A Retrospective Review of My $1K Investment with Fundrise: The Journey Over Four Years (2021 Update)

Fundrise: (REtipster Affiliate Link) Full Blog Post: Join Our Community: Disclosure: I’ve been investing with Fundrise since 2017. When you sign up with my link, I earn a commission. All opinions are my own. 0:00 - Intro 0:20 - What is Fundrise? 2:40 - This is NOT a pitch for Fundrise 4:03 - Every real investment has risk 4:44 - A look at the YTD and all-time performance 5:50 - A review of all the quarterly reinvested dividends to date 6:20 - Why are the quarterly dividends getting smaller? 7:26 - Changes in how to portfolio allocation is reported 8:09 - What’s the difference between Fixed Income, Core Plus, Value Add, and Opportunistic? 9:00 - Using the interactive pie chart to look at the projects your money is invested in 9:58 - How does Fundrise decide where to reinvest your dividends? 10:54 - Looking at the historical performance of my invested dollars 11:27 - A look at the overall portfolio allocation and where my money is invested 12:09 - When does an investor get their money back? 12:28 - Is there a way for an investor to withdraw their money sooner? 12:51 - When a dividend is reinvested, how long does the investor have to wait to get that money back? 13:43 - What are my thoughts about Fundrise overall? Has this been a good investment or not? Four years ago, I put together a video and blog post explaining how Fundrise works by investing $1,000 with this real estate investing platform. Since then, I've been tracking the progress and returns by putting together an annual blog post and video reviewing the dividends and how much the money has grown. You can see each of those annual reviews here if you want to get caught up on where this has been. Original Investment (2017): Year 1 Review (2018): Year 2 Review (2019): Year 3 Review (2020): Year 5 Review (2022): It's been a lot of fun seeing how much engagement and attention these videos have gotten on YouTube. Of course, my goal with these videos is not to make a case that you should be investing with Fundrise. My goal is to simply show you how the website works and most importantly, what the actual returns look like each year. Disclaimer: The information contained herein neither constitutes an offer for nor a solicitation of interest in any securities offering; however, if an indication of interest is provided, it may be withdrawn or revoked, without obligation or commitment of any kind prior to being accepted following the qualification or effectiveness of the applicable offering document, and any offer, solicitation or sale of any securities will be made only by means of an offering circular, private placement memorandum, or prospectus. No money or other consideration is hereby being solicited, and will not be accepted without such potential investor having been provided the applicable offering document. Joining the Fundrise Platform neither constitutes an indication of interest in any offering nor involves any obligation or commitment of any kind. The publicly filed offering circulars of the issuers sponsored by Rise Companies Corp., not all of which may be currently qualified by the Securities and Exchange Commission, may be found at www.fundrise.com/oc....(read more)

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Four years ago, I decided to dip my toes into the world of real estate investing. With limited knowledge and a desire to diversify my portfolio, I took a leap of faith and invested $1,000 with Fundrise, an online real estate investment platform. Now, in 2021, with hindsight on my side, I am ready to share my experience and review the outcome of my investment. Firstly, let's shed some light on Fundrise. Founded in 2012, Fundrise aimed to democratize access to real estate investing by allowing individuals to invest in private market real estate deals. The platform offers a variety of investment options, including eREITs (electronic real estate investment trusts) and eFunds (electronic real estate funds), which pool funds to invest in commercial real estate projects. When I initially invested in 2017, I was drawn to Fundrise due to its low investment minimums and the promise of passive income from real estate. The ease of investing online, without the hassle of becoming a landlord or dealing with property maintenance, was a significant attraction for me. Over the years, Fundrise has provided regular updates on the performance of my investment. In terms of returns, my investment has experienced its fair share of fluctuations. In the first year, I received an annual return of around 8%, which was promising. However, the subsequent years saw some ups and downs, with returns ranging from 6% to 10%. It's worth noting that these returns are not guaranteed, and past performance is not indicative of future results. One aspect that impressed me about Fundrise was its commitment to transparency. It provides investors with detailed reports on the properties within their portfolio, including rental income, occupancy rates, and property valuations. This level of transparency helped me feel more connected to my investments and understand how my money was working for me. However, it's important to note that real estate investing through Fundrise is not without its risks. As an illiquid investment, it is challenging to withdraw your funds at any time. While Fundrise does offer a redemption program, it operates on quarterly liquidity, meaning you can only withdraw funds once per quarter with certain restrictions. Moreover, as with any investment, there are market uncertainties and risks involved. Real estate markets can fluctuate, adversely affecting the value of properties and potentially impacting overall returns. Reflecting on my experience with Fundrise, I can say that it has been a positive one overall. Not only did it give me the opportunity to diversify my investment portfolio and access the real estate market, but it also provided me with a relatively hassle-free experience. The platform's user-friendly interface, regular updates, and commitment to transparency were key factors that contributed to my satisfaction as an investor. Ultimately, my $1,000 investment with Fundrise has grown to a respectable amount over the course of four years. While the returns may not have been astronomical, they have been consistent and reliable. However, it is important to remember that each individual's experience may vary, as investment performance is subject to multiple factors. In conclusion, my investment journey with Fundrise has been a worthwhile experience. It allowed me to dip my toes into the world of real estate investing without significant capital or ongoing management responsibilities. I would encourage anyone considering real estate investment to thoroughly research and consider platforms like Fundrise as potential options for diversifying their investment portfolio. https://inflationprotection.org/a-retrospective-review-of-my-1k-investment-with-fundrise-the-journey-over-four-years-2021-update/?feed_id=118679&_unique_id=64b6fbbf42620 #Inflation #Retirement #GoldIRA #Wealth #Investing #2021 #AccreditedInvestors #diversification #FUNDRISE #fundrisereview #fundriseupdate #investingstrategy #minimuminvestmentamount #nonaccreditedinvestors #passiveincome #realestatecrowdfundingexplained #realestatecrowdfundinginvesting #realestatecrowdfundingplatforms #realestateinvesting #retipster #VanguardIRA #2021 #AccreditedInvestors #diversification #FUNDRISE #fundrisereview #fundriseupdate #investingstrategy #minimuminvestmentamount #nonaccreditedinvestors #passiveincome #realestatecrowdfundingexplained #realestatecrowdfundinginvesting #realestatecrowdfundingplatforms #realestateinvesting #retipster