Skip to main content

Posts

Showing posts with the label savingmoney

Economic Advisors Offer Valuable Advice in Response to Inflation Surge

An Edward Jones financial advisor shares how to manage the growing inflation and changes in the market.... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Financial advisors share economic advice amid rising inflation Inflation is a term that is starting to make headlines again as the global economy begins to recover from the COVID-19 pandemic. Rising inflation can have a significant impact on our personal finances, and it is important to be well-informed and prepared for its potential effects. This is where financial advisors come into the picture, providing valuable advice to individuals on how to navigate these challenging times. Inflation refers to the increase in the general price level of goods and services over a period of time. When inflation rises, the purchasing power of your money decreases, meaning

VTIAX: The All-Inclusive International Fund

Have you thought about investing internationally? In this video, I'll show you why VTIAX is the only international fund you need. VTIAX invests in a mix of 8,000 international companies from around the world, giving you broad exposure to global markets. Timecodes: 0:00 - Intro 1:20 - Why Invest Internationally 2:43 - Different School of Thoughts 6:10 - On Investing Internationally 8:41 - Simple Takeaway 9:42 - How Much To Invest? ------------ LINKS: ► Get My Weekly Newsletters: ► Favorite Books: DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA VTIAX - The ONLY International Fund You Need Investing in international markets can b

Understanding the Path to Prosperity: Accountant Unveils the Secrets of a 401k

ACCOUNTANT EXPLAINS: Path to Prosperity | Unlocking the Magic of a 401k aarp.org/work/retirement-planning/401k_calculator.html 00:00 Intro 01:57 Ingredients to a 401k plan 03:06 Early withdrawal penalties 04:03 Let your money grow 07:57 How much should you contribute? 11:42 Real examples of investments and their outcome 12:06 401k calculator 12:20 Assumptions 12:40 $35k salary, 1% contribution, start at age 26 14:45 $35k salary, 4% contribution, start at age 26 15:43 $55k salary, 1% contribution, start at age 26 16:06 $55k salary, 4% contribution, start at age 26 17:13 $100k salary, 4% contribution, start at age 26 MILLIONAIRE STATUS 18:05 Investing in your 30s. It's not too late. 19:28 $55k salary, 4% contribution, start at age 35 20:06 $100k salary, 4% contribution, start at age 35 20:27 $100k salary, 4% contribution, start at age 40 21:00 $100k salary, 22.5% contribution ($22,500 max for 2023), start at age 40 MILLIONAIRE STATUS... ( read more ) LEARN MORE

Making the Best Investment Decision with Vanguard Target Retirement Fund

Looking for a solid investment option? Check out the Vanguard Target Retirement Fund! In this video, I'll break down what it is, how it works and why it might be the best decision you make with your money. Timecodes: 0:00 - Intro 1:38 - Target Retirement Fund 101 - Why You Should Invest In Them 6:22 - Why You Should NOT Invest In Target Retirement Fund 9:12 - Investing In Vanguard Target Retirement Funds - Find Your Fund ------------ LINKS: ► Get My Weekly Newsletters: ► Favorite Books: DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Vanguard Target Retirement Fund: The Best Investment Decision You'll Make Investing money is a cru

Is it Time for 401k?

Are you a small business owner with a Simple IRA or no retirement plan at all? Have you been thinking about putting in a retirement plan and have questions about what it entails? Check out this video to learn more!... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 401k Time: Investing in Your Future The concept of 401k Time refers to the period in your life when you start contributing to a 401k retirement plan. This time represents a critical turning point, signaling both financial responsibility and a commitment to securing a comfortable future. While it may seem far off and inconsequential in the early stages of your career, taking advantage of 401k Time can have a profound impact on your retirement years. A 401k retirement plan is a tax-advantaged investment account provided by employers in the United States. During 401k Time, employ

Top 5 Bonds Worth Investing in Today

Today’s live stream is a bonus podcast episode where I’m taking a deeper dive on this week’s topic: 5 types of bonds to own now. Right now, you can get about .28% on a 6 month CD, .84% on a 10year treasury, below 2% on most corporate bonds and even the 30 year treasury is yielding just shy of 1.6%. To say rates are low is an understatement. And it’s even worse in other parts of the world - in Germany the 10-year government issued bond is yielding negative! You give them your money to hang on to and rather than them paying you interest, you pay them for the privilege of holding it for you. Makes your head spin, doesn’t it? But don’t throw out the baby with the bathwater! Because there are still opportunities that exist for owning bonds today: -- Building Your Bond Ladder -- Consider Foreign Bonds To Diversify & Increase Income -- TIPS: A Bond Investor’s BFF -- Don’t Overlook These Short Term Bond Funds -- How To Get A Higher Interest Rate On Your Savings ____________

The Top Investment Portfolio: A 3 Fund Portfolio

The 3 fund portfolio is a simple, low-cost way to invest your money. In this video I'll share the basics of how this investment strategy works and why it's so effective. Timecodes: 0:00 - Intro 1:13 - Introducing The Three Fund Portfolio 2:19 - Why Total Market Index Fund 3:25 - Mitigate Individual Stock Risk 4:28 - Cuts Out Unhelpful Advisors 5:53 - Low Costs 7:21 - Simple 8:32 - Building Your 3-Fund Portfolio 10:10 - Asset Allocation ------------ LINKS: ► Get My Weekly Newsletters: ► Favorite Books: DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 3 Fund Portfolio - The #1 Investment Portfolio Investing can be a daunting task, especiall

I withdrew my 401K funds!

This is my story about cashing out my 401k! I once had a 401k that I needed to take care of ie. Rollover, except I didn't know what that meant. Here's the mistake I made. The gear I use in my videos Canon Camcorder Vivitar Wide Angle lens USB Microphone Shotgun Microphone Green Screen Ring Light LED Video lights *these are affiliate links*... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing I CASHED OUT MY 401K! It's a phrase that many of us have heard, but what does it actually mean? When someone says they cashed out their 401k, it typically means that they have withdrawn all or a portion of the funds from their employer-sponsored retirement account before reaching retirement age (usually 59.5 years old). There are a few reasons why someone might choose to cash out their 401k. One common reason is to

Top 5 Fidelity Funds for Long-term Investment

When it comes to choosing the best Fidelity funds to buy and hold forever, there are a few key factors you'll want to keep in mind. In this video, we'll walk you through five of our favorite options and explain why they might be perfect for your portfolio. Timecodes: 0:00 - Intro 0:32 - Fidelity U.S. Bond Index Fund (FXNAX) 2:12 - Fidelity Total International Index Fund (FTIHX) 4:04 - Fidelity Zero Total Market Index Fund (FZROX) 6:05 - Fidelity Total Market Index Fund (FSKAX) 7:36 - Fidelity 500 Index Fund (FXAIX) ------------ LINKS: ► Get My Weekly Newsletters: ► Favorite Books: DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Investors l

rewrite this title Simple IRA to 401(k) Conversion

When is the best time to convert a Simple IRA plan to a 401(k)? What are the best practices or required steps to make it easy on your employees while providing additional benefit? Check out this video and let us know if you have any questions!... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA As an employer, you may be familiar with the Simple IRA plan – a tax-deferred retirement plan designed for small businesses with up to 100 employees. But with a growing business, you may want to upgrade to a more comprehensive plan, such as a 401(k) plan. Converting from a Simple IRA to a 401(k) plan may seem daunting; however, it can be done with relative ease. In this article, we’ll explore the key points you’ll need to know when considering a Simple IRA to 401(k) conversion. Understand the Differences Before switching plans, you should have a c

👀 I DIDN'T Think I Could Do It!! TEMU Haul for Budgeting! Under $6 + Creating Sinking Funds

Fall in love with Temu's Valentine's Day deals! Up to 90% off! Click here to shop my picks! Use my code "ever235" to get 30% off your Temu order (For new users) FREE shipping +FREE returns for up to 90 days (Valid in the US) #temu #temuhaul #temureview I started on the journey of a Low Buy year on January 1st along with creating my sinking funds for 2023. I teamed up with TEMU to try out some of their products to help me organize my receipts, cash, and paperwork for my reselling business along with helping me keep track of my sinking funds. I also want to help 2 lucky viewers get their budgeting under control by giving away 2 budget binders. We're going to do my low-buy check-in for January along with cash stuffing some of my sinking funds and see how far along we are on our 52-week money challenge. TEMU sent me all of the items mentioned in this video, but my opinions of the items and my experience of using their website are all my own. 00:00 L

How To Save Money During Inflation

Talking About Ways To Save Money During Inflation Business email: xlence.by.rck@gmail.com Business website: Mail Me: Chantel's Stuff P.O. Box 2788 Anderson, IN 46018... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Inflation is the rate at which prices for goods and services increase over time. It’s a natural part of the economy, but it can make it difficult to save money. Fortunately, there are several strategies you can use to save money during periods of inflation. 1. Take advantage of lower interest rates. During times of inflation, the Federal Reserve often lowers interest rates. This can make it easier to save money, as lower interest rates mean you’ll pay less in interest on any loans or credit cards you may have. 2. Invest in inflation-resistant assets. Investing in assets that are less affected

How To Save For Retirement: Suze Orman Shares Her Best Money Advice | TODAY

Worried about having enough money for your retirement? TODAY welcomes personal finance expert Suze Orman, who answers pressing questions about your funds and offers advice to making your savings last. » Subscribe to TODAY: » Watch the latest from TODAY: About: TODAY brings you the latest headlines and expert tips on money, health and parenting. We wake up every morning to give you and your family all you need to start your day. If it matters to you, it matters to us. We are in the people business. Subscribe to our channel for exclusive TODAY archival footage & our original web series. Connect with TODAY Online! Visit TODAY's Website: Find TODAY on Facebook: Follow TODAY on Twitter: Follow TODAY on Google+: Follow TODAY on Instagram: Follow TODAY on Pinterest: #SuzeOrman #MoneyAdvice #TodayShow How To Save For Retirement: Suze Orman Shares Her Best Money Advice | TODAY... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Go