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Vanguard IRA Services Expats Not Welcome - March 21, 2014


Vanguard IRA Services has evidently closed the door on American expatriates with retirement accounts valued at less than $500,000, according to a recent International Advisor article....(read more)



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As more and more Americans move abroad for work or retirement, finding a reliable and trustworthy IRA provider becomes increasingly important. Unfortunately, Vanguard IRA Services may not be the best choice for expats. Earlier this year, Vanguard announced that it would be revoking account access for non-U.S. residents. This means that if you're living overseas and hoping to open an IRA with Vanguard or manage an existing account, you're out of luck. While Vanguard states that this change in policy is due to regulatory concerns and the costs associated with serving non-U.S. residents, it's still a major blow for expats looking to save for their future. One of the main benefits of IRAs is their flexibility and the ability to manage them remotely. Expats, for example, often have unique financial needs and are not able to physically visit a bank or financial institution to manage their accounts. This is where online services like Vanguard come in handy. Vanguard has a reputation for being a low-cost IRA provider with good customer service. But unfortunately, their decision to exclude expats shows that they are not willing to go the extra mile to accommodate non-U.S. residents. For expats looking for alternatives, there are other IRA providers that cater specifically to those living abroad. For example, you might consider using a company like Charles Schwab or Fidelity, both of which have a strong online presence and cater to expats. Another option is to work with a financial advisor who specializes in expat finances. These professionals can help you navigate the complexities of different tax laws, investing regulations, and currency exchanges. While it's disappointing that Vanguard has chosen to exclude expats from their services, it's important to remember that there are other options available. Take the time to research and compare different IRA providers, and don't hesitate to seek out expert advice if you need it. After all, saving for retirement is one of the most important financial decisions you'll ever make, and you deserve to work with a provider who can help you reach your goals, no matter where you call home. https://inflationprotection.org/vanguard-ira-services-expats-not-welcome-march-21-2014/?feed_id=76588&_unique_id=64075edc77ace #Inflation #Retirement #GoldIRA #Wealth #Investing #Analysis #business #certified #economy #Finance #Forex #Gold #market #Stocks #TheVanguardGroupAwardWinner #Trading #VanguardIRA #Analysis #business #certified #economy #Finance #Forex #Gold #market #Stocks #TheVanguardGroupAwardWinner #Trading

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