Timothy Sumer

Fundrise: (REtipster Affiliate Link) Full Blog Post: Join Our Community: Disclosure: I’ve been investing with Fundrise since 2017. When you sign up with my link, I earn a commission. All opinions are my own. 0:00 - Intro 0:20 - What is Fundrise? 2:40 - This is NOT a pitch for Fundrise 4:03 - Every real investment has risk 4:44 - A look at the YTD and all-time performance 5:50 - A review of all the quarterly reinvested dividends to date 6:20 - Why are the quarterly dividends getting smaller? 7:26 - Changes in how to portfolio allocation is reported 8:09 - What’s the difference between Fixed Income, Core Plus, Value Add, and Opportunistic? 9:00 - Using the interactive pie chart to look at the projects your money is invested in 9:58 - How does Fundrise decide where to reinvest your dividends? 10:54 - Looking at the historical performance of my invested dollars 11:27 - A look at the overall portfolio allocation and where my money is invested 12:09 - When does an investor get...

Contribute to Non-Deductible IRA or Post-Tax Brokerage? (Allen) In the past, while working, I typically made too much salary to contribute to a Roth IRA, or get a deduction for a regular IRA contribution. Therefore, I made annual contributions to a non-deductible IRA, and I have been keeping track of the basis, so that I don't pay taxes on the non-deductible contributions, when I decide to start taking withdrawals. MY QUESTION - In general, does contributing to a non-deductible IRA make sense vs. post tax contribution to a brokerage account, given that the non-basis portion of the IRA will be taxed as income, when I take a distribution, vs. only paying long term capital gains on any money invested in a brokerage account? Seems like my income tax rate will be lower than capital gains rate, when I start withdrawing money from the IRA, but who knows where tax rates will be, in 15 years!!!!! I understand that our friends in DC are looking to increase capital gains rates to eq...

Question: (Cass, Mississippi) Hey, Joe and Big Al, this is Cass from Mississippi. I drive a Chevy Equinox 2013. People say what they drink, too. Coke is it. That's it. And I have two toy Fox Terriers named Boss and Smash. And they are tiny and tough. So, you know, if anybody breaks into my house, hey, be ready. So my question is about the TSP. There's two reasons that I think I should transfer out of the TSP once I retire in 10 years. So that gives you guys plenty of time to answer this question. One is when you withdraw funds, you don't have the choice of withdrawing from just the bond fund. And that was kind of my plan to help, you know, stay rebalanced over the years. But you have to withdraw in equal increments from all the funds. And I'm wondering, is there some kind of workaround for this that I don't know about? Or is it not terrible? Because I don't understand how that's good. But this is the great TSP, so, you know, I don't want to giv...

If you are looking for a beginner friendly investing strategy that, historically speaking, has beaten inflation, then you need to watch this video! There was a recent article released that shows the historic math and illustrates just how powerful this investing strategy can be if you allow it to work. The problem is, as the article admits, these stocks are boring and aren’t very fun to talk about. Where do you find these stocks? What makes them so powerful in battling against inflation? I will cover that and more within this strategy building video. I would encourage you to not rush into the strategy though! You don’t want to find yourself in situations where you weren’t prepared. So, like anything within the world of personal finances and wealth building, make sure that you do your homework and study hard for whatever works best with your personal situation. If you are sick and tired of inflation eating away at your wealth and want to make more control over your investing an...

In this video, you'll learn two ways to use Advisor Tools to compare funds in an IRA rollover recommendation. The first option is to use the 'Compare Funds' feature in Advisor Tools research to compare performance, risk factors, cost structure and other factors. The second option is to use Portfolio Reporting to compare current to recommended portfolios, including portfolio-level weighted expenses, risk metrics and more. You'll also learn how to easily save, export and print comparison reports for your records. To Learn More: ZacksPro - Advisor Tools - Research System - Quant Lab - Excel Link - Follow us at: LinkedIn - Twitter - ___________________ Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No ...