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Should I Put Riskier Stocks in my Roth IRA? | Portfolio Rescue 65


On episode 65 of Portfolio Rescue, Ben Carlson and Duncan Hill are joined by RWM CFO and tax superstar Bill Sweet to discuss short-term vs long-term bonds, investing in farmland, getting out of concentrated stock positions, utilizing a Roth IRA, and much more! Submit your Portfolio Rescue questions to askthecompoundshow@gmail.com! ►00:00 - Intro ►03:33 - Long-term vs short-term bonds. ►12:18 - Investing in farmland. ►18:30 - Utilizing a Roth IRA. ►24:00 - Best way to diversify out of large single stock positions. ►27:47 - Should I Put Riskier Stocks in my Roth IRA? 👕 Check out The Compound shop: 🎙️ Listen to our podcasts: The Compound and Friends: Animal Spirits: Portfolio Rescue: Talk with us about your portfolio or financial plan here: Check out Ritholtz Wealth's automated investing platform, Liftoff: Instagram: Twitter: Tik Tok: Facebook: Investing involves the risk of loss. This podcast is for informational purposes only and should not be regarded as personalized investment advice or relied upon for investment decisions. Duncan Hill, Bill Sweet, and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. Wealthcast Media, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here “Likes” or other comments are not intended to be endorsements of Ritholtz Wealth Management, or their employees and are not compensated. All thoughts and opinions expressed herein are those of the commentators, who may or may not be clients, and are not influenced or compensated by Ritholtz Wealth Management, or any of its affiliates, in any way. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: #thecompound #personalfinance #investing...(read more)



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Investors have a tendency to look for the best investment options to maximize their returns. However, with the rise of the Roth IRA, investors should consider whether they should place riskier stocks in their Roth IRA. A Roth IRA is a retirement plan that allows individuals to invest after-tax money into it. Basically, the investor does not get a tax benefit for contributing money into a Roth IRA. However, the growth and earnings on the investment are tax-free, and there are no taxes due when withdrawals are made in retirement. One of the main advantages of the Roth IRA is that it allows investors to hold their investments for a long period of time without any taxes on capital gains or dividends. This means that investors can take on higher risk investments without the need to worry about taxes on their earnings. However, before investors jump into riskier stocks in their Roth IRA, they should consider a few key factors. First, investors should consider their investment horizon. The Roth IRA is designed for long-term investment. Therefore, if an investor has a shorter investment horizon, they should not place riskier stocks in their Roth IRA. Riskier stocks may be too volatile in the short term, and the investor may not be able to ride out the fluctuations. Thus, investors need to balance the benefits of holding riskier stocks over the long term with the potential for short-term volatility. Second, investors should consider their overall portfolio allocation. Investors should not place all their investments in riskier stocks in their Roth IRA. They should have a diversified portfolio that includes various asset classes and investment styles. Investors need to balance their investments between risk and reward. Therefore, investors should evaluate their risk tolerance, investment goals, and investment strategies before placing riskier stocks in their Roth IRA. In conclusion, investors should consider placing riskier stocks in their Roth IRA because of the potential for tax-free growth and earnings. However, investors need to do thorough research and evaluate their investment horizon, overall portfolio allocation, and risk tolerance before investing in any stock. It is always best to consult with a financial advisor before making any investment decisions. https://inflationprotection.org/should-i-put-riskier-stocks-in-my-roth-ira-portfolio-rescue-65/?feed_id=78989&_unique_id=6414935479df3 #Inflation #Retirement #GoldIRA #Wealth #Investing #backdoorrothira #BenCarlson #DuncanHill #economy #farmlandinvestment #financialadvice #financialliteracy #FinancialPlanning #howtoinvest #ibonds #inflation #interestrates #investing #investing2023 #investingforbeginners #money #mortgagerates #personalfinance #Podcast #Retirement #retirementplanning #risktolerance #RitholtzWealthManagement #RothIRA #smartmoney #stockmarket #Stocks #taxlossharvesting #taxes #thecompound #treasuries #wealthmanagement #VanguardIRA #backdoorrothira #BenCarlson #DuncanHill #economy #farmlandinvestment #financialadvice #financialliteracy #FinancialPlanning #howtoinvest #ibonds #inflation #interestrates #investing #investing2023 #investingforbeginners #money #mortgagerates #personalfinance #Podcast #Retirement #retirementplanning #risktolerance #RitholtzWealthManagement #RothIRA #smartmoney #stockmarket #Stocks #taxlossharvesting #taxes #thecompound #treasuries #wealthmanagement

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