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Before moving your TSP to the G Fund, watch this.


G Fund transfers are the highest they've been in a long time. In this video, Thiago Glieger discusses how to best use the G Fund in from a financial planner's perspective. 📌Find out if you're on track to meet your financial goals: LINK TO FULL ARTICLE: ----------------------------------------------------------------------------------------------------------------------- ►To see more of our content, visit our website for federal employees here: ►Want to see more of our videos? Click here: ►If you'd like help from a team of Certified Financial Planner (CFP) professionals that specialize in working with federal employees, visit our website at -- Make sure you Subscribe to the channel and click the Bell icon to be notified whenever we release new financial strategies for federal employees. The Fed Corner is a purpose built channel of information and financial planning strategies specifically designed for Federal Employees. We talk about money, building wealth, navigating your federal benefits, financial planning, the economy, the markets, and more. Copyright © 2022 The Fed Corner - All Rights Reserved. The things we talk about are not to be taken as advice, visit our site for disclosures. #TheFedCorner...(read more)



LEARN MORE ABOUT: Thrift Savings Plans
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The Thrift Savings Plan (TSP) is a retirement saving plan for federal employees and military personnel. It was established by the Federal Employees’ Retirement System Act of 1986 and has grown to become one of the largest defined contribution retirement plans in the world. One common option within the TSP is the Government Securities Investment Fund (G Fund). It is a conservative investment option that invests in short-term U.S. Treasury securities. The G Fund has a reputation for stability and is often seen as a safe haven during periods of market turbulence. However, before moving your TSP into the G Fund, it’s important to consider some factors. First, the G Fund may not be the best option for long-term growth. It’s true that the G Fund has never had a negative return, but its returns are relatively modest. Over the long-term, the returns generated by other TSP options such as the C Fund (which invests in U.S. stocks) or the S Fund (which invests in small and midsize U.S. companies) may be more robust. Second, the G Fund is exposed to inflation risk. Although it invests in U.S. Treasury securities, its returns may not keep up with inflation. Inflation has historically averaged around 3% per year, meaning that if the G Fund returns less than 3%, its investors may lose purchasing power. This is especially important for those who are many years away from retirement and may need to generate income that keeps pace with the cost of living. Third, the G Fund isn’t immune to interest rate risk. Interest rates affect the value of U.S. Treasury securities, and when interest rates rise, the value of existing securities may fall. This means that if you have a large portion of your TSP in the G Fund and interest rates were to rise significantly, your account value could decline. Lastly, the G Fund may not be the best option if you need to generate income in retirement. Because it invests in U.S. Treasury securities, its returns are relatively low compared to other income-generating options such as dividend-paying stocks or real estate investment trusts. If generating income is a key goal for your retirement, you may want to consider other TSP options. In conclusion, the G Fund may be a conservative option within the TSP, but it’s important to consider all the factors before deciding to invest in it. While it offers stability, it may not be the best option for long-term growth or generating retirement income. Speak to a financial advisor who can help you determine the best investment strategy for your retirement goals. https://inflationprotection.org/before-moving-your-tsp-to-the-g-fund-watch-this/?feed_id=76868&_unique_id=6408a2a19c397 #Inflation #Retirement #GoldIRA #Wealth #Investing #csrs #federalretirementplanning #FEHB #FERS #fersplanning #fersretirement #myfederalretirement #OPM #planmyfederalretirement #PlanYourFederalRetirement #SeniorExecutiveService #SES #thefedcorner #tsp #ThriftSavingsPlan #csrs #federalretirementplanning #FEHB #FERS #fersplanning #fersretirement #myfederalretirement #OPM #planmyfederalretirement #PlanYourFederalRetirement #SeniorExecutiveService #SES #thefedcorner #tsp

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