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Comparing Vanguard's Top Money Market Funds to Cash Deposits: A Review of VMFXX, VMRXX, VUSXX, VMSXX, VCTXX, and VYFXX


Vanguard's money market funds have some of the best rates currently & that's what we'll be talking about in today's video: 1. What’s Vanguard’s core money market position? 2. How much is VMFXX, VMRXX, VUSXX, VMSXX, VCTXX & VYFXX yielding & how might you go about choosing one over the other? 3. What is Vanguard's Cash Deposit settlement fund option? 👉 Help keep our one-of-a-kind videos unbiased & sponsorship-free through channel membership - become a super-supersaver member: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (member videos) ⭐ July Live Member Q&A: ⭐ Agency Bonds 101 Deep-Dive: ⭐ Seven Risks Of Bond Investing: ⭐ How Do Bonds Work: WATCH NEXT (mentioned in video) ⭐ Fidelity Core Money Market Funds: ⭐ Schwab Core Money Market Funds: ⭐ Money Market Funds 101: _________ SOURCES _________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, OUR OTHER SOCIAL MEDIA CHANNELS, NOR THIS CONTENT & INFORMATION (THE “SERVICE”) ARE INTENDED TO PROVIDE FINANCIAL, LEGAL, TAX OR OTHER ADVICE. NO FINANCIAL DECISIONS SHOULD BE MADE SOLELY BASED ON THE SERVICE. THE SERVICE IS PROVIDED FOR INFORMATIONAL & ENTERTAINMENT PURPOSES ONLY & IS NOT INTENDED TO BE A SUBSTITUTE FOR ADVICE FROM A PROFESSIONAL FINANCIAL ADVISER OR QUALIFIED EXPERT. ALL OPINIONS & FORWARD-LOOKING STATEMENTS OF THE SERVICE EXPRESSED HEREIN ARE AS OF THE DATE OF PUBLICATION & SUBJECT TO CHANGE. IT IS YOUR RESPONSIBILITY TO VERIFY ALL INFORMATION YOURSELF. ANY INFORMATION PRESENTED BY THE SERVICE IS NOT AN OFFER TO BUY OR SELL, NOR A SOLICITATION TO BUY OR SELL ANY SECURITIES OR PRODUCTS MENTIONED. DIFFERENT INVESTMENTS HAVE VARYING DEGREES OF RISK & THERE IS NO ASSURANCE THAT THEY WILL BE SUITABLE FOR YOUR PORTFOLIO. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. ALWAYS CONSULT A QUALIFIED FINANCIAL, LEGAL, OR TAX PROFESSIONAL REGARDING YOUR SPECIFIC SITUATION. DIAMOND NESTEGG, LLC IS A REGISTERED INVESTMENT ADVISER IN THE STATE OF NEW YORK AND OTHER STATES WHERE IT IS EXCLUDED OR EXEMPTED FROM REGISTRATION REQUIREMENTS. REGISTRATION AS AN INVESTMENT ADVISER DOES NOT CONSTITUTE AN ENDORSEMENT FROM SECURITIES REGULATORS. DIAMOND NESTEGG, LLC RECEIVES COMPENSATION FROM YOUTUBE FOR THE PRESENCE OF ADVERTISING BEFORE, AFTER, AND DURING THIS VIDEO CONTENT AS WELL AS VIA YOUTUBE’S SUPER THANKS FEATURE. DIAMOND NESTEGG, LLC DOES NOT CONTROL THE CONTENT OR PRESENCE OF ANY ADVERTISEMENTS. THE PRESENCE OF ANY ADVERTISEMENT DOES NOT CONSTITUTE AN ENDORSEMENT OF THE AD, COMPANY, ENTITY, OR PRODUCT BY DIAMOND NESTEGG, LLC. ---------- CONTENT DISCLAIMER THE VIEWS & OPINIONS EXPRESSED THROUGH THE SERVICE ARE SOLELY THOSE OF DIAMOND NESTEGG, UNLESS OTHERWISE SPECIFICALLY CITED. MATERIAL PRESENTED IS BELIEVED TO BE FROM RELIABLE SOURCES & NO REPRESENTATIONS ARE MADE BY DIAMOND NESTEGG AS TO OTHER PARTIES' INFORMATIONAL ACCURACY OR COMPLETENESS. ALL INFORMATION OR IDEAS PROVIDED SHOULD BE DISCUSSED IN DETAIL WITH A QUALIFIED ADVISER, TAX OR LEGAL PROFESSIONAL PRIOR TO IMPLEMENTATION. OUR YOUTUBE CHANNEL MAY PROVIDE LINKS TO THIRD-PARTY WEBSITES FOR YOUR CONVENIENCE. WE HAVE NO CONTROL OVER THE ACCURACY OR CONTENT OF THESE LINKS. THE COMMENTS ON THIS CHANNEL, AND OUR OTHER SOCIAL MEDIA CHANNELS, ARE THOSE OF THE CREATORS & DO NOT NECESSARILY REFLECT THE VIEWS & OPINIONS HELD BY DIAMOND NESTEGG, LLC. DUE TO THE SOCIAL NATURE OF THE SERVICE, THESE VIDEOS MAY CONTAIN CONTENT COPYRIGHTED BY ANOTHER PERSON OR ENTITY. DIAMOND NESTEGG, LLC CLAIMS NO COPYRIGHT TO SAID CONTENT & CANNOT BE HELD ACCOUNTABLE FOR THE COPYRIGHTED CONTENT. DIAMOND NESTEGG SHARES & STRIVES TO VERIFY INFORMATION BUT CANNOT WARRANT THE ACCURACY OF COPYRIGHTS OR COMPLETENESS OF THE INFORMATION ON OUR SERVICE. ANY COPYRIGHTED MATERIAL SHARED ON THIS SERVICE IS INTENDED TO BE SHARED BY FAIR USE. IF YOU HAVE A COMPLAINT ABOUT THE USE OF COPYRIGHTED MATERIAL, PLEASE CONTACT DIAMOND NESTEGG PRIOR TO MAKING A COPYRIGHT CLAIM. ANY INFRINGEMENT IS UNINTENTIONAL & WILL BE RECTIFIED TO ALL PARTIES' SATISFACTION. PLEASE REFER TO OUR TERMS OF SERVICE & PRIVACY POLICY LINKS FROM OUR WEBSITE FOR MORE INFORMATION....(read more)



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Vanguard is a renowned investment management company known for its wide range of funds that cater to different investor needs. When it comes to short-term investments or preserving capital, their money market funds are a popular choice. In this article, we will compare Vanguard's Best Money Market Funds with traditional cash deposits. Vanguard offers several money market funds, including VMFXX, VMRXX, VUSXX, VMSXX, VCTXX, and VYFXX. These funds are designed to provide stability, liquidity, and competitive yields, making them suitable for investors looking to park their cash for the short term. Compared to traditional cash deposits, Vanguard's money market funds have several advantages. The first notable benefit is the potential for higher yields. While cash deposits generally offer low interest rates, Vanguard's money market funds aim to deliver higher yields by investing in short-term, high-quality debt securities. These higher yields can help investors earn more on their idle cash. Another advantage of Vanguard's money market funds is liquidity. Unlike cash deposits, which may have withdrawal restrictions or penalties, money market funds generally provide easy access to your money. Vanguard's money market funds offer check writing and electronic transfer capabilities, allowing investors to conveniently access their funds when needed. Diversification is also a key advantage of money market funds. By pooling funds from multiple investors, these funds can invest in a wide range of debt securities issued by various entities. This diversification lowers the risk associated with investing in a single cash deposit account or a specific institution. Vanguard's money market funds focus on investing in high-quality, short-term debt securities, ensuring stability while generating competitive yields. Vanguard's money market funds are also backed by the expertise and reputation of the company. Vanguard has a long history of managing funds and is known for its low-cost investment philosophy, which benefits investors by keeping expenses to a minimum. However, it is important to note that money market funds, like any investment, come with risks. Although they strive to maintain a stable net asset value (NAV) of $1 per share, there is still a chance of potential loss in the form of a slight decrease in NAV. Additionally, money market funds are not insured by the Federal Deposit Insurance Corporation (FDIC), unlike cash deposits, which are usually insured up to a certain amount. In summary, Vanguard's Best Money Market Funds offer several advantages over traditional cash deposits. With potentially higher yields, easy liquidity, diversification, and the expertise of Vanguard, these funds are a popular choice for short-term investments. However, investors should also understand the inherent risks involved and consider their own financial goals and risk tolerance before investing in any money market fund. https://inflationprotection.org/comparing-vanguards-top-money-market-funds-to-cash-deposits-a-review-of-vmfxx-vmrxx-vusxx-vmsxx-vctxx-and-vyfxx/?feed_id=123901&_unique_id=64cc1da88b57e #Inflation #Retirement #GoldIRA #Wealth #Investing #bestmoneymarketfunds2023 #diamondnestegg #jenniferlammer #moneymarketfund #MoneyMarketFunds #topmoneymarketfunds2023 #vanguardfunds #vanguardmoneymarketfund #vanguardmoneymarketfunds #vanguardsettlementfund #VanguardsBestMoneyMarketFundsvsCashDeposit|VMFXXVMRXXVUSXXVMSXXVCTXXVYFXX #vctxx #vmfxx7dayyield #vmfxxexplained #vmfxxreview #vmfxxvsvmrxx #vmfxxvsvusxx #vmmxx #vmrxxorvmfxx #vmrxxreview #vmrxxvsvmfxxvsvusxx #vmsxx #vusxx #TIPSBonds #bestmoneymarketfunds2023 #diamondnestegg #jenniferlammer #moneymarketfund #MoneyMarketFunds #topmoneymarketfunds2023 #vanguardfunds #vanguardmoneymarketfund #vanguardmoneymarketfunds #vanguardsettlementfund #VanguardsBestMoneyMarketFundsvsCashDeposit|VMFXXVMRXXVUSXXVMSXXVCTXXVYFXX #vctxx #vmfxx7dayyield #vmfxxexplained #vmfxxreview #vmfxxvsvmrxx #vmfxxvsvusxx #vmmxx #vmrxxorvmfxx #vmrxxreview #vmrxxvsvmfxxvsvusxx #vmsxx #vusxx

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