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EP39: Putting Funds in Your Traditional or Roth IRA? Remember April Tax Deadline!


EPISODE 39: Is It Ok to Get a Tax Extension? WATCH FULL VIDEO: Do you need a tax extension and you’re freaking out about it? Today, I’m sharing the details about tax extensions for entrepreneurs and what you need to know about filing for an extension before the April tax deadline. I’m also explaining why tax extensions aren’t as bad as you might have thought. Join me in this episode to learn some of the top reasons you might need a tax extension and how you can file for one. If you enjoyed this episode, please Like and Share it. Comment your favorite parts of the episode and don't forget to subscribe to our channel. ☀️ --- Links: Understand Your Taxes and Make Money, register here: A TAX GUIDE TAILORED TO YOUR CREATIVE FREELANCE WORK OR SMALL BUSINESS: Follow me for more: Instagram: Facebook: Listen to the podcast here: #SunlightTax #TaxTalk #SunlightPodcast...(read more)



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April 15th is typically known as the deadline to file taxes in the United States, but it's also the deadline to contribute to your traditional or Roth IRA for the previous tax year. This year, the deadline has been extended to May 17th, 2021. For those who may not be familiar with IRAs, they are individual retirement accounts that offer tax advantages for those saving for retirement. The main difference between a traditional IRA and a Roth IRA is when you pay taxes. Traditional IRAs allow you to make pre-tax contributions, reducing your taxable income for the year. However, you'll have to pay taxes on the money when you withdraw it in retirement. Roth IRAs, on the other hand, require you to make after-tax contributions, but all withdrawals in retirement are tax-free. The contribution limit for both traditional and Roth IRAs in 2020 and 2021 is $6,000 if you are under the age of 50. If you are 50 or older, you can contribute an additional $1,000 per year, bringing the total to $7,000. It's important to note that not everyone is eligible to contribute to a traditional or Roth IRA. For traditional IRAs, the amount you can contribute may be limited or eliminated based on your income and whether you have a retirement plan through your employer. For Roth IRAs, there are income limits that determine whether you can contribute to one at all. Contributing to an IRA can be a smart financial move for many individuals, especially those who may not have access to a 401(k) or other employer-sponsored retirement plan. However, it's important to note that contributions made after the April or May deadline will count towards the current tax year, not the previous year. If you're considering contributing to an IRA, make sure to consult with a financial advisor to determine the best option for your financial situation. Additionally, it's important to make sure you are contributing to the correct type of IRA and that you are eligible to make contributions based on your income and other factors. In conclusion, the April or May tax deadline is not only a deadline to file your taxes, but it's also the last day to contribute to your traditional or Roth IRA for the previous tax year. Make sure to consider contributing to an IRA if you are eligible and consult with a financial advisor to determine the best option for you. https://inflationprotection.org/ep39-putting-funds-in-your-traditional-or-roth-ira-remember-april-tax-deadline/?feed_id=92219&_unique_id=644b7be353c9b #Inflation #Retirement #GoldIRA #Wealth #Investing #artist #ASHEVILLE #CREATOR #entrepreneur #ESTIMATEDQUARTERLYTAXES #Finances #financialliteracy #Freelancer #HANNAHCOLE #HOMEOFFICE #IRS #LLC #mindset #moneymindset #MONEYSCHOOL #moneytalks #PAINTER #Podcast #Power #quarterlytaxes #selfemployed #SOLEPROPREITOR #Solopreneur #SUNLIGHTTAX #SUPPORTSMALL #SUPPORTINGARTISTS #tax #taxdeductions #taxextension #Taxfiling #TAXPAYING #TAXTALK #woman #WOMENEMPOWERMENT #TraditionalIRA #artist #ASHEVILLE #CREATOR #entrepreneur #ESTIMATEDQUARTERLYTAXES #Finances #financialliteracy #Freelancer #HANNAHCOLE #HOMEOFFICE #IRS #LLC #mindset #moneymindset #MONEYSCHOOL #moneytalks #PAINTER #Podcast #Power #quarterlytaxes #selfemployed #SOLEPROPREITOR #Solopreneur #SUNLIGHTTAX #SUPPORTSMALL #SUPPORTINGARTISTS #tax #taxdeductions #taxextension #Taxfiling #TAXPAYING #TAXTALK #woman #WOMENEMPOWERMENT

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