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How to Save Taxes and Apply for White Card Food Coupons with 401k/IRA Retirement Accounts for Early Retirement - Cantonese Tips for Living in the US


今集跟大家分享在美國生活不可不提的退休帳戶：401k、IRA 、FSA、HSA。它們如何幫助您規劃退休生活、節省稅金，怎至申請社會福利呢？ *本集字幕由Whisper AI自動生成，會存在不少錯漏。 大家好！我是Tommy Ho，一個移民美國洛杉磯的香港人。在這裡，你可以找到各種美國生活資訊。如果你對這個頻道有什麼意見，希望可以在留言告訴我，我會盡快答覆！ My Email: tommyholosangeles@gmail.com #移民美國 #提早退休 #美國稅務 #香港人移民美國生活 #移民 #移民美国 #香港人 #低收入 #洛杉磯 #香港 #美國工作 #生活開支 #美國教育 #回流香港 #退休規劃...(read more)


LEARN MORE ABOUT: IRA Accounts
INVESTING IN A GOLD IRA: Gold IRA Account
INVESTING IN A SILVER IRA: Silver IRA Account
REVEALED: Best Gold Backed IRA
401k/IRA Retirement Accounts, Early Retirement, Tax Savings, and Applying for EBT Food Stamps 【Life in the United States】in Cantonese If you're planning for retirement, it's important to understand the benefits of 401k/IRA retirement accounts. These accounts are a great way to save money for your retirement years while also enjoying tax savings. An employer-sponsored 401k plan lets employees contribute a portion of their paycheck to a tax-deferred savings account. This means you won't have to pay income taxes on those contributions until you withdraw them in retirement. Another popular type of retirement account is the IRA (Individual retirement account). Unlike a 401k, anyone can open and contribute to an IRA account, regardless of whether they have an employer-sponsored retirement plan. IRAs have similar tax benefits, but they're not tied to a specific employer. One benefit of these retirement accounts is the ability to retire early. If you're planning on retiring before age 59 1/2, it's important to know that withdrawals from a retirement account before that age will typically result in a tax penalty. However, there are a few exceptions, such as if you are disabled or need to cover certain medical expenses. In addition to early retirement, these accounts can also save you on income taxes. You'll only pay taxes on the money you withdraw from your retirement account, so if you're in a lower tax bracket during retirement, you'll pay less in taxes on your withdrawals. If you're struggling to make ends meet, EBT (Electronic Benefit Transfer) food stamps can be a helpful resource. To apply for EBT food stamps, you'll need to fill out an application with your local Department of Social Services. The amount you receive will vary depending on your household income and size, but it can help cover the cost of groceries and other necessities. In conclusion, retirement planning is an important part of life and understanding the benefits of 401k/IRA retirement accounts can help you save for your future. Additionally, early retirement and tax savings make these accounts even more attractive. If you're struggling financially, applying for EBT food stamps can provide some much-needed assistance with your grocery bills. https://inflationprotection.org/how-to-save-taxes-and-apply-for-white-card-food-coupons-with-401k-ira-retirement-accounts-for-early-retirement-cantonese-tips-for-living-in-the-us/?feed_id=96790&_unique_id=645df7dbad16f #Inflation #Retirement #GoldIRA #Wealth #Investing #BNO #tommyho #一百萬 #三藩市 #中產 #中產生活 #低收入 #保險 #信用紀錄 #免費教學 #加州 #加拿大 #加洲 #國安法 #學前班 #學生貸款 #廣東話 #我係香港人 #房屋貸款 #手術 #政府補助 #新移民 #月光族 #機票 #歧視 #永久居留 #波士頓 #洛杉磯 #洛杉磯旅行 #海外港人 #澳洲 #生活開支 #疫情 #福利 #租樓 #移民 #移民美国 #移民美國 #粵語 #紐約 #緣卡 #美國vlog #美國工作 #美國教育 #美國旅行 #美國永久居留 #美國留學 #美國移民香港 #美國簽證 #美國置業 #美國香港人 #英國生活 #蘋果日報 #西岸 #買樓 #香港 #香港人 #TraditionalIRA #BNO #tommyho #一百萬 #三藩市 #中產 #中產生活 #低收入 #保險 #信用紀錄 #免費教學 #加州 #加拿大 #加洲 #國安法 #學前班 #學生貸款 #廣東話 #我係香港人 #房屋貸款 #手術 #政府補助 #新移民 #月光族 #機票 #歧視 #永久居留 #波士頓 #洛杉磯 #洛杉磯旅行 #海外港人 #澳洲 #生活開支 #疫情 #福利 #租樓 #移民 #移民美国 #移民美國 #粵語 #紐約 #緣卡 #美國vlog #美國工作 #美國教育 #美國旅行 #美國永久居留 #美國留學 #美國移民香港 #美國簽證 #美國置業 #美國香港人 #英國生活 #蘋果日報 #西岸 #買樓 #香港 #香港人
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