Timothy Sumer

Pros and Cons of waiting to take Social Security. Are you on the fence about waiting to take your social security? Just like for every decision, there are pros and cons to making that decision. In this video, Nolan Baker and Chaz Price discuss what they consider to be the pros and cons of waiting to take social security. Got a comment, post it below. Then, subscribe above and never miss new, on-demand financial and retirement content covering the latest news on investing, retirement, and more! MICHIGAN, OHIO, & TEXAS FINANCIAL ADVISORS & CLIENT SERVICES We are committed to working with retirees to help them get the retirement they deserve. We do this by providing guidance to help you develop an overall retirement income strategy and by offering a variety of insurance and investment products to help achieve the objectives of that strategy. We’re here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy

Pros and Cons of waiting to take Social Security. Are you on the fence about waiting to take your social security? Just like for every decision, there are pros and cons to making that decision. In this video, Nolan Baker and Chaz Price discuss what they consider to be the pros and cons of waiting to take social security. Got a comment, post it below. Then, subscribe above and never miss new, on-demand financial and retirement content covering the latest news on investing, retirement, and more! MICHIGAN, OHIO, & TEXAS FINANCIAL ADVISORS & CLIENT SERVICES We are committed to working with retirees to help them get the retirement they deserve. We do this by providing guidance to help you develop an overall retirement income strategy and by offering a variety of insurance and investment products to help achieve the objectives of that strategy. We’re here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy

In this presentation Paul discusses the advantages of Vanguard, best cash management fund, best equity fund, best balanced funds, best bond funds and more at Vanguard. He also explains how retirees can buy a pension for the rest of their life and make more than 7% a year, most of it tax free. Paul mentions how investors can receive a free library of books on annuities from stantheannuityman.com/. This video is part of a series of educational events sponsored by The Merriman Financial Education Foundation and the Bainbridge Community Foundation. “Financial health is important to both individual and community well being,” said Jim Hopper, BCF executive director. “Charitable giving begins with confidence in your own financial position, and we’re pleased to offer these seminars to help islanders make sound decisions with their money at every stage of life. Investing in yourself and your community, they’re two sides of the same coin.” To learn more about the Bainbridge Comm

What are the pros and cons of cashing out a 401k? Is cashing out your 401k in your best interest? Chances are it isn't. But if this is something that you are considering take a few minutes and listen to Nolan Baker and Chaz Price discuss some of the pros and cons of cashing out your 401k. Got a comment, post it below. Then, subscribe above and never miss new, on-demand financial and retirement content covering the latest news on investing, retirement, and more! MICHIGAN, OHIO, & TEXAS FINANCIAL ADVISORS & CLIENT SERVICES We are committed to working with retirees to help them get the retirement they deserve. We do this by providing guidance to help you develop an overall retirement income strategy and by offering a variety of insurance and investment products to help achieve the objectives of that strategy. We’re here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy but in maintaining it throughou

Conventional planning suggests you should not take your Social Security at 62...however, if you know the ins & outs and check the numbers, it may be beneficial. In this video I discuss 5 reasons you may want to take your Social Security at age 62. Watch my FREE Masterclass on Retirement Preparedness Watch now 👉 ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ WANT MY BOOK FOR FREE? Click below to download the Social Security chapter of my book for FREE 📖 👉 ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 🔴 SUBSCRIBE for more FREE tips ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 🤝 BECOME OUR CLIENT: It only takes 2 steps ➡️ 1. Watch our free (60min) Masterclass. 2. Once you watch the video you will be prompted to apply to become our client ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Topics Discussed: ● The importance of your spouse collecting ● Disability benefits ● Survivor benefits ● Utilizing different strategies ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Check out my most popular videos: Costly 401k: Rollover Mistakes ⏩ Social Security Increase 2023:

Episode #770 Did you know you can invest in real estate using funds you’ve probably forgotten about? For years, you’ve been socking away money into your IRA or 401(k) to ensure an abundant retirement. The problem? You’ve only been able to invest those funds into passive investments like stocks, bonds, and mutual funds. What about the investors who want a more active income stream with bigger tax benefits, more equity upside, and plenty of cash flow? Can you use your retirement accounts to build wealth with real estate? If you ask Kaaren Hall, her answer is a resounding yes. Kaaren saw quickly how the real money was being made in real estate, so she began investing herself, later realizing that she could use her retirement funds to build a real estate portfolio faster. She founded uDirect IRA Services to help other investors build wealth a better way, opening up more options for passive income, so your retirement accounts can grow into the millions. If you want to scale you

Today we're talking about some of the benefits of staggering your retirement years with your spouse. It may make more sense not to retire at the same time as your spouse so you can lower taxes, contribute to Roth IRA's and get company matches in your 401k as well as social security benefits as well. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. ---Ready to subscribe--- For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Retirement is often viewed as a milestone that married couples want to achieve together. However, there are many reasons why it may be benefici

If you have any ta deferred assets, eventually you will have to take RMD's. Required Minimum Distributions. This is a handy free online tool that can show you how big those RMD's could possibly be. Here is the link to the Schwab RMD calculator Here is another video on RMD's. For my video on the SECURE Act, click here. The gear I use in my videos Canon Camcorder Vivitar Wide Angle lens USB Microphone Shotgun Microphone Green Screen Ring Light LED Video lights *these are affiliate links*... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA When it comes to planning for your retirement, it is important to have a clear idea of the amount of money you will need to have saved. However, planning for retirement is not just about saving money but also about considering the distribution of savings. The most common method of di

This title already has some of you fired up. Watch the video before replying with your politics :) I'm just trying to help you think about your finances differently. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing As an AI language model, I don’t have personal opinions unless I have been trained with those values. Hence, I cannot provide my personal views on this. However, I can give an example of an article that talks about different people&#

How to fund your retirement and lower your taxes at the same time using a SEP-IRA on a Schedule C. Purchase Iraqi Dinars: The US Gov has over $30 Billion IQD IRS.gov This video is for one-person startups with a link explaining employee SEP-IRAs. Contributions an employer can make to an employee's SEP-IRA cannot exceed the lesser of:25% of the employee's compensation, or $57,000 for 2020 ($56,000 for 2019) BUY IRAQI DINARS ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA As entrepreneurs and self-employed individuals, it can be challenging to balance our earnings, business expenses, and retirement savings. However, using a Schedule C can help lower your taxes and fund your retirement simultaneously. Schedule C is a tax form used to report the income and expenses of a sole proprietorship or a business operated by an individ

Visit my Channel URL for more related videos. Here’s the link: Planning for retirement could be simple, but it could also be complicated. You will have to think hard about the choices you will make, but at least you have choices. A wise choice could pay a handsome lifestyle when you retire. This video will provide you with basic information about the differences in choices you could make, but must consult a financial consultant to answer some of the detailed questions you may have.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA retirement planning is a crucial aspect of financial management, yet it is often overlooked by many individuals. People often assume that saving a small amount every month in a savings account will suffice to meet their post-retirement expenses. However, this could prove to be a grave mistake. Instead, it is c

As new clients open accounts or transfer their IRA's to us they are asked who they would like to add as a beneficiary. While most of us understand exactly what this means, it does raise many other questions. We've saved up those questions and today, Dustin covers the top FAQ's when it comes to beneficiaries on your IRA's. If you have a Roth IRA or other IRA type then you can have a beneficiary or even many beneficiaries on your account. You can name a person or even a charity if you like. First there are primary beneficiaries. These are the first in line to get your IRA should you leave this earth. You can name as many as you like as long as you specify a total percentage that equals out to 100%. Next are back up beneficiaries in the event that your primary beneficiary has passed before you. This can also be anyone you like. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments and, usin

Need To Know 60 Day Rollover Rule We have gotten a lot of questions on the 60 day rollover rule. Were gonna give you two simple things you can do to make sure you don’t lose your tax advantage. One is the typical transfer of money from one institution to another. To make it simple and ease, let’s say you have money at fidelity and were transferring it to Schwab. Typically you fill out paperwork at Schwab and they transfer the money from fidelity to Schwab. Another way that you can do it is have fidelity make a check not payable to you, but payable to Schwab. For your benefit you take the check over their and it never starts the 60 day rollover rule. The way you initiate the 60 day rollover is if the check from fidelity is made payable to you. If it is payable to you it starts the rule and counts as a distribution. Hopefully this helps out, knowledge is power. Share the wealth.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account

This is MUST WATCH presentation for everyone yet to claim Social Security and/or survivor benefits, and otherwise learn how to maximize your benefits. MaryBeth Franklin, author of Maximizing Social Security Retirement Benefits ( shares her expertise in this interview with Paul Merriman and answers a number of viewer questions. This presentation is part of Financial Literacy Month, sponsored by the Bainbridge Community Foundation ( and The Merriman Financial Education Foundation ( You’ll learn: • How claiming age affects the amount of Social Security benefits received by retirees and their surviving spouses; • How earnings from a job can reduce benefits if claimed before full retirement age • Strategies to reverse early claiming decisions and create larger future benefits. Links mentioned in the presentation: Mary Beth interview with retirement researcher Wade Pfau, titled, “Retirement income strategies for 2022 and beyond”: Mary Beth interview with Joe Elsass

Download Free Demo at: This case study shows you an actual client case in the RetirementView software of a couple's retirement plan. The red indicates a bunch of "shortfalls" in retirement, yet their investments are not depleted. Why is this happening? Watch the video to find out what their retirement problem is, and how to fix it. Download Free Demo at: If you would like the case file that this video is based on, please email us your full contact information to: support@torrid-tech.com and send the link to this video.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/retirement-case-study-non-qualified-accounts-and-surprising-results/?feed_id=62217&_unique_id=63c9f7cd46ffe #Inflation #Retirement #GoldIRA #Wealth #Investing #annuities #annuity #Ann

Using life insurance for death benefit protection and to help supplement retirement income.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/retirement-planning-using-life-insurance/?feed_id=61965&_unique_id=63c908a03b9c7 #Inflation #Retirement #GoldIRA #Wealth #Investing #annuity #Cashvalue #extraincome #financialbuckets #FinancialPlanning #futureplanning #incomeandretirement #lifeinsuranceneeds #longtermcare #NorthAmericanCompany #planningforretirement #Retirement #SammonsFinancial #Sammonsfinancialgroup #QualifiedRetirementPlan #annuity #Cashvalue #extraincome #financialbuckets #FinancialPlanning #futureplanning #incomeandretirement #lifeinsuranceneeds #longtermcare #NorthAmericanCompany #planningforretirement #Retirement #SammonsFinancial #Sammonsfinancialgroup

You have questions, Tom has answers! Send us topics and questions at or email us at asktom@talkmoneywithtom.com Visit Our Website: To book an introductory meeting with Tom: **CORRECTION: For traditional IRAs, if the deceased IRA owner did not fulfill their RMD prior to their date of death, each beneficiary must take a portion of the RMD equal to their inherited share of the IRA by December 31st of the IRA owner’s year of death. Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California. DISCLAIMER: The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Tom Vaughan and Retirement