Timothy Sumer

America's Retirement Asset Distribution Professional, Andrei Hall explains why Employees must understand the myriad of issues inherent in the decision of whether to roll over a plan account to an IRA. Andrei S. Hall, CFP, CPRC PRESIDENT, HALL WEALTH MANAGEMENT GROUP Andrei.Hall@lpl.com 949-222-6401 HWMG-LPL.COM Click here to schedule a quick chat with Andrei Hall: ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA HWMG - Employer Plan to IRA Rollovers - Week 3 - Why it could be a Good or Bad Idea for You retirement planning is essential for a comfortable and stress-free retirement. As part of this process, many people consider rolling over their employer-sponsored retirement plans into individual retirement accounts (IRAs) when leaving their jobs. There are several reasons why this could be a good or bad idea for you, depending on yo

America's Retirement Asset Distribution Professional, Andrei Hall explains why Employees must understand the myriad of issues inherent in the decision of whether to roll over a plan account to an IRA. Andrei S. Hall, CFP, CPRC PRESIDENT, HALL WEALTH MANAGEMENT GROUP Andrei.Hall@lpl.com 949-222-6401 HWMG-LPL.COM Click here to schedule a quick chat with Andrei Hall: ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA When it comes to retiring with financial stability, a vital factor is how much one has saved in their retirement account . One significant aspect of retirement planning to consider is the type of account the retirement savings is in. For those who plan on leaving their current employer, their retirement savings can be easily transferred to an Individual retirement account (IRA), and the HWMG-Employer Plan to IRA Rollovers is

In this video we're answering the question "What is the 5 Year Rule for Roth IRA and Roth 401(k) Contributions?" The White Coat Investor wants to help you stop doing dumb things with your money, so in this video series we answer questions you have submitted. To get your questions answered by The White Coat Investor, visit and record your question. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs for specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Subscribe Here: Main Website: Student Loan Advice: Faceb

In this video we're answering the question "How do I report a backdoor Roth IRA with a loss?" The White Coat Investor wants to help you stop doing dumb things with your money, so in this video series we answer questions you have submitted. To get your questions answered by The White Coat Investor, visit and record your question. Find more resources at ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA As a responsible taxpayer, it’s important to accurately report all financial transactions on your tax return. If you have a backdoor Roth IRA with a loss that needs to be reported, there are several steps you can follow to ensure that the process goes smoothly. First, it’s important to understand what a backdoor Roth IRA is. Essentially, this is a type of retirement account that allows you to contribute money on an after-tax basis

In this video we're answering the question "I screwed up my backdoor Roth IRA. How do I fix it?" The White Coat Investor wants to help you stop doing dumb things with your money, so in this video series we answer questions you have submitted. To get your questions answered by The White Coat Investor, visit and record your question. Find more resources at ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Making a mistake with your Roth IRA can be a costly one, but luckily there are ways to fix it. A backdoor Roth IRA is a way to contribute to a Roth IRA even if you make too much money to qualify for a traditional Roth IRA. If you've made a mistake with your backdoor Roth IRA, here are some steps you can take to fix it. The first step is to understand what the mistake was. If you've made a contribution to a traditi

In this video we're answering the question "Should I transfer my Roth TSP to a Roth IRA after leaving the Military?" The White Coat Investor wants to help you stop doing dumb things with your money, so in this video series we answer questions you have submitted. To get your questions answered by The White Coat Investor, visit and record your question. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs for specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Subscribe Here: Main Website: Student Loan Advice: F

In this video we're answering the question "How do I calculate my basis in my IRA for IRS form 8606??" The White Coat Investor wants to help you stop doing dumb things with your money, so in this video series we answer questions you have submitted. To get your questions answered by The White Coat Investor, visit and record your question. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs for specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Subscribe Here: Main Website: Facebook: Twitter: Instagram: Subr

Greg Shepard - S&A Financial Services, Inc. One of the most overlooked, underutilized features of higher education retirement plans is the Roth feature. Widely ignored by those employed in the higher education industry. Watch this informative webinar explaining what the Roth feature is and why you should consider using it. Other Resources: 🎤 Podcast - HigherEd Retire 📆 Jump on my calendar for 30min conversation to see if Roth feature is appropriate for you. **Disclosure** S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Always consult with your tax advisor or attorney regarding your specific situation.... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HO

In this video we're answering the question "What happens if you break the Pro-Rata Rule when doing a Backdoor Roth IRA?" The White Coat Investor wants to help you stop doing dumb things with your money, so in this video series we answer questions you have submitted. To get your questions answered by The White Coat Investor, visit and record your question. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs for specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Subscribe Here: Main Website: Student Loan Advice

... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/457b-plans-memberminds-planmember-financial/?feed_id=50786&_unique_id=639e107b42339 #Inflation #Retirement #GoldIRA #Wealth #Investing #457b #FinancialServices #PlanMember #retirementplanning #457Plan #457b #FinancialServices #PlanMember #retirementplanning

401k vs. 457b! What is the difference? Which is best? #401k #457b SUBSCRIBE, LIKE & SHARE!!! Ring the bell so that you can receive a notification whenever new content is available.... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/401k-vs-457b-what-is-the-difference/?feed_id=47384&_unique_id=6390f8f96a52a #Inflation #Retirement #GoldIRA #Wealth #Investing #financialplanning #wealthmanagement #401k #401krollover #403b #457b #Retirement #Rollover #401k #financialplanning #wealthmanagement #401k #401krollover #403b #457b #Retirement #Rollover

In this video we're answering the question "Can I contribute the maximums to my 401(a), 403(b), and 457(b), or is there a combined contribution limit?" The White Coat Investor wants to help you stop doing dumb things with your money, so in this video series we answer questions you have submitted. To get your questions answered by The White Coat Investor, visit and record your question. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs for specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Subscribe Here: Mai

Are you relying on your pension to give you the income you need in retirement? A 403b or 457b plan may be needed to help you maintain your income during your golden years.... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/403b-457b-plans/?feed_id=43744&_unique_id=6382f84f3d70b #Inflation #Retirement #GoldIRA #Wealth #Investing #uniret #403b #457 #457b #LifetimeIncome #lifetimeincome #pension #pensionincome #Retirement #403b #uniret #403b #457 #457b #LifetimeIncome #lifetimeincome #pension #pensionincome #Retirement

Ep. 2 | We’re talking about 401Ks (...and also 403b's and 457b's) and why they are one of the greatest wealth building tools! SHOW NOTES: Your employer-sponsored retirement plan is one of the greatest wealth-building assets because: 1) You're more likely to become a millionaire if you contribute consistently to your 401k 2) Automatic contributions, deducted from your paycheck, force you to keep saving and investing 3) Employer matches are free money that you're entitled to (make sure you contribute enough to get your employer match!) 4) Retirement accounts have tax benefits. Pre-tax contributions can lower your tax liability now, or you can make post-tax contributions now and not pay any taxes when you withdraw at retirement age. ⠀ If you have an employer-sponsored retirement account , you will not want to miss this episode! Let's turning retirement planning into party planning! ----------------------------------------------------- Frustrated by an

In this video we're answering the question "Should I Use My Employer's Non-Qualified Deferred Compensation Plan?" The White Coat Investor wants to help you stop doing dumb things with your money, so in this video series we answer questions you have submitted. To get your questions answered by The White Coat Investor, visit and record your question. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs for specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Subscribe Here: Main Website: Student Loan Advice:

In this video we discuss the process of turning Non-Qualified Funds into Qualified Funds. We discuss how to minimize income taxes during your lifetime including a discussion of when it is optimal to use tax deferred accounts vs Roth accounts. We discuss IRAs, 401(k)s, 403(b)s, 457(b)s, TSPs, SEP, and SIMPLE plans. Also Required Minimum Distribution (RMD)s and what states are tax friendly for retirement purposes. We give an introduction to how Roth Conversions can be used to minimize taxation during your retirement years. Insurance Services are offered through FEFA. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and FEFA or FEFA Asset Management are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are back

You might be wondering, "What is the best retirement savings account?" One of the best options (if not the best option--I like it) when you're working for a public employer is a 457b deferred compensation account. These accounts provide many benefits for future retirees, and this video will discuss 4 benefits of saving in a 457b account. A 457b allows for automatic savings. David Bach recommends this in his book The Automatic Millionaire. All you'll need to do is head to your HR director and sign up. Saving a percentage allows for your savings rate to stay the same if you get a raise. However, the amount of money you'll save will increase as your income does. There are tax benefits associated with a 457. Saving in a 457b cuts your tax bill in the current year. When looking at 457s and tax-deferrals, a 457 allows for tax-free growth. You'll only owe taxes when you withdraw the money. A 457b can help you save for early retirement. You can access