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Social Security Spousal, Survivor, & Divorced Benefits Made Easy


Social Security Spousal, Survivor, & Divorced Benefits Made Easy What are the rules for spousal benefits of Social Security? Social Security Spousal, Survivor, & Divorced Benefits Made Easy Social Security spousal benefits, divorced spousal benefits, and survivors benefits are some of the most overlooked and misunderstood Social Security claiming strategies for families who are on Social Security. If you are currently on Social Security or you are going to be on Social Security soon, it is important you understand your Social Security strategy options. How you qualify for Social Security Spousal Benefits (Married): 1. You are at least 62--unless you are caring for a child under 16 or permanently disabled. 2. You have been married to your spouse for at least 12 months 3. Your spouse is already receiving social security retirement benefits How you qualify for Social Security Spousal Benefits (Divorced): 1. You are not remarried 2. Your ex-spouse is over 62 (Does not have to be claiming Social Security Benefits) 3. Married for at least 10 years 4. If ex-spouse is deceased (see below) How you qualify for Social Security Spousal Benefits (Widowed): 1. 100% of Spouse's social security benefit if you wait until FRA 2. Remarriage does not impact social security spousal benefits **Free Retirement Download: The Roadmap to Retirement:** 📊 Retirement income strategies and retirement income planning are two big pieces to anyones retirement planning calculator. Whether you are wanting to know strategies for "retirement planning at 30", "retirement planning at 40", "retirement planning at 50", or even "retirement planning at 60" understanding how much retirement income that you want versus how much you need gives you a roadmap to follow to and through retirement. Here at Pearl Wealth Group, we run a trademarked retirement investment and retirement income plan for individuals and families who are wanting to retire called "Your Financial EKG™." What we are trying to visualize is how long a persons retirement savings are going to last throughout retirement. If you are looking for early retirement planning tips or trying to saving for retirement in your 50's, You Financial EKG™ is a great tool to help you understand where you are retirement planning. retirement planning and retirement income strategies shouldn't be complicated. They should just be done right. Click Here For More retirement planning Videos: 🙌 **Ready to get your personalized Financial & Retirement EKG: **🚀 **To schedule your virtual retirement and investment consultation with Drew, please select a day & time that works best for you: ** ☎️ **Enroll in the FREE "Your Financial EKG, Can I Retire" Course: ** 🏫 **Visit our Website: ** 🖥 **Connect with us on Facebook: ** 👍 **More Retirement Information Here: ** 🧐 **Meet Your retirement planning Team: ** 😎 **Worried That Your Retirement Strategy Is Missing Something: ** 🤔 ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌ Pearl Wealth Group Drew Blackston, CRC® & RFC® Office: 813-807-5060 Info@pearlwealthgroup.com Getting you to Retirement, through Retirement, & protecting YOUR ability to stay in Retirement! #retirementplanning #retirement #financialfreedom...(read more)



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Social Security Spousal, Survivor, & Divorced Benefits Made Easy Social Security is an important financial safety net for many Americans. It is also a complex system with numerous rules and regulations that can be difficult to navigate. Three important aspects of Social Security are spousal benefits, survivor benefits, and divorced benefits. Understanding these benefits can help individuals maximize their Social Security benefits. Spousal Benefits Spousal benefits are benefits that are paid to the spouse of a Social Security recipient. To qualify for spousal benefits, the spouse must be at least 62 years old and the recipient must be receiving Social Security retirement or disability benefits. The spousal benefit is up to 50% of the recipient's benefit amount. To apply for spousal benefits, the spouse must be married to the recipient for at least one year. The recipient must also have filed for Social Security benefits. If the recipient has not filed for benefits, the spouse may still be eligible for spousal benefits if the recipient is at least 62 years old and has started receiving Social Security retirement or disability benefits. Survivor Benefits Survivor benefits are benefits that are paid to the surviving spouse or dependent children of a Social Security recipient who has died. Survivor benefits can be a critical source of income for families who have lost a breadwinner. To qualify for survivor benefits, the survivor must be the deceased recipient's spouse, former spouse (if certain conditions are met), or dependent child. The deceased recipient must have worked long enough to qualify for Social Security benefits. The amount of survivor benefits depends on the recipient's Social Security earnings. Surviving spouses can receive up to 100% of the deceased recipient's benefit amount. Surving children can receive up to 75% of the benefit amount. Divorced Benefits Divorced benefits are benefits that are paid to the ex-spouse of a Social Security recipient. To qualify for divorced benefits, the ex-spouse must have been married to the recipient for at least 10 years and be at least 62 years old. The recipient must also be receiving Social Security benefits. The divorced benefit is up to 50% of the recipient's benefit amount. If the ex-spouse remarries, they may still be eligible for divorced benefits if the subsequent marriage ends in divorce or annulment. Conclusion Navigating the Social Security system can be difficult, but understanding spousal, survivor, and divorced benefits can help individuals maximize their benefits. Spousal benefits can provide financial support for married couples. Survivor benefits can be a critical source of income for families who have lost a breadwinner. Divorced benefits can provide financial support for ex-spouses. By understanding these benefits, individuals can make informed decisions about their Social Security benefits. https://inflationprotection.org/social-security-spousal-survivor-divorced-benefits-made-easy/?feed_id=77106&_unique_id=640c00f22664a #Inflation #Retirement #GoldIRA #Wealth #Investing #financialplanning2022 #Retirement #retirementincome #retirementincomestrategies #retirementplanning #retirementplanningat55 #retirementplanningat62 #socialsecurity #socialsecurityat62 #socialsecuritybenefits #socialsecuritybenefitsexplained #socialsecurityexplained #socialsecurityincome #socialsecurityretirementbenefits #socialsecurityspousal #socialsecurityspousalbenefits #socialsecurityspousalbenefitsstrategy #spousalbenefitsexplained #SpousalIRA #financialplanning2022 #Retirement #retirementincome #retirementincomestrategies #retirementplanning #retirementplanningat55 #retirementplanningat62 #socialsecurity #socialsecurityat62 #socialsecuritybenefits #socialsecuritybenefitsexplained #socialsecurityexplained #socialsecurityincome #socialsecurityretirementbenefits #socialsecurityspousal #socialsecurityspousalbenefits #socialsecurityspousalbenefitsstrategy #spousalbenefitsexplained

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