Today’s live stream is a bonus podcast episode where I’m taking a deeper dive on this week’s topic: 5 types of bonds to own now. Right now, you can get about .28% on a 6 month CD, .84% on a 10year treasury, below 2% on most corporate bonds and even the 30 year treasury is yielding just shy of 1.6%. To say rates are low is an understatement. And it’s even worse in other parts of the world - in Germany the 10-year government issued bond is yielding negative! You give them your money to hang on to and rather than them paying you interest, you pay them for the privilege of holding it for you. Makes your head spin, doesn’t it? But don’t throw out the baby with the bathwater! Because there are still opportunities that exist for owning bonds today: -- Building Your Bond Ladder -- Consider Foreign Bonds To Diversify & Increase Income -- TIPS: A Bond Investor’s BFF -- Don’t Overlook These Short Term Bond Funds -- How To Get A Higher Interest Rate On Your Savings ____________________________________________________ Thanks for watching the video and please subscribe and listen to the One Minute Retirement Tip wherever you listen to podcasts. Subscribe to the podcast: One Minute Retirement Tip with Ashley ::: Amazon Alexa - ::: iTunes - ::: Spotify - ::: Google Play - ____________________________________________________ Get in touch: Ashley Micciche, QPFC, CRPC, CeXP CEO, True North Retirement Advisors ____________________________________________________ Questions about your retirement? Schedule your free 15-minute strategy call: #Investing #Bonds #MoneyTips...(read more)
LEARN MORE ABOUT: Treasury Inflation Protected Securities
REVEALED: Best Investment During Inflation
HOW TO INVEST IN GOLD: Gold IRA Investing
HOW TO INVEST IN SILVER: Silver IRA Investing
When it comes to investing, bonds are often considered a safe and stable option. Bonds provide a fixed income stream and can act as a hedge against stock market volatility. With the current economic climate being uncertain, it is crucial to consider the right types of bonds to own now. Here are five types of bonds that investors should consider adding to their portfolios. 1. Government Bonds: Government bonds are backed by the full faith and credit of a government entity, making them one of the safest options available. In times of economic uncertainty, investors tend to flock to government bonds as a safe haven. These bonds provide a fixed interest payment over a specific period, and when held until maturity, the investor receives their principal back. 2. Treasury Inflation-Protected Securities (TIPS): TIPS are specifically designed to protect against inflation. The principal amount of TIPS adjusts with inflation, ensuring that the investor's purchasing power remains intact. Additionally, TIPS pay a fixed interest rate, providing a stable income stream. These bonds are an excellent choice for those looking to preserve their wealth during periods of rising inflation. 3. Investment-Grade Corporate Bonds: Investment-grade corporate bonds are issued by companies with good credit ratings. These bonds provide a higher yield compared to government bonds, making them an attractive option for income-oriented investors. While they carry slightly more risk than government bonds, investment-grade corporate bonds are generally considered a safer choice compared to lower-rated corporate bonds. 4. Municipal Bonds: Municipal bonds are issued by local governments, including states, cities, and municipalities. These bonds offer tax advantages as the interest income earned is generally exempt from federal taxes. Additionally, if the investor resides in the issuing state, the interest income may also be exempt from state and local taxes. Municipal bonds are particularly attractive for investors seeking tax-efficient income. 5. Emerging Market Bonds: For investors seeking higher yields, emerging market bonds can be an excellent choice. These bonds are issued by governments or corporations in developing countries. While they offer higher returns, they also carry higher risks due to the political and economic instability associated with emerging markets. It is crucial to carefully research and select reputable issuers in this category. Diversification is key when investing in bonds. By owning a mix of different bond types, investors can balance risk while generating steady income. It is important to conduct thorough research and consult with a financial advisor before making any investment decisions. These five types of bonds offer different benefits, allowing investors to create a well-balanced bond portfolio tailored to their specific needs and risk tolerance. https://inflationprotection.org/top-5-bonds-worth-investing-in-today/?feed_id=115438&_unique_id=64a9ccb2eafff #Inflation #Retirement #GoldIRA #Wealth #Investing #Bonds #businessexitplanning #feeonlyfinancialadvisor #Finance #financialadvisor #financialplanner #FinancialPlanning #investing #money #personalfinance #Retirement #retirementplanning #savingmoney #wealthmanagement #whatbondsaregoodtoown #ytccon #TIPSBonds #Bonds #businessexitplanning #feeonlyfinancialadvisor #Finance #financialadvisor #financialplanner #FinancialPlanning #investing #money #personalfinance #Retirement #retirementplanning #savingmoney #wealthmanagement #whatbondsaregoodtoown #ytccon
Comments
Post a Comment