Mitigating Risk through Investments: Real Estate, Variable Annuities, and Inflation - YMYW Podcast 321

Today on Your Money, Your Wealth® podcast 321 with Joe Anderson, CFP® and Big Al Clopine, CPA: is selling rental property to buy a variable annuity a good risk management strategy against sequence of return and interest rate risks? Small-cap vs. emerging markets: which has better risk-adjusted returns for market volatility? Are eREITs (non-traded real estate investment trusts) a good retirement investment? Is RPAR Risk Parity ETF a good inflation hedge? Should you do tax gain harvesting in declining financial markets? Access the transcript and resources, ask money questions: 00:00 - Intro 01:18 - Should I Sell Rental Property and Buy a Variable Annuity, Since Bonds Will Lose Value as Interest Rates Increase? (Tom, Lynwood, WA) 15:10 - What Do You Think of eREITs? (Jim, Santa Cruz, CA) 18:00 - Inflation: Should I Invest in RPAR Risk Parity ETF? (Mo, Orange County) 24:39 - Emerging Markets vs Small-Cap: Which Has Better Risk-Adjusted Return? Should I Get Rid of My Variable Annuity? (Rikki, NJ) 35:10 - Is Tax Gain Harvesting in a Down Market a Good Idea? (Sid, KS) Schedule a free assessment with any one of our CFP® professionals, either online or at one of our financial planning offices in San Diego, Brea, Irvine, and Woodland Hills, California: Subscribe to our YouTube channel and stay tuned for the next episode of the Your Money, Your Wealth® TV show: Subscribe to the YourMoney, Your Wealth® podcast: IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors. #RiskManagement #Inflation #Investing...(read more)

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Inflation, variable annuities, and real estate are three factors that can impact an investor's portfolio. On the latest "Your Money, Your Wealth" podcast episode 321, Joe Anderson, CFP® and Big Al Clopine, CPA, provide insights into how to invest against these risks. Inflation is a fact of life, and it can erode the purchasing power of an investor's portfolio over time. To combat inflation, investors should consider adding assets that can appreciate in value at a rate that exceeds inflation. This can include stocks, commodities, and real estate. While bonds can also provide a hedge against inflation, their returns may not keep pace with inflation, making them less effective. Variable annuities are another investment option that can provide a hedge against inflation. Variable annuities offer a guaranteed minimum income benefit, which can give retirees a reliable source of income during their golden years. The key to investing in variable annuities is to make sure that you understand the fees, surrender charges, and underlying investments. Real estate is a long-term investment that has historically appreciated in value over time. While it can be a good way to diversify a portfolio, real estate investments require a significant amount of capital and expertise. Investors should consider investing in real estate investment trusts (REITs), which are companies that own and manage income-producing properties. To invest against these risks, investors should diversify their portfolios by investing in a variety of assets, such as stocks, bonds, commodities, and real estate. They should also be aware of the fees associated with the investments and consider working with a financial advisor. In summary, inflation, variable annuities, and real estate are three risks that investors face. To invest against these risks, investors should diversify their portfolios and consider assets that can appreciate in value at a rate that exceeds inflation. They should also be aware of the fees and underlying investments and consider working with a financial professional. https://inflationprotection.org/mitigating-risk-through-investments-real-estate-variable-annuities-and-inflation-ymyw-podcast-321/?feed_id=100031&_unique_id=646b22891a55f #Inflation #Retirement #GoldIRA #Wealth #Investing #AlanClopine #BigAlClopine #Bonds #emergingmarkets #eREIT #FinancialPlanning #inflation #interestraterisk #investing #JoeAnderson #MarketVolatility #money #personalfinance #realestate #realestateinvesting #realestateinvestmenttrust #REIT #reits #Retirement #retirementplanning #riskmanagement #RPARRiskParityETF #sequenceofreturnrisk #TaxGainHarvesting #taxlossharvesting #TaxPlanning #taxes #variableannuities #variableannuity #YourMoneyYourWealth #InvestDuringInflation #AlanClopine #BigAlClopine #Bonds #emergingmarkets #eREIT #FinancialPlanning #inflation #interestraterisk #investing #JoeAnderson #MarketVolatility #money #personalfinance #realestate #realestateinvesting #realestateinvestmenttrust #REIT #reits #Retirement #retirementplanning #riskmanagement #RPARRiskParityETF #sequenceofreturnrisk #TaxGainHarvesting #taxlossharvesting #TaxPlanning #taxes #variableannuities #variableannuity #YourMoneyYourWealth