonds might not be the best option. However, if you are looking for a long-term investment that offers protection against inflation, I-Bonds can be a valuable addition to your portfolio. In conclusion, while it's challenging to predict the exact I-Bond rates for May 2023, it's prudent to anticipate that rates will remain relatively low due to recent trends in low inflation. To make the most of your investment, consider spreading out your purchases throughout the year and keep an eye on official announcements and updates from the U.S. Department of the Treasury. By staying informed and taking a long-term investment approach, you can make educated decisions on when to buy I-Bonds in 2023. https://inflationprotection.org/when-is-the-best-time-to-purchase-i-bonds-in-may-2023/?feed_id=141219&_unique_id=6518568680bed #Inflation #Retirement #GoldIRA #Wealth #Investing #Bonds #buyibondsinapril2023 #diamondnestegg #ibondprediction #ibondprediction2023 #ibondpredictionmay2023 #ibondrateprediction2023 #ibondratepredictionmay2023 #ibonds #ibonds2023 #ibonds2023predictions #januarycpi2023 #jenniferlammer #may2023ibondprediction #may2023IBondrate #May2023IBondrateprediction #May2023IBondRatePredictionWhenToBuyIBondsIn2023 #whenshouldibuyibondsin2023 #whentobuyibondsin2023 #TIPSBonds #Bonds #buyibondsinapril2023 #diamondnestegg #ibondprediction #ibondprediction2023 #ibondpredictionmay2023 #ibondrateprediction2023 #ibondratepredictionmay2023 #ibonds #ibonds2023 #ibonds2023predictions #januarycpi2023 #jenniferlammer #may2023ibondprediction #may2023IBondrate #May2023IBondrateprediction #May2023IBondRatePredictionWhenToBuyIBondsIn2023 #whenshouldibuyibondsin2023 #whentobuyibondsin2023

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