Timothy Sumer

Schwab folks! What should you check as soon as possible in your Schwab account? What are Schwab’s core money market fund positions? Which money market funds do we hold in our Schwab accounts & why? These are the three questions that I’ll be covering in today’s - Schwab money market funds covered include SWVXX, SNAXX, SNVXX, SGUXX, SNOXX, SCOXX, SNSXX SUTXX & Schwab's Municipal Money Market Funds 👉 Help keep our one-of-a-kind videos unbiased & sponsorship-free through channel membership - become a super-supersaver member: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (member videos) ⭐ July Live Member Q&A: ⭐ Agency Bonds 101 Deep-Dive: ⭐ Seven Risks Of Bond Investing: WATCH NEXT ⭐ Fidelity Core Money Market Funds: _________ SOURCES _________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, OUR OTHER...

Vanguard's money market funds have some of the best rates currently & that's what we'll be talking about in today's video: 1. What’s Vanguard’s core money market position? 2. How much is VMFXX, VMRXX, VUSXX, VMSXX, VCTXX & VYFXX yielding & how might you go about choosing one over the other? 3. What is Vanguard's Cash Deposit settlement fund option? 👉 Help keep our one-of-a-kind videos unbiased & sponsorship-free through channel membership - become a super-supersaver member: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (member videos) ⭐ July Live Member Q&A: ⭐ Agency Bonds 101 Deep-Dive: ⭐ Seven Risks Of Bond Investing: ⭐ How Do Bonds Work: WATCH NEXT (mentioned in video) ⭐ Fidelity Core Money Market Funds: ⭐ Schwab Core Money Market Funds: ⭐ Money Market Funds 101: _________ SOURCES _________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UN...

👉 Help keep our one-of-a-kind videos unbiased & sponsorship-free through channel membership - become a super-supersaver member: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (Members-Only) Seven Risks Of Bond Investing: How Do Interest & Principal Payments On Bonds Work: Will T-Bill Yields Go Up: Why We're Not Buying Treasury Notes Right Now: _________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, OUR OTHER SOCIAL MEDIA CHANNELS, NOR THIS CONTENT & INFORMATION (THE “SERVICE”) ARE INTENDED TO PROVIDE FINANCIAL, LEGAL, TAX OR OTHER ADVICE. NO FINANCIAL DECISIONS SHOULD BE MADE SOLELY BASED ON THE SERVICE. THE SERVICE IS PROVIDED FOR INFORMATIONAL & ENTERTAINMENT PURPOSES ONLY & IS NOT INTENDED TO BE A SUBSTITUTE FOR ADVICE FROM A PROFESSIONAL FINANCIAL ADVISER OR QUALIFIED EXPERT. ALL OPINIONS & FORWAR...

In this video, “Roth IRA Rules and Mistakes That Will Cost You Money”, we talk about the top 7 Roth IRA mistakes to avoid. Roth IRA explained like never before! We’ll go through: - What is a Roth IRA is and how does it work - Roth IRA contribution rules - Roth IRA withdrawal rules - What happens with a Roth IRA early withdrawal (e.g., Roth IRA early withdrawal taxes, Roth IRA penalty, Roth IRA without penalty) - Roth IRA distribution rules By the end of this retirement 101 video, you’ll be able to answer these personal finance questions: - How does Roth IRA work? - What should you (not) do to maximize your retirement savings? Check out our Roth IRA withdrawal rules video: or full retirement playlist: 0:00 Intro 3:00 Mistake #1 3:47 Mistake #2 5:43 Mistake #3 6:51 Mistake #4 8:12 Mistake #5 9:36 Mistake #6 10:32 Mistake #7 WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How I...

So what are TIPS? How to buy TIPS (Fidelity & Treasury Direct)? Treasury-inflation protected securities (TIPS) - this video will walk you through: 1:30 Detailed examples of how treasury inflation bonds work 6:00 What happens to treasury inflation protected bonds when there is inflation vs deflation 8:38 The pros & cons of buying TIPS as well as some key differences/ similarities between TIPS vs i-bonds 12:55 How to buy TIPS directly - focusing specifically on how to buy TIPS on Treasury Direct, how to buy TIPS on Fidelity & why/ how to buy TIPS in IRA 27:10 How many TIPS we own in our personal portfolio AND why we chose to buy TIPS (or not) 👉👉 UPDATE/ CORRECTION 15:55 - 17:20: "YOU NEED TO PLACE YOUR ORDER BETWEEN THE ANNOUNCEMENT DATE & THE DAY BEFORE THE AUCTION DATE." 👉 Subscribe to the Diamond NestEgg channel for all things inflation, money, investing & retirement! #jenniferlammer #bonds #firstgene...

Treasury-Inflation Protected Securities - is now a good time to consider them as part of your portfolio? Here are the top 5 questions I'll be answering today about I-Bond vs TIPS: 1. Why TIPS (Treasury-Inflation-Protected Securities) might be a better investment than I-Bonds for some folks right now 2. What is real yield to maturity? 3. What is nominal yield to maturity? 4. Why (for others) I-Bonds may still be the inflation-protection winner 5. How to figure out whether I-Bonds or TIPS might work better for you TITLE: TIPS vs I Bonds: What's Better In 2023 | Treasury-Inflation-Protected Securities (TIPS 2023) 👉 Subscribe for all things inflation, Treasury bills, I-Bonds, investing & retirement! SOURCES #jenniferlammer #bonds #treasurybills ------- WATCH NEXT ⭐ What Are TIPS | How To Buy TIPS: ⭐ I-Bond Interest Formula: ⭐ Best CD 2023 | Earn 5% APY (How To Buy): ⭐ Brokered CDs vs T-Bills: _________ 🎯 GRAB YOUR...

In this video, “Roth vs traditional 401k vs IRA explained”, we’ll walk through the similarities & differences between a 401k vs IRA as well as between a Roth vs. traditional IRA. We’ll also go through how our clients make their decision on whether to put their money in a traditional vs Roth IRA vs 401k & how they decide between a traditional IRA vs Roth IRA. By the end of this video, you’ll see you actually don't have to choose between a Roth IRA vs 401k, a traditional IRA vs 401k or a Roth IRA vs traditional IRA! You can have all three! 401(k) contribution limits: Compound interest calculator: Roth & IRA contribution limits: Info on modified adjusted gross income: WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How Is I-Bond Interest Formula Calculated & When Does It Show Up In Your Account: ⭐ How To Buy More/ Gift I Bonds (For Spouses & Married Couples): #jenni...

This video: Roth 401k vs Roth IRA in your 20s and 30s | Which Is Better - goes through: - What is a Roth IRA & what is a Roth 401K - Roth IRA Rules vs. Roth 401K Rules - Roth IRA Withdrawal Rules vs. Roth 401k Withdrawal Rules - Roth IRA Pros And Cons - Roth 401K Pros And Cons If you were to retire today at age 65, experts predict it would cost you anywhere between $1M and $1.5M, so it's never to early to start saving for retirement! By the end of this video, you'll be able to better understand whether a Roth 401K trumps a Roth IRA & what might be best suited for you! Subscribe to our channel for more retirement tips and all things personal finance & generational wealth! 0:00 Intro 2:19 Why You Should Choose A Roth 401K 6:49 Why You Might Want To Go For A Roth IRA Instead 9:55 Which Should You Choose WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How Is I-Bond Interest Form...

Welcome back to Money In A Minute with Diamond NestEgg! Could a Roth IRA be the best option for you? Today we're going to talk about the top four reasons for choosing a Roth IRA vs a traditional IRA! Be sure to check out our full playlist of retirement videos to better understand the pros, cons and limitations of a ROTH before opening one up on your own: And for more personal finance 101, budgeting for beginners, money saving tips & good money habit motivation, hit that subscribe button! We're here almost every weekday! WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How Is I-Bond Interest Formula Calculated & When Does It Show Up In Your Account: ⭐ How To Buy More/ Gift I Bonds (For Spouses & Married Couples): 👉 Subscribe to our channel for all things inflation, retirement planning & building generational wealth! #jenniferlammer #firstgeneration #bond...