In this presentation Paul discusses the advantages of Vanguard, best cash management fund, best equity fund, best balanced funds, best bond funds and more at Vanguard. He also explains how retirees can buy a pension for the rest of their life and make more than 7% a year, most of it tax free. Paul mentions how investors can receive a free library of books on annuities from stantheannuityman.com/.
This video is part of a series of educational events sponsored by The Merriman Financial Education Foundation and the Bainbridge Community Foundation.
“Financial health is important to both individual and community well being,” said Jim Hopper, BCF executive director. “Charitable giving begins with confidence in your own financial position, and we’re pleased to offer these seminars to help islanders make sound decisions with their money at every stage of life. Investing in yourself and your community, they’re two sides of the same coin.”
To learn more about the Bainbridge Community Center, visit their website ( or Facebook page (
For the podcast of this presentation, click here (
This video is part of the educational offerings from The Merriman Financial Education Foundation, a registered 501(c)3. If you found value in this video, here are four ways to support these videos and our foundation:
1) Hit the thumbs up, subscribe and share the link with your social media and friends.
2) Sign up for our biweekly newsletter at PaulMerriman.com
3) Use our M1 Finance affiliate link if you are interested in setting up a brokerage account, using our portfolio suggestions. The Foundation will receive a one-time small fee at no cost to you.
4) Consider making a tax-deductible donation to the Foundation ( to support our mission to provide financial education to investors. Thank you!...(read more)
LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA
My Favorite 12 Vanguard Funds For Retirees As individuals prepare for retirement, it becomes crucial to assess their investment portfolio and ensure it is optimized for their specific needs. Vanguard, one of the most reputable mutual fund companies, offers a range of funds to cater to different investment goals. In this article, we explore my favorite 12 Vanguard funds that are suitable for retirees. 1. Vanguard Balanced Index Fund (VBINX): This fund provides a balanced mix of stocks and bonds, making it ideal for retirees seeking moderate growth and income while minimizing risk. 2. Vanguard Wellington Fund (VWELX): Combining stocks and bonds, this fund aims for capital appreciation and provides a steady income stream. Its long history of success makes it a reliable choice for retirees. 3. Vanguard Dividend Appreciation Index Fund (VDADX): Designed for income-focused retirees, this fund focuses on high-quality companies that consistently increase dividends. 4. Vanguard Target Retirement Income Fund (VTINX): This fund automatically adjusts the asset allocation over time to become more conservative, making it perfect for retirees who prioritize income stability. 5. Vanguard Short-Term Investment-Grade Fund (VFSTX): This fund primarily invests in short-term, high-quality bonds, providing retirees with stability and income generation. 6. Vanguard Wellesley Income Fund (VWINX): With a focus on income generation, this fund combines bonds and high-quality dividend stocks to provide a balanced and steady stream of income for retirees. 7. Vanguard Utilities Index Fund (VUIAX): Retirees seeking income with lower volatility will appreciate this fund, which primarily invests in utility companies known for their stable dividends. 8. Vanguard Health Care Fund (VGHCX): With an aging population, investing in the healthcare sector can be lucrative. This fund provides exposure to healthcare companies, offering potential growth and income. 9. Vanguard Short-Term Treasury Fund (VFISX): This fund invests in short-term U.S. government bonds, providing a secure and stable income source for retirees. 10. Vanguard Inflation-Protected Securities Fund (VIPSX): Protecting against inflation is crucial for retirees. This fund invests in Treasury Inflation-Protected Securities (TIPS), ensuring a retirement income that keeps pace with inflation. 11. Vanguard High-Yield Corporate Fund (VWEHX): For retirees seeking higher income potential, this fund invests in lower-rated corporate bonds while maintaining diversification. 12. Vanguard Total International Stock Index Fund (VTIAX): Diversifying globally is essential for retirees. This fund invests in companies outside of the United States, providing exposure to international markets. When selecting these Vanguard funds, it is essential to keep in mind that individual circumstances may vary. Consider consulting with a financial advisor who can provide personalized guidance based on your risk tolerance, time horizon, and retirement goals. In conclusion, Vanguard offers a diverse range of funds suitable for retirees seeking income, stability, and growth. By selecting a combination of these 12 Vanguard funds based on individual retirement goals, retirees can build a well-diversified portfolio that provides both income and potential growth throughout retirement. https://inflationprotection.org/top-12-vanguard-funds-ideal-for-retirees-according-to-my-preference/?feed_id=131825&_unique_id=64f2140b4faab #Inflation #Retirement #GoldIRA #Wealth #Investing #401Krecommendations #buyandhold #freeebooks #MutualFunds #planningforretirement #soundinvesting #targetdatefunds #VanguardIRA #401Krecommendations #buyandhold #freeebooks #MutualFunds #planningforretirement #soundinvesting #targetdatefunds
Comments
Post a Comment