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“Flexicure” Retirement Solutions – A Part of the Answer to the Pension Crisis?


We have a problem; it's called the pension crisis. The situation is critical - The house is on fire and about to collapse. The clock is ticking. Unfortunately, currently available products do not provide satisfactory answers to the problem at hand. On the one hand, insurance products (annuities) provide security but they lack flexibility and upside potential. On the other hand, investment products (target date funds) provide flexibility but no security because of their lack of focus on generating minimum levels of replacement income in retirement. Academic research calls for more innovation and the launch of novel forms of retirement investment solutions, which can be regarded as “flexicure” retirement solutions since they combine the security of annuity products (which lack flexibility) and the flexibility of target date fund products (which lack security)....(read more)


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HOW TO INVEST IN GOLD: Gold IRA Investing
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